I discussed the data alteration with internal management
Indicator C200 · By Phil Hatch · Akholi · October 9, 2026
On this page
25 sectionsIndicator Specification
| Field | Value |
|---|---|
| Indicator code | C200 |
| Question as asked | I discussed the data alteration with internal management |
| Failure category | Not one of the 100 rated indicators |
| Place in the survey | Challenge Deep Dive > 5.6 Alterations > Client Data |
| Indicator class | Respondent level |
| Indicator type | Yes or no |
| Response scale | Levels: Yes, No |
| Answering base | 401 of 850 respondents gave one of the listed answers. 409 answered, counting I do not know and I prefer to not answer, across 127 of 150 engagements |
| Non-answers | I do not know 0, I prefer to not answer 8, blank 441 |
| Written responses addressing the indicator | 210 responses from 204 respondents on 101 engagements (210 primary, 0 secondary) |
Summary of Findings
| Measure | Effect size | n | Value | p |
|---|---|---|---|---|
| Cancellation rate | Omega squared, 0 or 1 flag | 113 engagements | 0.032 | 0.032 |
| Customer satisfaction | Not tested: fewer than two levels of 10 or more engagements | |||
| Engagement indicator mean | Omega squared | 113 engagements | 0.029 | 0.014 |
| Intent to leave | Omega squared | 113 engagements | 0.048 | 0.003 |
Of the 401 respondents who answered, 292 (72.82%) answered True and 109 (27.18%) answered False. At engagement level, the answer was associated with cancellation, the engagement indicator mean and intent to leave. Engagements whose respondents most often said they had discussed the data alteration with internal management were canceled less often (39.77% of 88 engagements against 64.00% of 25), recorded a higher engagement indicator mean and had lower intent to leave among their respondents. The association with customer satisfaction was not tested, because fewer than two answers were assigned to at least ten engagements.
The share answering True did not differ by any segment family after Holm correction.
Of the 210 written responses, 172 were positive and 37 negative. The positive responses, nearly all under C204, said the respondent had told the team lead or manager, and some added that the financial institution was not told. Most negative responses came from respondents who had told no one, or no one above them.
Distribution of Responses
| Answer | Respondents | Share of answered (base 401) | Cumulative share | Engagements with at least one | Share of 150 engagements | Distressed |
|---|---|---|---|---|---|---|
| Yes | 292 | 72.82% | 72.82% | 112 | 74.67% | Not applicable |
| No | 109 | 27.18% | 100.00% | 54 | 36.00% | Not applicable |
| I prefer to not answer | 8 | Not in base | Not in base | 8 | 5.33% | Not applicable |
| Answered, total | 401 | 100.00% | 126 | 84.00% |
Of the 401 respondents who answered, 292 (72.82%) answered True and 109 (27.18%) answered False. The non-answers were I prefer to not answer (8). Each engagement was assigned the answer given by the largest number of its respondents. True was the assigned answer on 88 engagements and False on 25, “I prefer to not answer” on 1, and 36 engagements were tied or unanswered and carry no assigned answer.
Coverage and Origin of Written Responses
| Origin | Responses | Respondents | Engagements | Negative | Strongest negative (−10) | Positive | Mean written score |
|---|---|---|---|---|---|---|---|
| Primary | 210 | 204 | 101 | 37 of 210 (17.62%) | 32 of 210 (15.24%) | 172 of 210 (81.90%) | 3.1 |
| Secondary | 0 | 0 | 0 | 0 | 0 | 0 | None |
| All responses | 210 | 204 | 101 | 37 of 210 (17.62%) | 32 of 210 (15.24%) | 172 of 210 (81.90%) | 3.1 |
The primary responses numbered 210, written in answer to C204, C202, C210 and C208, the written-answer questions of the indicator's survey section. No response from any other question addressed the indicator, so every response was primary.
The 196 responses to C204 described how the alteration was handled within the vendor. In 150, the respondent said they told the team lead, manager or team, or that the lead or manager already knew. Respondents placed the alteration at a frequency, such as every cycle, most weeks or seven out of ten, in 143 responses, and said that telling the lead changed nothing at the financial institution in 27.
Across all questions, respondents said the financial institution was not told in 41 responses. Two responses said the financial institution had been told directly or in writing. In 34 of the 37 negative responses, the respondent said they had told no one, or no one above them, of the alteration, several because raising it had changed nothing before, and one because the respondent was new to the team.
