Study Data · Part 5 · Indicator Deep-Dive Analysis

I or my management discussed AI output alteration with the client

Indicator C213 · By Phil Hatch · Akholi · October 9, 2026

Indicator Specification

Table 1. Indicator specificationTable
FieldValue
Indicator codeC213
Question as askedI or my management discussed AI output alteration with the client
Failure categoryNot one of the 100 rated indicators
Place in the surveyChallenge Deep Dive > 5.6 Alterations > AI Output
Indicator classRespondent level
Indicator typeYes or no
Response scaleLevels: Yes, No
Answering base224 of 850 respondents gave one of the listed answers. 265 answered, counting I do not know and I prefer to not answer, across 105 of 150 engagements
Non-answersI do not know 25, I prefer to not answer 16, blank 585
Written responses addressing the indicator50 responses from 49 respondents on 39 engagements (49 primary, 1 secondary)

Summary of Findings

Table 2. Key results: association of the indicator with the four study measuresTable
MeasureEffect sizenValuep
Cancellation rateNot tested: fewer than two levels of 10 or more engagements
Customer satisfactionNot tested: fewer than two levels of 10 or more engagements
Engagement indicator meanNot tested: fewer than two levels of 10 or more engagements
Intent to leaveNot tested: fewer than two levels of 10 or more engagements

Of the 224 respondents who answered, 1 (0.45%) answered True and 223 (99.55%) answered False. No association with the study measures was tested, because fewer than two answers were assigned to at least ten engagements.

The share answering True did not differ by any segment family after Holm correction.

Of the 50 written responses, 43 were negative. At least 22 of the 43 negative responses said the financial institution was not told, or that the correction stayed within the vendor team. The single positive response came from a respondent who had told both the financial institution and their own leadership.

Distribution of Responses

Table 3. Distribution of responses, respondent levelTable
AnswerRespondentsShare of answered (base 224)Cumulative shareEngagements with at least oneShare of 150 engagementsDistressed
Yes10.45%0.45%10.67%Not applicable
No22399.55%100.00%9462.67%Not applicable
I do not know25Not in baseNot in base149.33%Not applicable
I prefer to not answer16Not in baseNot in base1510.00%Not applicable
Answered, total224100.00%9462.67%

Of the 224 respondents who answered, 1 (0.45%) answered True and 223 (99.55%) answered False. The non-answers were I do not know (25) and I prefer to not answer (16). Each engagement was assigned the answer given by the largest number of its respondents. No engagement was assigned True, and False was the assigned answer on 86 engagements, “I do not know” on 10, “I prefer to not answer” on 3, and 51 engagements were tied or unanswered and carry no assigned answer.

Coverage and Origin of Written Responses

Figure 1. Written responses addressing the indicator, by question answered and written score (n = 50 responses)Exhibit
012.625.237.850.4C216 (primary)3266C214 (primary)C204 (primary)C156 (secondary)−10 Strongly negative−5 Negative0 Neutral+5 Positive+10 Strongly positive
Note: Each bar is one survey question. C216, C214 and C204 are the written-answer questions of the indicator's survey section, so their responses are primary. The responses to every other question are secondary. Segments wide enough to hold a label carry their count. C216 asked: “Comment” C214 asked: “Why did you alter AI outputs?” C204 asked: “Comment” C156 asked: “Add any comments on the joint management of this engagement that the ratings in this section do not capture.”
Table 4. Written responses by originTable
OriginResponsesRespondentsEngagementsNegativeStrongest negative (−10)PositiveMean written score
Primary49483842 of 49 (85.71%)35 of 49 (71.43%)1 of 49 (2.04%)−7.8
Secondary1111 of 11 of 10 of 1‡
All responses50493943 of 50 (86.00%)36 of 50 (72.00%)1 of 50 (2.00%)−7.8
Note: ‡ Base under 10. No statistic is reported.

