Study Data · Part 1 · Indicator Deep-Dive Analysis

How many months has your employer been serving this customer across all work, not just this engagement?

Indicator C064 · By Phil Hatch · Akholi · October 9, 2026

Indicator Specification

Table 1. Indicator specificationTable
FieldValue
Indicator codeC064
Question as askedHow many months has your employer been serving this customer across all work, not just this engagement?
Failure categoryNot one of the 100 rated indicators
Place in the surveyCustomer Details > 3.1 Institution Profile > Relationship Tenure
Indicator classPerceived fact
Indicator typeTyped number
Response scaleA number, as typed or recorded
Answering base354 of 850 respondents, across 150 of 150 engagements
Non-answersI do not know 243, I prefer to not answer 0, blank 253
Written responses coded to the indicator5 responses from 5 respondents on 4 engagements (0 primary, 5 secondary)

Summary of Findings

Table 2. Key results: association of the indicator with the four study measuresTable
MeasureFormnr95% CIp
Cancellation rateDescriptive contrast150 engagements0.05−0.11 to 0.210.524
Customer satisfactionClean estimate94 engagements0.200.00 to 0.390.055
Engagement indicator meanFull150 engagements0.05−0.12 to 0.200.576
Intent to leaveRespondent level, clustered340 respondents−0.06−0.22 to 0.110.467

Respondents reported that their employer had served the financial institution for several years on average (mean 32.6, median 33.0, n = 354 respondents). The association with cancellation was equivalent to zero (TOST p < 0.001). Customer satisfaction on active engagements showed a positive association that fell short of the test (r = 0.20, 95% CI 0.00 to 0.39, p 0.055, n = 94 active engagements) and could not be shown equivalent to zero inside the bound. The association with the engagement indicator mean was equivalent to zero (TOST p < 0.001). The association with intent to leave was equivalent to zero (TOST p 0.002). Relationship length did not differ after Holm control by any segment family (Holm p 1.000 in every family).

The indicator had 5 written responses coded to it, from 5 of 850 respondents on 4 of 150 engagements. Negative responses numbered 1 of the 5 scored responses. The strongest negative score, −10, was carried by 1 of the 5 scored responses. Every response was a secondary response, written in answer to a question outside the indicator’s own survey section.

Distribution of Responses

Table 3. Distribution of responses, respondent levelTable
AnswerRespondentsShare of answered (base 354)Cumulative shareEngagements with at least oneShare of 150 engagementsDistressed
3.0 to 9.4298.19%8.19%149.33%Not applicable
9.4 to 15.83810.73%18.93%1610.67%Not applicable
15.8 to 22.2339.32%28.25%1610.67%Not applicable
22.2 to 28.6339.32%37.57%149.33%Not applicable
28.6 to 35.05515.54%53.11%2214.67%Not applicable
35.0 to 41.44713.28%66.38%2114.00%Not applicable
41.4 to 47.84813.56%79.94%2114.00%Not applicable
47.8 to 54.25615.82%95.76%2013.33%Not applicable
54.2 to 60.651.41%97.18%21.33%Not applicable
60.6 to 67.0102.82%100.00%42.67%Not applicable
I do not know243Not in baseNot in base13388.67%Not applicable
I prefer to not answer0Not in baseNot in base00.00%Not applicable
Answered, total354100.00%150100.00%
Table 4. Distribution of responses, engagement levelTable
Engagement level summaryEngagementsMean of engagement meansSDMinMedianMaxEngagements with a distressed meanShare of engagements distressed
Engagement means, as recorded15031.815.53.032.567.0Not applicableNot applicable

The study set mean was 32.6 on 354 answering respondents, with a median of 33.0.

Coverage and Origin of Written Responses

Figure 1. Written responses coded to the indicator, by the question answered and by written score (n = 5 responses)Exhibit
012345C029 (secondary)C030 (secondary)4Written responses−10 Strongly negative−5 Negative0 Neutral+5 Positive+10 Strongly positive
Note: Primary responses were written in answer to a written-answer question in the indicator’s own survey section. Secondary responses were written in answer to a question outside that section and coded to the indicator because their content addressed it. Segments run from −10, strongly negative, in full amber at the left to +10, strongly positive, in the darkest gray at the right. Segments of 3 or more responses are labeled with their count where the drawn segment can hold the label. C030 asked: “What are the top 3 things that you love most about your job?” C029 asked: “What are your top 3 challenges that reduce your job satisfaction?”
Table 5. Written responses by originTable
OriginResponsesRespondentsEngagementsNegativeStrongest negative (−10)PositiveMean written score
Primary000a
Secondary5541 of 51 of 54 of 5‡
All responses5541 of 51 of 54 of 5‡
Note: ‡ Base under 10. No statistic is reported. a No scored responses.

All 5 responses were secondary responses. The secondary responses came from 5 respondents on 4 engagements, in answer to 2 questions outside the indicator’s own survey section (C030 with 4 responses and C029 with 1 response).

Distribution of Written Sentiment

Figure 2. Distribution of written sentiment (n = 5 scored responses)Exhibit
1 of 5−10 Stronglynegative0 of 5−5 Negative0 of 50 Neutral4 of 5+5 Positive0 of 5+10 Stronglypositive
Note: Column height is the count of scored responses. With fewer than 10 scored responses, labels give counts only.