Distribution of Written Sentiment
| Statistic | Value | Basis |
|---|---|---|
| Mean written score | 3.1 | 95% CI 2.2 to 3.9, cluster bootstrap by engagement, 10,000 draws, n = 210 responses |
| Median written score | 5.0 | n = 210 responses |
| Negative responses | 37 of 210 (17.62%) | 95% CI 12.38% to 23.30% of 210 responses, cluster bootstrap by engagement |
| Strongest negative responses (−10) | 32 of 210 (15.24%) | Statements of totality, constancy or serious harm |
| Positive responses | 172 of 210 (81.90%) | +5 or +10 |
| Net balance | 64.29 percentage points | Share positive minus share negative, base 210 responses |
| Respondent-level mean | 3.1 | Mean of each respondent's own mean written score, n = 204 respondents |
Of the 210 responses, 37 (17.62%, 95% CI 12.38% to 23.30%) were negative and 32 (15.24%) carried the strongest negative score of −10. Positive responses numbered 172 (81.90%), and 1 was neutral. The mean written score was 3.1 (95% CI 2.2 to 3.9, n = 210 responses), and the median was 5.0.
Descriptive Statistics by Segment
| Segment | Base | Answered | Answer rate | Engagements | Yes, share | No, share |
|---|---|---|---|---|---|---|
| Study set | 850 | 401 | 47.18% of 850 | 127 | 72.82% | 27.18% |
| Outsourcing model | ||||||
| CXM | 232 | 118 | 50.86% of 232 | 34 | 75.42% | 24.58% |
| ITO | 244 | 97 | 39.75% of 244 | 32 | 60.82% | 39.18% |
| BPO | 209 | 100 | 47.85% of 209 | 33 | 81.00% | 19.00% |
| KPO | 165 | 86 | 52.12% of 165 | 28 | 73.26% | 26.74% |
| Institution type | ||||||
| Asset management | 132 | 69 | 52.27% of 132 | 22 | 78.26% | 21.74% |
| Wealth management and private banking | 140 | 58 | 41.43% of 140 | 19 | 65.52% | 34.48% |
| Investment banking (advisory and capital-markets origination) | 105 | 57 | 54.29% of 105 | 18 | 63.16% | 36.84% |
| Insurance (life, property and casualty, health) | 78 | 37 | 47.44% of 78 | 13 | 78.38% | 21.62% |
| Commercial and business banking | 82 | 41 | 50.00% of 82 | 10 | 63.41% | 36.59% |
| Payments and merchant acquiring (networks, acquiring, processing) | 71 | 28 | 39.44% of 71 | 10 | 67.86% | 32.14% |
| Credit card and payments issuing | 73 | 38 | 52.05% of 73 | 11 | 78.95% | 21.05% |
| Retail and consumer banking | 73 | 31 | 42.47% of 73 | 9 | 77.42% | 22.58% |
| Markets and trading (sales and trading, global markets) | 57 | 27 | 47.37% of 57 | 10 | 88.89% | 11.11% |
| Private equity and private capital | 39 | 15 | 38.46% of 39 | 5 | 80.00% | 20.00% |
| Process family | ||||||
| Corporate and back-office functions | 248 | 133 | 53.63% of 248 | 42 | 80.45% | 19.55% |
| Technology engineering and operations | 204 | 80 | 39.22% of 204 | 27 | 71.25% | 28.75% |
| Client servicing and communications | 94 | 50 | 53.19% of 94 | 14 | 60.00% | 40.00% |
| Trade, settlement and reconciliation | 80 | 39 | 48.75% of 80 | 14 | 74.36% | 25.64% |
| Payments, cards and disputes | 73 | 23 | 31.51% of 73 | 10 | 69.57% | 30.43% |
| Credit, underwriting and suitability | 57 | 25 | 43.86% of 57 | 7 | 76.00% | 24.00% |
| Regulatory, audit, tax and legal | 51 | 22 | 43.14% of 51 | 7 | 68.18% | 31.82% |
| Financial crime and client onboarding | 43 | 29 | 67.44% of 43 | 6 | 65.52% | 34.48% |
| Class of work | ||||||
| LOB Operational | 451 | 206 | 45.68% of 451 | 63 | 66.50% | 33.50% |
| Corporate Functional | 399 | 195 | 48.87% of 399 | 64 | 79.49% | 20.51% |
| Engagement status and lifecycle stage | ||||||
| Active, Build-Out | 175 | 69 | 39.43% of 175 | 28 | 84.06% | 15.94% |
| Active, Transition/Cut-Over | 250 | 88 | 35.20% of 250 | 33 | 79.55% | 20.45% |