The primary responses numbered 49, written in answer to C216, C214 and C204, the written-answer questions of the indicator's survey section. The remaining 1 responses, 2.00% of the total, were secondary and came from 1 other questions. That secondary share ranked 7th from the highest among the 13 Part 5 indicators with 30 or more written responses, against a median of 2.00%. Respondents who wrote both a primary and a secondary response numbered 0. Negative responses made up 85.71% of primary responses (42 of 49) and 1 of the 1 secondary responses.

In 22 of the 43 negative responses, the respondent said the financial institution was not told, never saw the corrections, or that no one outside the team knew. In 21, the team lead or manager was told or knew. Six responses said the respondent did not know what the financial institution was told, most after telling the team lead.

Distribution of Written Sentiment

Figure 2. Distribution of written sentiment (n = 50 responses)Exhibit
0%25%50%75%100%−10 Strongly negative36 (72.00%)−5 Negative7 (14.00%)0 Neutral6 (12.00%)+5 Positive1 (2.00%)+10 Strongly positive0 (0.00%)Share of responses
Note: Column height is the share of the 50 responses. Labels give the count and the share.
Table 5. Summary statistics of written sentimentTable
StatisticValueBasis
Mean written score−7.895% CI −8.9 to −6.7, cluster bootstrap by engagement, 10,000 draws, n = 50 responses
Median written score−10.0n = 50 responses
Negative responses43 of 50 (86.00%)95% CI 76.00% to 94.23% of 50 responses, cluster bootstrap by engagement
Strongest negative responses (−10)36 of 50 (72.00%)Statements of totality, constancy or serious harm
Positive responses1 of 50 (2.00%)+5 or +10
Net balance−84.00 percentage pointsShare positive minus share negative, base 50 responses
Respondent-level mean−7.9Mean of each respondent's own mean written score, n = 49 respondents

Of the 50 responses, 43 (86.00%, 95% CI 76.00% to 94.23%) were negative and 36 (72.00%) carried the strongest negative score of −10. Positive responses numbered 1 (2.00%), and 6 were neutral. The mean written score was −7.8 (95% CI −8.9 to −6.7, n = 50 responses), and the median was −10.0.

Descriptive Statistics by Segment

Table 6. Descriptive statistics by segmentTable
SegmentBaseAnsweredAnswer rateEngagementsYes, shareNo, share
Study set85022426.35% of 8501050.45%99.55%
Outsourcing model
CXM2325825.00% of 232290.00%100.00%
ITO2446827.87% of 244310.00%100.00%
BPO2095124.40% of 209240.00%100.00%
KPO1654728.48% of 165212.13%97.87%
Institution type
Asset management1323526.52% of 132210.00%100.00%
Wealth management and private banking1403323.57% of 140120.00%100.00%
Investment banking (advisory and capital-markets origination)1054038.10% of 105152.50%97.50%
Insurance (life, property and casualty, health)782734.62% of 78120.00%100.00%
Commercial and business banking821315.85% of 8290.00%100.00%
Payments and merchant acquiring (networks, acquiring, processing)712230.99% of 7170.00%100.00%
Credit card and payments issuing732027.40% of 7390.00%100.00%
Retail and consumer banking731824.66% of 7370.00%100.00%
Markets and trading (sales and trading, global markets)571017.54% of 5780.00%100.00%
Private equity and private capital39615.38% of 39506
Process family
Corporate and back-office functions2486325.40% of 248321.59%98.41%
Technology engineering and operations2044924.02% of 204250.00%100.00%
Client servicing and communications943031.91% of 94130.00%100.00%
Trade, settlement and reconciliation802430.00% of 8090.00%100.00%
Payments, cards and disputes732331.51% of 7380.00%100.00%
Credit, underwriting and suitability57915.79% of 57509
Regulatory, audit, tax and legal511223.53% of 5170.00%100.00%
Financial crime and client onboarding431432.56% of 4360.00%100.00%
Class of work
LOB Operational45112828.38% of 451540.00%100.00%
Corporate Functional3999624.06% of 399511.04%98.96%
Engagement status and lifecycle stage
Active, Build-Out1753318.86% of 175200.00%100.00%
Active, Transition/Cut-Over2503313.20% of 250190.00%100.00%
Active, Production1032524.27% of 103110.00%100.00%
Canceled32213341.30% of 322550.75%99.25%
Respondent role
Individual Contributor66722233.28% of 6671050.00%100.00%
Engagement Manager15021.33% of 150211
Portfolio Director3100.00% of 31000
Customer Management Executive200 of 2000
Vendor type
IT services major3168627.22% of 316410.00%100.00%
BPO specialist1985226.26% of 198280.00%100.00%
Consulting firm1172823.93% of 117143.57%96.43%
Boutique or specialist provider871719.54% of 87100.00%100.00%
Pure-play agentic AI firm752128.00% of 75100.00%100.00%
Not reported, recovered by engagement572035.09% of 57210.00%100.00%

Each share is computed on the respondents who answered in that row. Rows with fewer than 10 respondents report counts only.

Tests of Difference Between Segments

Table 7. Tests of difference between segmentsTable
Segment familyUnitChi-squaredfpHolm pCramer's VTest for pLevels excluded
Outsourcing modelEngagementaNone
Institution typeEngagementbc
Process familyEngagementbd
Class of workEngagementaNone
Engagement status and lifecycle stageEngagementaNone
Respondent roleRespondentbEngagement Manager, n = 2, Portfolio Director, n = 0, Customer Management Executive, n = 0
Vendor typeRespondent7.0350.3830.3830.18Monte Carlo, simulatedNone
Note: a Not tested: fewer than two levels on one side of the table. b Not tested: fewer than two levels of 10 or more engagements. c Levels excluded: Commercial and business banking, n = 6, Payments and merchant acquiring (networks, acquiring, processing), n = 6, Credit card and payments issuing, n = 8, Retail and consumer banking, n = 5, Markets and trading (sales and trading, global markets), n = 5, Private equity and private capital, n = 4. d Levels excluded: Client servicing and communications, n = 8, Trade, settlement and reconciliation, n = 8, Payments, cards and disputes, n = 8, Credit, underwriting and suitability, n = 4, Regulatory, audit, tax and legal, n = 6, Financial crime and client onboarding, n = 4.

Segment families recorded at engagement level were tested on engagements, and respondent role and vendor type on respondents. The share answering True did not differ by any segment family after Holm correction.

Written Sentiment by Segment

Figure 3. Written sentiment by engagement status and lifecycle stage, share of each group's responsesExhibit
0%25%50%75%100%All responses (n = 50)72.0%14.0%12.0%Active, Build-Out (n = 5)2 of 53 of 5Active, Transition/Cut-Over (n = 8)7 of 81 of 8Active, Production (n = 6)6 of 6Canceled (n = 31)67.7%12.9%16.1%−10 Strongly negative−5 Negative0 Neutral+5 Positive+10 Strongly positive
Note: Each bar is the whole of its group's responses, divided by written score from −10 at the left to +10 at the right. Segments large enough to hold a label carry their share.
Table 8. Written sentiment by segmentTable
SegmentResponsesRespondentsEngagementsMean written scoreNegativeStrongest negative (−10)
Engagement status and lifecycle stage
Active, Build-Out553‡5 of 52 of 5
Active, Transition/Cut-Over888‡7 of 87 of 8
Active, Production663‡6 of 66 of 6
Canceled313025−7.325 of 31 (80.65%)21 of 31 (67.74%)
Respondent role
Individual Contributor484838−8.042 of 48 (87.50%)35 of 48 (72.92%)
Engagement Manager211‡1 of 21 of 2
Portfolio Director000No responses
Customer Management Executive000No responses
Note: ‡ Base under 10. No statistic is reported.