| Active, Production | 103 | 34 | 33.01% of 103 | 11 | 76.47% | 23.53% |
| Canceled | 322 | 210 | 65.22% of 322 | 55 | 65.71% | 34.29% |
| Respondent role | ||||||
| Individual Contributor | 667 | 398 | 59.67% of 667 | 127 | 72.61% | 27.39% |
| Engagement Manager | 150 | 3 | 2.00% of 150 | 3 | 3 | 0 |
| Portfolio Director | 31 | 0 | 0.00% of 31 | 0 | 0 | 0 |
| Customer Management Executive | 2 | 0 | 0 of 2 | 0 | 0 | 0 |
| Vendor type | ||||||
| IT services major | 316 | 127 | 40.19% of 316 | 48 | 64.57% | 35.43% |
| BPO specialist | 198 | 108 | 54.55% of 198 | 31 | 78.70% | 21.30% |
| Consulting firm | 117 | 56 | 47.86% of 117 | 21 | 71.43% | 28.57% |
| Boutique or specialist provider | 87 | 40 | 45.98% of 87 | 16 | 80.00% | 20.00% |
| Pure-play agentic AI firm | 75 | 30 | 40.00% of 75 | 11 | 76.67% | 23.33% |
| Not reported, recovered by engagement | 57 | 40 | 70.18% of 57 | 32 | 75.00% | 25.00% |
Each share is computed on the respondents who answered in that row. Rows with fewer than 10 respondents report counts only.
Tests of Difference Between Segments
| Segment family | Unit | Chi-square | df | p | Holm p | Cramer's V | Test for p | Levels excluded |
|---|---|---|---|---|---|---|---|---|
| Outsourcing model | Engagement | 4.43 | 3 | 0.219 | 0.615 | 0.20 | chi-square | None |
| Institution type | Engagement | 1.60 | 4 | 0.834 | 0.834 | 0.15 | Monte Carlo, simulated | b |
| Process family | Engagement | 5.18 | 3 | 0.154 | 0.615 | 0.25 | Monte Carlo, simulated | c |
| Class of work | Engagement | 3.96 | 1 | 0.047 | 0.280 | 0.19 | chi-square | None |
| Engagement status and lifecycle stage | Engagement | 5.28 | 2 | 0.071 | 0.356 | 0.23 | chi-square | Active, Production, n = 9 |
| Respondent role | Respondent | a | Engagement Manager, n = 3, Portfolio Director, n = 0, Customer Management Executive, n = 0 | |||||
| Vendor type | Respondent | 7.68 | 5 | 0.175 | 0.615 | 0.14 | chi-square | None |
Segment families recorded at engagement level were tested on engagements, and respondent role and vendor type on respondents. The share answering True did not differ by any segment family after Holm correction.
Written Sentiment by Segment
| Segment | Responses | Respondents | Engagements | Mean written score | Negative | Strongest negative (−10) |
|---|---|---|---|---|---|---|
| Engagement status and lifecycle stage | ||||||
| Active, Build-Out | 40 | 40 | 22 | 4.4 | 4 of 40 (10.00%) | 4 of 40 (10.00%) |
| Active, Transition/Cut-Over | 46 | 44 | 25 | 4.1 | 5 of 46 (10.87%) | 5 of 46 (10.87%) |
| Active, Production | 16 | 15 | 7 | 3.8 | 3 of 16 (18.75%) | 1 of 16 (6.25%) |
| Canceled | 108 | 105 | 47 | 2.1 | 25 of 108 (23.15%) | 22 of 108 (20.37%) |
| Respondent role | ||||||
| Individual Contributor | 205 | 200 | 101 | 3.1 | 37 of 205 (18.05%) | 32 of 205 (15.61%) |
| Engagement Manager | 5 | 4 | 4 | ‡ | 0 of 5 | 0 of 5 |
| Portfolio Director | 0 | 0 | 0 | No responses | ||
| Customer Management Executive | 0 | 0 | 0 | No responses |
Written sentiment did not differ by engagement status and lifecycle stage across the 101 engagements with a written response (Kruskal-Wallis H 6.83, df 3, p = 0.078). Of the groups with 10 or more responses, responses from canceled engagements were the most negative (mean 2.1, 108 responses) and responses from active engagements in Build-Out the least negative (mean 4.4, 40 responses).
No test across respondent roles was run, because fewer than two roles had 30 or more written responses. Individual contributors wrote 205 responses, engagement managers 5.