Written sentiment did not differ by engagement status and lifecycle stage across the 39 engagements with a written response (Kruskal-Wallis H 2.45, df 3, p = 0.485). Fewer than two groups held 10 or more responses, so the groups are reported as counts only: active engagements in Build-Out (5), active engagements in Transition/Cut-Over (8), active engagements in Production (6) and canceled engagements (31).

No test across respondent roles was run, because fewer than two roles had 30 or more written responses. Individual contributors wrote 48 responses, engagement managers 2.

Association with Cancellation Rate

Cancellation rate is the share of engagements canceled by the study date, measured at engagement level (150 engagements, 56 canceled). Canceled engagements were rated after cancellation. The association is therefore a descriptive contrast and not a forecast of cancellation. Each test compares the engagements by their assigned answer, within the study set and within each segment.

Table 9. Association with cancellation rate by answer levelTable
Answer levelEngagementsCanceledCancellation rate
Yes0No engagements
No864350.00%
I do not know10550.00%
I prefer to not answer32‡
Note: ‡ Base under 10. No statistic is reported.
Table 10. Association with cancellation rate, tests across answer levels by segmentTable
SegmentEngagementsChi-squaredfpHolm pCramer's VTest for p
Study set99a
Outsourcing model
CXM28a
ITO29a
BPO21a
KPO21a
Institution type
Asset management19a
Wealth management and private banking12a
Investment banking (advisory and capital-markets origination)15a
Insurance (life, property and casualty, health)12a
Commercial and business banking9‡
Payments and merchant acquiring (networks, acquiring, processing)7‡
Credit card and payments issuing8‡
Retail and consumer banking5‡
Markets and trading (sales and trading, global markets)7‡
Private equity and private capital5‡
Process family
Corporate and back-office functions30a
Technology engineering and operations23a
Client servicing and communications13a
Trade, settlement and reconciliation9‡
Payments, cards and disputes8‡
Credit, underwriting and suitability4b
Regulatory, audit, tax and legal7‡
Financial crime and client onboarding5‡
Class of work
LOB Operational52a
Corporate Functional47a
Engagement status and lifecycle stage
Active, Build-Outb
Active, Transition/Cut-Overb
Active, Productionb
Canceledb
Note: ‡ Base under 10. No statistic is reported. a Not tested: fewer than two levels of 10 or more engagements. b Not tested: no variation in cancellation.

Of the engagements assigned False, 43 of 86 were canceled. No test was computed, because fewer than two answers were assigned to at least ten engagements.

Association with Customer Satisfaction

Customer satisfaction is the percentage recorded against each engagement. The primary estimate uses the 94 active engagements.

Table 11. Association with customer satisfaction by answer levelTable
Answer levelEngagementsMean of the measureSD
Yes0No engagements
No4360.19.6
I do not know5‡
I prefer to not answer1‡
Note: ‡ Base under 10. No statistic is reported.
Table 12. Association with customer satisfaction, tests across answer levels by segmentTable
SegmentEngagementsWelch FdfpHolm pOmega squared90% CI
Study set49a
Outsourcing model
CXM14a
ITO16a
BPO10a
KPO9‡
Institution type
Asset management8‡
Wealth management and private banking4‡
Investment banking (advisory and capital-markets origination)6‡
Insurance (life, property and casualty, health)8‡
Commercial and business banking5‡
Payments and merchant acquiring (networks, acquiring, processing)4‡
Credit card and payments issuing4‡
Retail and consumer banking2‡
Markets and trading (sales and trading, global markets)5‡
Private equity and private capital3‡
Process family
Corporate and back-office functions12a
Technology engineering and operations15a
Client servicing and communications5‡
Trade, settlement and reconciliation1‡
Payments, cards and disputes6‡
Credit, underwriting and suitability4‡
Regulatory, audit, tax and legal3‡
Financial crime and client onboarding3‡
Class of work
LOB Operational25a
Corporate Functional24a
Engagement status and lifecycle stage
Active, Build-Out20a
Active, Transition/Cut-Over19a
Active, Production10a
Canceledb
Note: ‡ Base under 10. No statistic is reported. a Not tested: fewer than two levels of 10 or more engagements. b Not tested: canceled engagements fall outside the active population.