Association with Cancellation Rate
Cancellation rate is the share of engagements canceled by the study date, measured at engagement level (150 engagements, 56 canceled). Canceled engagements were rated after cancellation. The association is therefore a descriptive contrast and not a forecast of cancellation. Each test compares the engagements by their assigned answer, within the study set and within each segment.
| Answer level | Engagements | Canceled | Cancellation rate |
|---|---|---|---|
| Yes | 88 | 35 | 39.77% |
| No | 25 | 16 | 64.00% |
| I prefer to not answer | 1 | 1 | ‡ |
| Segment | Engagements | Chi-square | df | p | Holm p | Cramer's V | Test for p |
|---|---|---|---|---|---|---|---|
| Study set | 113 | 4.61 | 1 | 0.032 | 0.093 | 0.20 | chi-square |
| Outsourcing model | |||||||
| CXM | 29 | a | |||||
| ITO | 31 | 5.23 | 1 | 0.031 | 0.093 | 0.41 | Fisher exact |
| BPO | 30 | a | |||||
| KPO | 24 | a | |||||
| Institution type | |||||||
| Asset management | 22 | a | |||||
| Wealth management and private banking | 16 | a | |||||
| Investment banking (advisory and capital-markets origination) | 14 | a | |||||
| Insurance (life, property and casualty, health) | 12 | a | |||||
| Commercial and business banking | 8 | ‡ | |||||
| Payments and merchant acquiring (networks, acquiring, processing) | 9 | ‡ | |||||
| Credit card and payments issuing | 11 | a | |||||
| Retail and consumer banking | 8 | ‡ | |||||
| Markets and trading (sales and trading, global markets) | 9 | ‡ | |||||
| Private equity and private capital | 5 | ‡ | |||||
| Process family | |||||||
| Corporate and back-office functions | 35 | a | |||||
| Technology engineering and operations | 25 | a | |||||
| Client servicing and communications | 14 | a | |||||
| Trade, settlement and reconciliation | 13 | a | |||||
| Payments, cards and disputes | 9 | ‡ | |||||
| Credit, underwriting and suitability | 5 | ‡ | |||||
| Regulatory, audit, tax and legal | 7 | ‡ | |||||
| Financial crime and client onboarding | 6 | ‡ | |||||
| Class of work | |||||||
| LOB Operational | 57 | 4.47 | 1 | 0.035 | 0.093 | 0.28 | chi-square |
| Corporate Functional | 56 | a | |||||
| Engagement status and lifecycle stage | |||||||
| Active, Build-Out | b | ||||||
| Active, Transition/Cut-Over | b | ||||||
| Active, Production | b | ||||||
| Canceled | b |
Of the engagements whose respondents most often answered True, 35 of 88 (39.77%) were canceled, against 16 of 25 (64.00%) of those whose respondents most often answered False (chi-square 4.61, p = 0.032, Cramer's V 0.20, n = 113 engagements). The difference reached significance and held after Holm correction in 0 of the 2 segment levels tested.
Association with Customer Satisfaction
Customer satisfaction is the percentage recorded against each engagement. The primary estimate uses the 94 active engagements.
| Answer level | Engagements | Mean of the measure | SD |
|---|---|---|---|
| Yes | 53 | 62.9 | 10.5 |
| No | 9 | ‡ | |
| I prefer to not answer | 0 | No engagements |
| Segment | Engagements | Welch F | df | p | Holm p | Omega squared | 90% CI |
|---|---|---|---|---|---|---|---|
| Study set | 62 | a | |||||
| Outsourcing model | |||||||
| CXM | 15 | a | |||||
| ITO | 17 | a | |||||
| BPO | 17 | a | |||||
| KPO | 13 | a | |||||
| Institution type | |||||||
| Asset management | 9 | ‡ | |||||
| Wealth management and private banking | 9 | ‡ | |||||
| Investment banking (advisory and capital-markets origination) | 6 | ‡ | |||||
| Insurance (life, property and casualty, health) | 7 | ‡ | |||||
| Commercial and business banking | 5 | ‡ | |||||
| Payments and merchant acquiring (networks, acquiring, processing) | 6 | ‡ | |||||
| Credit card and payments issuing | 6 | ‡ | |||||
| Retail and consumer banking | 4 | ‡ | |||||
| Markets and trading (sales and trading, global markets) | 7 | ‡ | |||||
| Private equity and private capital | 3 | ‡ | |||||
| Process family | |||||||
| Corporate and back-office functions | 19 | a | |||||
| Technology engineering and operations | 15 | a | |||||
| Client servicing and communications | 5 | ‡ | |||||
| Trade, settlement and reconciliation | 5 | ‡ | |||||
| Payments, cards and disputes | 7 | ‡ | |||||
| Credit, underwriting and suitability | 4 | ‡ | |||||
| Regulatory, audit, tax and legal | 4 | ‡ | |||||
| Financial crime and client onboarding | 3 | ‡ | |||||
| Class of work | |||||||
| LOB Operational | 29 | a | |||||
| Corporate Functional | 33 | a | |||||
| Engagement status and lifecycle stage | |||||||
| Active, Build-Out | 24 | a | |||||
| Active, Transition/Cut-Over | 29 | a | |||||
| Active, Production | 9 | ‡ | |||||
| Canceled | b |
Among active engagements, customer satisfaction was 62.9% (n = 53 engagements) where respondents most often answered True and 57.0% (n = 9 engagements) where respondents most often answered False. No test was computed, because fewer than two answers were assigned to at least ten engagements.