Among active engagements, customer satisfaction was 60.1% (n = 43 engagements) where respondents most often answered False. No test was computed, because fewer than two answers were assigned to at least ten engagements.

Association with the Engagement Indicator Mean

The engagement indicator mean is the mean of an engagement's ratings across the rated indicators, measured at engagement level. The indicator is not a rated indicator and does not enter the mean.

Table 13. Association with the engagement indicator mean by answer levelTable
Answer levelEngagementsMean of the measureSD
Yes0No engagements
No863.51.2
I do not know103.91.5
I prefer to not answer3‡
Note: ‡ Base under 10. No statistic is reported.
Table 14. Association with the engagement indicator mean, tests across answer levels by segmentTable
SegmentEngagementsWelch FdfpHolm pOmega squared90% CI
Study set99a
Outsourcing model
CXM28a
ITO29a
BPO21a
KPO21a
Institution type
Asset management19a
Wealth management and private banking12a
Investment banking (advisory and capital-markets origination)15a
Insurance (life, property and casualty, health)12a
Commercial and business banking9‡
Payments and merchant acquiring (networks, acquiring, processing)7‡
Credit card and payments issuing8‡
Retail and consumer banking5‡
Markets and trading (sales and trading, global markets)7‡
Private equity and private capital5‡
Process family
Corporate and back-office functions30a
Technology engineering and operations23a
Client servicing and communications13a
Trade, settlement and reconciliation9‡
Payments, cards and disputes8‡
Credit, underwriting and suitability4‡
Regulatory, audit, tax and legal7‡
Financial crime and client onboarding5‡
Class of work
LOB Operational52a
Corporate Functional47a
Engagement status and lifecycle stage
Active, Build-Out20a
Active, Transition/Cut-Over19a
Active, Production10a
Canceled50a
Note: ‡ Base under 10. No statistic is reported. a Not tested: fewer than two levels of 10 or more engagements.

The engagement indicator mean was 3.5 (n = 86 engagements) where respondents most often answered False. No test was computed, because fewer than two answers were assigned to at least ten engagements.

Association with Intent to Leave

Intent to leave is the answer to C019, “How likely are you to leave your current job in the next 12 months?”, rated 1 to 10 by up to 798 respondents. For the indicator, the comparison uses the mean intent to leave of each engagement.

Table 15. Association with intent to leave by answer levelTable
Answer levelEngagementsMean of the measureSD
Yes0No engagements
No867.62.0
I do not know107.42.3
I prefer to not answer3‡
Note: ‡ Base under 10. No statistic is reported.
Table 16. Association with intent to leave, tests across answer levels by segmentTable
SegmentEngagementsWelch FdfpHolm pOmega squared90% CI
Study set99a
Outsourcing model
CXM28a
ITO29a
BPO21a
KPO21a
Institution type
Asset management19a
Wealth management and private banking12a
Investment banking (advisory and capital-markets origination)15a
Insurance (life, property and casualty, health)12a
Commercial and business banking9‡
Payments and merchant acquiring (networks, acquiring, processing)7‡
Credit card and payments issuing8‡
Retail and consumer banking5‡
Markets and trading (sales and trading, global markets)7‡
Private equity and private capital5‡
Process family
Corporate and back-office functions30a
Technology engineering and operations23a
Client servicing and communications13a
Trade, settlement and reconciliation9‡
Payments, cards and disputes8‡
Credit, underwriting and suitability4‡
Regulatory, audit, tax and legal7‡
Financial crime and client onboarding5‡
Class of work
LOB Operational52a
Corporate Functional47a
Engagement status and lifecycle stage
Active, Build-Out20a
Active, Transition/Cut-Over19a
Active, Production10a
Canceled50a
Note: ‡ Base under 10. No statistic is reported. a Not tested: fewer than two levels of 10 or more engagements.