Association with the Engagement Indicator Mean
The engagement indicator mean is the mean of an engagement's ratings across the rated indicators, measured at engagement level. The indicator is not a rated indicator and does not enter the mean.
| Answer level | Engagements | Mean of the measure | SD |
|---|---|---|---|
| Yes | 88 | 3.8 | 1.3 |
| No | 25 | 3.2 | 0.9 |
| I prefer to not answer | 1 | ‡ |
| Segment | Engagements | Welch F | df | p | Holm p | Omega squared | 90% CI |
|---|---|---|---|---|---|---|---|
| Study set | 113 | 6.49 | 1, 55.9 | 0.014 | 0.041 | 0.029 | 0.001 to 0.110 |
| Outsourcing model | |||||||
| CXM | 29 | a | |||||
| ITO | 31 | 3.22 | 1, 27.5 | 0.084 | 0.167 | 0.049 | 0.000 to 0.257 |
| BPO | 30 | a | |||||
| KPO | 24 | a | |||||
| Institution type | |||||||
| Asset management | 22 | a | |||||
| Wealth management and private banking | 16 | a | |||||
| Investment banking (advisory and capital-markets origination) | 14 | a | |||||
| Insurance (life, property and casualty, health) | 12 | a | |||||
| Commercial and business banking | 8 | ‡ | |||||
| Payments and merchant acquiring (networks, acquiring, processing) | 9 | ‡ | |||||
| Credit card and payments issuing | 11 | a | |||||
| Retail and consumer banking | 8 | ‡ | |||||
| Markets and trading (sales and trading, global markets) | 9 | ‡ | |||||
| Private equity and private capital | 5 | ‡ | |||||
| Process family | |||||||
| Corporate and back-office functions | 35 | a | |||||
| Technology engineering and operations | 25 | a | |||||
| Client servicing and communications | 14 | a | |||||
| Trade, settlement and reconciliation | 13 | a | |||||
| Payments, cards and disputes | 9 | ‡ | |||||
| Credit, underwriting and suitability | 5 | ‡ | |||||
| Regulatory, audit, tax and legal | 7 | ‡ | |||||
| Financial crime and client onboarding | 6 | ‡ | |||||
| Class of work | |||||||
| LOB Operational | 57 | 8.83 | 1, 45.2 | 0.005 | 0.019 | 0.086 | 0.011 to 0.236 |
| Corporate Functional | 56 | a | |||||
| Engagement status and lifecycle stage | |||||||
| Active, Build-Out | 24 | a | |||||
| Active, Transition/Cut-Over | 29 | a | |||||
| Active, Production | 9 | ‡ | |||||
| Canceled | 51 | 3.12 | 1, 22.8 | 0.091 | 0.167 | 0.054 | 0.000 to 0.207 |
The engagement indicator mean was 3.8 (n = 88 engagements) on engagements whose respondents most often answered True and 3.2 (n = 25 engagements) on those whose respondents most often answered False (Welch F 6.49, p = 0.014, omega squared 0.029, n = 113 engagements). The difference reached significance and held after Holm correction in 1 of the 3 segment levels tested.