The engagement mean of intent to leave was 7.6 (n = 86 engagements) where respondents most often answered False. No test was computed, because fewer than two answers were assigned to at least ten engagements.

Association of Written Sentiment with the Study Measures

Table 17. Written sentiment and the study measuresTable
ComparisonWith a negative responseWithout a negative responseTestStatisticnp
Cancellation rate, engagements22 of 35 (62.86%)34 of 115 (29.57%)Fisher exact150< 0.001
Customer satisfaction, active engagements60.38%, n = 1364.69%, n = 81Welch t−1.37940.188
Engagement mean written score and cancellation, engagementsPoint-biserial r0.19390.238
Respondent mean written score and intent to leave, respondentsSpearman rho0.03480.847

Two comparisons set the engagements with at least one negative response against all other engagements. Of the 115 other engagements, 111 had no written response addressing the indicator. These two comparisons therefore do not isolate written sentiment. Of the 35 engagements with a negative response, 22 (62.86%) were canceled, against 34 of the 115 other engagements (29.57%). The difference reached significance (Fisher exact p < 0.001). Customer satisfaction among active engagements did not differ between the two groups (mean 60.38% on 13 engagements against 64.69% on 81, Welch t −1.37, p = 0.188).

Two correlations test written sentiment directly. Across the 39 engagements with a written response, the engagement mean written score was not associated with cancellation (point-biserial r 0.19, p = 0.238). Across 48 respondents, the respondent mean written score was not associated with intent to leave (Spearman rho 0.03, p = 0.847). Of the four comparisons, one reached significance at 0.05.

Comparison of Associations Across the Four Measures

Table 18. Associations across the four measuresTable
MeasureEffect sizenValuepEquivalent to zeroRank among the four
Cancellation rateNot tested: fewer than two levels of 10 or more engagements
Customer satisfactionNot tested: fewer than two levels of 10 or more engagements
Engagement indicator meanNot tested: fewer than two levels of 10 or more engagements
Intent to leaveNot tested: fewer than two levels of 10 or more engagements

Fewer than two associations were tested, so no comparison across the measures applies.

Clustering and Effective Sample Size

Table 19. Clustering and effective sample sizeTable
StatisticValueReading
Clusters (engagements)105Engagements with one or more answers.
Mean respondents per engagement2.5Answers per engagement, among engagements with one or more answers.
ICC(1)0.43Share of the variance that lies between engagements.
Design effect1.66One plus the product of the ICC and the mean cluster size less one.
Nominal respondent n265Every answer, with “I do not know” and “I prefer to not answer” counted as levels, as in the plurality rule.
Effective n160Nominal n divided by the design effect.
Cluster bootstrap appliedYesApplied to every respondent-level interval where the ICC is 0.05 or above.

Answers clustered within engagements (ICC 0.43). Clustering reduced the 265 respondent answers to the equivalent of about 160 independent answers. Respondent-level intervals therefore used the cluster bootstrap. Respondent-level tests used standard errors that allow for clustering by engagement.

Equivalence Tests of Null Results

Table 20. Equivalence tests of null resultsTable
MeasurenOmega squaredEquivalence boundEquivalence pEquivalent to zeroAchieved powerMDE at power 0.80
Cancellation ratea
Customer satisfactiona
Engagement indicator meana
Intent to leavea
Note: a Not tested: fewer than two levels of 10 or more engagements.

No association was tested, so no equivalence test applies. The equivalence bound is an omega squared of 0.090, the study's threshold for a negligible association expressed as variance explained.

Robustness Checks

Table 21. Robustness checksTable
CheckMeasurePrimary pCheck pCheck statisticConclusion holds
Kruskal-Wallis in place of Welch FCustomer satisfactionNot computedNot computedNot computedNot computed
Kruskal-Wallis in place of Welch FEngagement indicator meanNot computedNot computedNot computedNot computed
Kruskal-Wallis in place of Welch FIntent to leaveNot computedNot computedNot computedNot computed
Active engagements onlyEngagement indicator meanNot computedNot computedNot computedNot computed
Active engagements onlyIntent to leaveNot computedNot computedNot computedNot computed
Respondent level, cluster-robust Wald F by engagementCancellation rateNot computed< 0.00151.07Not computed
Respondent level, cluster-robust Wald F by engagementCustomer satisfactionNot computed< 0.00174.05Not computed
Respondent level, cluster-robust Wald F by engagementEngagement indicator meanNot computed< 0.00187.49Not computed
Respondent level, cluster-robust Wald F by engagementIntent to leaveNot computed< 0.00116.71Not computed

No robustness check could be computed, because no primary test was computed.

Measure Independence and Part-Whole Correction

Each of the four measures was computed from data the indicator does not contain. Each result is therefore a finding and not an arithmetic consequence.

Comparison with the Study Norm

A categorical indicator has no signed correlation with the study measures and therefore no profile against the study norm. The comparison by answer appears in the four association sections.

Comparison of Written Sentiment with Other Part 5 Indicators

Figure 4. Share of negative written responses, Part 5 indicators with 30 or more written responses (n = 13 indicators)Exhibit
0%25%50%75%100%C052C053C209C205C203C199C211C201C213C207C212C200C206Share of negative responsesMedian of the 13 indicators
Note: Each column is one indicator, ordered from the highest share of negative responses. The indicator is the amber column. The dashed line marks the median share, 98.03%.

Among the 13 Part 5 indicators with 30 or more written responses, the indicator's share of negative responses, 86.00%, ranked 9th from the highest, against a median of 98.03%. Its mean written score, −7.8, ranked 3rd from the most negative, against a median of −6.3.

Co-Occurring Indicators and Themes

Figure 5. Other indicators and themes in the same written responses (n = 50 responses)Exhibit
012.625.237.850.4C21245 (90.00%)Theme: Financial institution was nottold31 (62.00%)C21128 (56.00%)Theme: Told vendor-side management28 (56.00%)C15727 (54.00%)Theme: Human rework absorbs thefailure23 (46.00%)Theme: Told nobody15 (30.00%)Theme: Stated periodic rate11 (22.00%)Theme: Occurs every cycle or most days11 (22.00%)C1598 (16.00%)C0365 (10.00%)Other indicatorsThemes
Note: Themes carry no score. Labels give the count and the share of the 50 responses. The figure shows each indicator and each theme among the five most frequent of its kind, with every tie at the cut. C212: “I discussed the AI output alteration with internal management” C211: “I have altered AI outputs” C157: “Rate the factual reliability of the AI tools' outputs on this engagement before any human review.” C159: “Rate the consistency of the tools' outputs when given the same input and instructions more than once.” C036: “What stage is the engagement in?” Emotional states in the same responses, as counts: calm or fine 4, frustrated 3, tired 2, resigned 2, stressed 2.

The indicator most often present in the same responses was C212, “I discussed the AI output alteration with internal management”, in 45 of the 50 responses (90.00%). C211, “I have altered AI outputs” (28 responses), C157, “Rate the factual reliability of the AI tools' outputs on this engagement before any human review.” (27 responses), C159, “Rate the consistency of the tools' outputs when given the same input and instructions more than once.” (8 responses) and C036, “What stage is the engagement in?” (5 responses) followed.

The most frequent theme was “Financial institution was not told”, in 31 responses (62.00%). The second was “Told vendor-side management”, in 28 responses.

Interpretation of the Data

Of the respondents who answered, 0.45% said they or their management had discussed the AI output alteration with the financial institution (one of 224). No engagement was assigned the answer True, so no association with the study measures could be tested.

The written evidence matches the answers. Respondents described the correction of AI outputs as routine work, checked line by line within the team, often known to the team lead and seldom raised with the financial institution.