Association with Intent to Leave
Intent to leave is the answer to C019, “How likely are you to leave your current job in the next 12 months?”, rated 1 to 10 by up to 798 respondents. For the indicator, the comparison uses the mean intent to leave of each engagement.
| Answer level | Engagements | Mean of the measure | SD |
|---|---|---|---|
| Yes | 88 | 6.9 | 2.4 |
| No | 25 | 8.2 | 1.7 |
| I prefer to not answer | 1 | ‡ |
| Segment | Engagements | Welch F | df | p | Holm p | Omega squared | 90% CI |
|---|---|---|---|---|---|---|---|
| Study set | 113 | 9.59 | 1, 52.8 | 0.003 | 0.012 | 0.048 | 0.007 to 0.138 |
| Outsourcing model | |||||||
| CXM | 29 | a | |||||
| ITO | 31 | 7.52 | 1, 27.4 | 0.011 | 0.025 | 0.140 | 0.015 to 0.359 |
| BPO | 30 | a | |||||
| KPO | 24 | a | |||||
| Institution type | |||||||
| Asset management | 22 | a | |||||
| Wealth management and private banking | 16 | a | |||||
| Investment banking (advisory and capital-markets origination) | 14 | a | |||||
| Insurance (life, property and casualty, health) | 12 | a | |||||
| Commercial and business banking | 8 | ‡ | |||||
| Payments and merchant acquiring (networks, acquiring, processing) | 9 | ‡ | |||||
| Credit card and payments issuing | 11 | a | |||||
| Retail and consumer banking | 8 | ‡ | |||||
| Markets and trading (sales and trading, global markets) | 9 | ‡ | |||||
| Private equity and private capital | 5 | ‡ | |||||
| Process family | |||||||
| Corporate and back-office functions | 35 | a | |||||
| Technology engineering and operations | 25 | a | |||||
| Client servicing and communications | 14 | a | |||||
| Trade, settlement and reconciliation | 13 | a | |||||
| Payments, cards and disputes | 9 | ‡ | |||||
| Credit, underwriting and suitability | 5 | ‡ | |||||
| Regulatory, audit, tax and legal | 7 | ‡ | |||||
| Financial crime and client onboarding | 6 | ‡ | |||||
| Class of work | |||||||
| LOB Operational | 57 | 7.74 | 1, 40.0 | 0.008 | 0.025 | 0.083 | 0.010 to 0.233 |
| Corporate Functional | 56 | a | |||||
| Engagement status and lifecycle stage | |||||||
| Active, Build-Out | 24 | a | |||||
| Active, Transition/Cut-Over | 29 | a | |||||
| Active, Production | 9 | ‡ | |||||
| Canceled | 51 | 1.47 | 1, 22.1 | 0.237 | 0.237 | 0.017 | 0.000 to 0.153 |
The engagement mean of intent to leave was 6.9 (n = 88 engagements) on engagements whose respondents most often answered True and 8.2 (n = 25 engagements) on those whose respondents most often answered False (Welch F 9.59, p = 0.003, omega squared 0.048, n = 113 engagements). The difference reached significance and held after Holm correction in 2 of the 3 segment levels tested.
Association of Written Sentiment with the Study Measures
| Comparison | With a negative response | Without a negative response | Test | Statistic | n | p |
|---|---|---|---|---|---|---|
| Cancellation rate, engagements | 21 of 32 (65.63%) | 35 of 118 (29.66%) | Fisher exact | 150 | < 0.001 | |
| Customer satisfaction, active engagements | 53.09%, n = 11 | 65.55%, n = 83 | Welch t | −5.69 | 94 | < 0.001 |
| Engagement mean written score and cancellation, engagements | Point-biserial r | −0.19 | 101 | 0.060 | ||
| Respondent mean written score and intent to leave, respondents | Spearman rho | −0.14 | 182 | 0.057 |
Two comparisons set the engagements with at least one negative response against all other engagements. Of the 118 other engagements, 49 had no written response addressing the indicator. These two comparisons therefore do not isolate written sentiment. Of the 32 engagements with a negative response, 21 (65.63%) were canceled, against 35 of the 118 other engagements (29.66%). The difference reached significance (Fisher exact p < 0.001). Customer satisfaction among active engagements differed between the two groups (mean 53.09% on 11 engagements against 65.55% on 83, Welch t −5.69, p < 0.001).
Two correlations test written sentiment directly. Across the 101 engagements with a written response, the engagement mean written score was not associated with cancellation (point-biserial r −0.19, p = 0.060). Across 182 respondents, the respondent mean written score was not associated with intent to leave (Spearman rho −0.14, p = 0.057). Of the four comparisons, two reached significance at 0.05.
Comparison of Associations Across the Four Measures
| Measure | Effect size | n | Value | p | Equivalent to zero | Rank among the four |
|---|---|---|---|---|---|---|
| Cancellation rate | Omega squared, 0 or 1 flag | 113 | 0.032 | 0.032 | No | 2 |
| Customer satisfaction | Not tested: fewer than two levels of 10 or more engagements | |||||
| Engagement indicator mean | Omega squared | 113 | 0.029 | 0.014 | No | 3 |
| Intent to leave | Omega squared | 113 | 0.048 | 0.003 | No | 1 |
Steiger's z compares two correlations. A categorical indicator yields an effect size across its levels and not a correlation, so the pairs of measures were not compared by test. On omega squared, the association was strongest with intent to leave (0.048) and weakest with the engagement indicator mean (0.029). The association with customer satisfaction was not tested and has no effect size.