Limitations

The evidence is the reported experience of the vendor's delivery teams, collected in a single cross-section. The associations reported here are not causal. The answer is the respondent's own report of an alteration and not a record of it.

Each engagement carries the answer given by the largest number of its respondents, and tied engagements are excluded from the engagement-level tests.

Shares of written sentiment are shares of responses and not of the study set of respondents. The written score takes five fixed values, so its mean and median are coarse. Responses clustered within engagements (50 responses on 39 engagements). Intervals for written sentiment therefore used a bootstrap by engagement.

The written responses are counted by sets of words stated in each rule. A response that described a practice in other words is not counted, so each count is a floor.

With one respondents answering True, the indicator supports a description of how rarely the AI output alteration was discussed and no comparison by answer.

Definitions

Table 22. DefinitionsTable
TermDefinition
Response scaleThe answer is True or False to the statement shown in the indicator specification. The indicator is not a rating. No distressed range applies.
Answering baseRespondents who answered True or False.
Non-answers“I do not know” and “I prefer to not answer” are counted separately. They are excluded from the answering base and from the shares.
Indicator classRespondent level: a report of the respondent's own action. Each engagement also carries the answer given by the largest number of its respondents, for the engagement-level tests.
Failure categoryThe five failure categories of the Study Taxonomy apply only to the rated indicators. The indicator carries none.
Engagement indicator meanThe mean of an engagement's ratings across the rated indicators. The indicator does not enter it.
Written responseA written answer about the respondent's own engagement that addresses the indicator. Non-answers and answers about another engagement are excluded.
Primary and secondaryA primary response answered the written-answer question of the indicator's survey section. A secondary response answered a question in another section and addressed the indicator in its content.
Written sentiment scoreEach written response carries one of five scores: −10, −5, neutral, +5 or +10. The sign records whether the response described the state of the indicator as harmful or helpful to the engagement. The magnitude records its strength. A score of −10 marks a statement of totality, constancy or serious harm.
Cluster bootstrapAn interval computed by resampling engagements rather than responses, so that the responses from one engagement stay together.

Sources and Provenance

Table 23. Sources and provenanceTable
SourceValue
Study dataStudy Data.xlsx, Data sheet, column C213, sha256 219eba0457274d04
Statistics enginecompute_statistics.py, sha256 738319eef764602b
Statistics recordComputed Statistics.json, record C213, sha256 1ae50a3637fc9370
ComputedOctober 13, 2026, 04:57 UTC
TemplateIndicator Template v2, version 2.0 of 10 October 2026
Figures placed by script777
Written responsesQuotes Master.jsonl, sha256 27da38085e2b13fd
Written sentiment scoresQuote Coding Rulebook, version 0.6, with section 21
Written-response computationqa_stats.py, sha256 74a61f3a96169da9. wfacts.py, sha256 b85fae20adf812a1. build_indicator.py, sha256 c7b10c57927ea734
Written-response recordsC213.qa.json, sha256 f5aa4edcdaaf1b66. C213.wfacts.json, sha256 d8c46a67c6923f40. Hand-written text handcraft/C213.json, sha256 9c33dac561bffb05

Continue the report

Executive summary →
Overview

Executive Summary

Four findings from 150 engagements

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Introduction

Introduction

Scope, evidence, and how the report is organized

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Part 1

Engagement Outcomes

Poor results on every measure, and what separates them

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Part 2

The Five Failure Categories

Where failure concentrates, category by category

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Part 3

Governance, Oversight, and Control

Controls that existed in name only

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Part 4

The Delivery Workforce

Early in their careers, dissatisfied, and many intending to leave

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Part 5

Manual Alteration

How the delivery team altered the work to sustain it

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Part 6

Executive Action Plan

Seven immediate actions and a first-year plan

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Appendices

Appendices

Definitions, indicator inventory, method, and disclosures

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Data

Study Data

Deep-dive analyses of the study indicators, published in stages

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