Clustering and Effective Sample Size
| Statistic | Value | Reading |
|---|---|---|
| Clusters (engagements) | 127 | Engagements with one or more answers. |
| Mean respondents per engagement | 3.2 | Answers per engagement, among engagements with one or more answers. |
| ICC(1) | 0.40 | Share of the variance that lies between engagements. |
| Design effect | 1.88 | One plus the product of the ICC and the mean cluster size less one. |
| Nominal respondent n | 409 | Every answer, with “I do not know” and “I prefer to not answer” counted as levels, as in the plurality rule. |
| Effective n | 218 | Nominal n divided by the design effect. |
| Cluster bootstrap applied | Yes | Applied to every respondent-level interval where the ICC is 0.05 or above. |
Answers clustered within engagements (ICC 0.40). Clustering reduced the 409 respondent answers to the equivalent of about 218 independent answers. Respondent-level intervals therefore used the cluster bootstrap. Respondent-level tests used standard errors that allow for clustering by engagement.
Equivalence Tests of Null Results
| Measure | n | Omega squared | Equivalence bound | Equivalence p | Equivalent to zero | Achieved power | MDE at power 0.80 |
|---|---|---|---|---|---|---|---|
| Cancellation rate | 113 | 0.032 | Omega squared < 0.090 | 0.123 | No | 0.91 | 0.066 |
| Customer satisfaction | a | ||||||
| Engagement indicator mean | 113 | 0.029 | Omega squared < 0.090 | 0.104 | No | 0.91 | 0.066 |
| Intent to leave | 113 | 0.048 | Omega squared < 0.090 | 0.229 | No | 0.91 | 0.066 |
No association tested was equivalent to zero. The equivalence bound is an omega squared of 0.090, the study's threshold for a negligible association expressed as variance explained.
Robustness Checks
| Check | Measure | Primary p | Check p | Check statistic | Conclusion holds |
|---|---|---|---|---|---|
| Kruskal-Wallis in place of Welch F | Customer satisfaction | Not computed | Not computed | Not computed | Not computed |
| Kruskal-Wallis in place of Welch F | Engagement indicator mean | 0.014 | 0.058 | 3.59 | No |
| Kruskal-Wallis in place of Welch F | Intent to leave | 0.003 | 0.033 | 4.54 | Yes |
| Active engagements only | Engagement indicator mean | 0.014 | Not computed | Not computed | Not computed |
| Active engagements only | Intent to leave | 0.003 | Not computed | Not computed | Not computed |
| Respondent level, cluster-robust Wald F by engagement | Cancellation rate | 0.032 | 0.016 | 5.91 | Yes |
| Respondent level, cluster-robust Wald F by engagement | Customer satisfaction | Not computed | < 0.001 | 12.17 | Not computed |
| Respondent level, cluster-robust Wald F by engagement | Engagement indicator mean | 0.014 | < 0.001 | 29.60 | Yes |
| Respondent level, cluster-robust Wald F by engagement | Intent to leave | 0.003 | < 0.001 | 20.05 | Yes |
Four of the five checks computed held. Four checks were not computed, because the primary test or the check had too few engagements in a level: the Kruskal-Wallis check for customer satisfaction, the check on active engagements alone for the engagement indicator mean, the check on active engagements alone for intent to leave and the respondent-level clustered check for customer satisfaction. A check holds when its test falls on the same side of 0.05 as the primary test. The checks replace Welch's F with a Kruskal-Wallis test, repeat the tests on active engagements alone, and repeat them at respondent level with a Wald F clustered by engagement.
One check failed. The Kruskal-Wallis check for the engagement indicator mean gave p = 0.058, against p = 0.014 for the primary test.
Measure Independence and Part-Whole Correction
Each of the four measures was computed from data the indicator does not contain. Each result is therefore a finding and not an arithmetic consequence.
Comparison with the Study Norm
A categorical indicator has no signed correlation with the study measures and therefore no profile against the study norm. The comparison by answer appears in the four association sections.
Comparison of Written Sentiment with Other Part 5 Indicators
Among the 13 Part 5 indicators with 30 or more written responses, the indicator's share of negative responses, 17.62%, ranked 12th from the highest, against a median of 98.03%. Its mean written score, 3.1, ranked 12th from the most negative, against a median of −6.3.
Co-Occurring Indicators and Themes
The indicator most often present in the same responses was C199, “I have altered client-provided data”, in 128 of the 210 responses (60.95%). C201, “I or my management discussed data alteration with the client” (84 responses), C094, “Rate the quality of the customer's data across the systems this engagement depends on.” (71 responses), C203, “My greater team regularly alters client provided data.” (26 responses) and C108, “Rate the customer's ability to provision the system access and identities that AI agents require.” (19 responses) followed.
The most frequent theme was “Told vendor-side management”, in 177 responses (84.29%). The second was “Occurs every cycle or most days”, in 101 responses.
Interpretation of the Data
Of the respondents who answered, 72.82% said they had discussed the data alteration with internal management. Engagements whose respondents most often said so were canceled less often, recorded a higher engagement indicator mean and reported lower intent to leave than those whose respondents most often said they had not. The association with customer satisfaction was not tested. The association with the engagement indicator mean did not hold under the Kruskal-Wallis check.
The written evidence describes disclosure that stopped inside the vendor. Respondents who discussed the alteration told the team lead or manager, and few responses said the financial institution had been told. Respondents who told no one described the same alterations made in silence. The associations do not establish that internal disclosure produced the outcomes.
Limitations
The evidence is the reported experience of the vendor's delivery teams, collected in a single cross-section. The associations reported here are not causal. The answer is the respondent's own report of an alteration and not a record of it.
Each engagement carries the answer given by the largest number of its respondents, and tied engagements are excluded from the engagement-level tests.
Shares of written sentiment are shares of responses and not of the study set of respondents. The written score takes five fixed values, so its mean and median are coarse. Responses clustered within engagements (210 responses on 101 engagements). Intervals for written sentiment therefore used a bootstrap by engagement.
The written responses are counted by sets of words stated in each rule. A response that described a practice in other words is not counted, so each count is a floor.
Only 25 engagements were assigned the answer False, so the comparisons rest on a small group.
Definitions
| Term | Definition |
|---|---|
| Response scale | The answer is True or False to the statement shown in the indicator specification. The indicator is not a rating. No distressed range applies. |
| Answering base | Respondents who answered True or False. |
| Non-answers | “I do not know” and “I prefer to not answer” are counted separately. They are excluded from the answering base and from the shares. |
| Indicator class | Respondent level: a report of the respondent's own action. Each engagement also carries the answer given by the largest number of its respondents, for the engagement-level tests. |
| Failure category | The five failure categories of the Study Taxonomy apply only to the rated indicators. The indicator carries none. |
| Engagement indicator mean | The mean of an engagement's ratings across the rated indicators. The indicator does not enter it. |
| Written response | A written answer about the respondent's own engagement that addresses the indicator. Non-answers and answers about another engagement are excluded. |
| Primary and secondary | A primary response answered the written-answer question of the indicator's survey section. A secondary response answered a question in another section and addressed the indicator in its content. |
| Written sentiment score | Each written response carries one of five scores: −10, −5, neutral, +5 or +10. The sign records whether the response described the state of the indicator as harmful or helpful to the engagement. The magnitude records its strength. A score of −10 marks a statement of totality, constancy or serious harm. |
| Cluster bootstrap | An interval computed by resampling engagements rather than responses, so that the responses from one engagement stay together. |
Sources and Provenance
| Source | Value |
|---|---|
| Study data | Study Data.xlsx, Data sheet, column C200, sha256 219eba0457274d04 |
| Statistics engine | compute_statistics.py, sha256 738319eef764602b |
| Statistics record | Computed Statistics.json, record C200, sha256 1ae50a3637fc9370 |
| Computed | October 13, 2026, 04:57 UTC |
| Template | Indicator Template v2, version 2.0 of 10 October 2026 |
| Figures placed by script | 953 |
| Written responses | Quotes Master.jsonl, sha256 27da38085e2b13fd |
| Written sentiment scores | Quote Coding Rulebook, version 0.6, with section 21 |
| Written-response computation | qa_stats.py, sha256 74a61f3a96169da9. wfacts.py, sha256 b85fae20adf812a1. build_indicator.py, sha256 c7b10c57927ea734 |
| Written-response records | C200.qa.json, sha256 8162ae153330282f. C200.wfacts.json, sha256 b0a29f7db9363c6c. Hand-written text handcraft/C200.json, sha256 01a81c59267d711f |