The indicator has no good or bad end. Under the coding rulebook’s rule for such indicators, the written score records the effect each response states on the engagement or on the respondent. The survey question is “How many months has your employer been serving this customer across all work, not just this engagement?” The frequency, scope and consequence a response states set the strength of its score. A score of +10 marks a response that describes “this attribute of the employer as helping the engagement at its best.” A score of −10 marks a response that describes “[this attribute of the employer] as harming the engagement at its worst.”

The distribution was reported as counts only, because fewer than 10 responses carried a score. Of the 5 scored responses, 1 was negative, 1 carried the strongest negative score and 4 were positive.

Descriptive Statistics by Segment

Table 6a. Descriptive statistics by segment, part 1 of 2Table
SegmentBaseAnsweredAnswer rateEngagementsMean95% CISD
Study set85035441.65% of 85015032.631.0 to 34.215.3
Outsourcing model
CXM2329340.09% of 2324231.227.7 to 34.717.0
ITO24410643.44% of 2444030.027.0 to 33.115.7
BPO2099244.02% of 2093733.830.9 to 36.814.1
KPO1656338.18% of 1653137.434.2 to 40.512.4
Institution type
Asset management1325340.15% of 1322433.128.9 to 37.415.5
Wealth management and private banking1405942.14% of 1402334.731.2 to 38.213.4
Investment banking (advisory and capital-markets origination)1053937.14% of 1051935.931.2 to 40.614.5
Insurance (life, property and casualty, health)783139.74% of 781430.925.5 to 36.414.9
Commercial and business banking823441.46% of 821337.933.2 to 42.513.3
Payments and merchant acquiring (networks, acquiring, processing)713143.66% of 711328.322.1 to 34.617.0
Credit card and payments issuing732939.73% of 731228.9†17.3
Retail and consumer banking733446.58% of 731237.632.0 to 43.216.1
Markets and trading (sales and trading, global markets)572747.37% of 571124.9†12.5
Private equity and private capital391743.59% of 39925.9†15.0
Process family
Corporate and back-office functions24810341.53% of 2484733.030.2 to 35.914.6
Technology engineering and operations2048541.67% of 2043529.226.0 to 32.414.8
Client servicing and communications943941.49% of 941641.537.3 to 45.713.0
Trade, settlement and reconciliation803138.75% of 801536.530.8 to 42.315.7
Payments, cards and disputes733446.58% of 731231.724.1 to 39.321.7
Credit, underwriting and suitability572035.09% of 57933.6†9.6
Regulatory, audit, tax and legal512345.10% of 51930.0†13.4
Financial crime and client onboarding431944.19% of 43725.4†9.9
Class of work
LOB Operational45118541.02% of 4517633.130.8 to 35.415.7
Corporate Functional39916942.36% of 3997432.129.9 to 34.414.8
Engagement status and lifecycle stage
Active, Build-Out1756939.43% of 1753132.128.6 to 35.714.8
Active, Transition/Cut-Over25010140.40% of 2504328.826.1 to 31.613.8
Active, Production1034846.60% of 1032037.433.1 to 41.614.7
Canceled32213642.24% of 3225634.131.3 to 36.816.2
Respondent role
Individual Contributor66717225.79% of 66711233.431.1 to 35.715.3
Engagement Manager150150100.00% of 15015031.829.3 to 34.315.5
Portfolio Director3131100.00% of 313132.126.7 to 37.414.7
Customer Management Executive211 of 21‡
Vendor type
IT services major31614947.15% of 3165933.030.5 to 35.415.1
BPO specialist1988341.92% of 1983731.327.9 to 34.715.5
Consulting firm1174538.46% of 1172333.328.5 to 38.116.0
Boutique or specialist provider873742.53% of 871732.327.2 to 37.415.3
Pure-play agentic AI firm752938.67% of 751433.7†15.2
Not reported, recovered by engagement571119.30% of 571133.6†16.4
Note: † Base under 30. No interval is reported. ‡ Base under 10. No statistic is reported.
Table 6b. Descriptive statistics by segment, part 2 of 2Table
SegmentMinQ1MedianQ3MaxDistressed nDistressed %
Study set3.018.033.046.067.0Not applicableNot applicable
Outsourcing model
CXM4.015.033.045.062.0Not applicableNot applicable
ITO3.016.031.041.867.0Not applicableNot applicable
BPO3.026.032.047.361.0Not applicableNot applicable
KPO9.028.040.047.053.0Not applicableNot applicable
Institution type
Asset management6.023.034.046.062.0Not applicableNot applicable
Wealth management and private banking4.028.533.046.050.0Not applicableNot applicable
Investment banking (advisory and capital-markets origination)12.024.040.047.567.0Not applicableNot applicable
Insurance (life, property and casualty, health)11.017.031.040.054.0Not applicableNot applicable
Commercial and business banking7.036.540.047.051.0Not applicableNot applicable
Payments and merchant acquiring (networks, acquiring, processing)7.014.030.040.062.0Not applicableNot applicable
Credit card and payments issuing3.011.033.044.051.0Not applicableNot applicable
Retail and consumer banking17.023.038.551.561.0Not applicableNot applicable
Markets and trading (sales and trading, global markets)9.015.527.032.052.0Not applicableNot applicable
Private equity and private capital3.015.026.035.053.0Not applicableNot applicable
Process family
Corporate and back-office functions3.022.533.046.053.0Not applicableNot applicable
Technology engineering and operations6.016.030.041.059.0Not applicableNot applicable
Client servicing and communications10.033.042.053.062.0Not applicableNot applicable
Trade, settlement and reconciliation9.027.540.048.067.0Not applicableNot applicable
Payments, cards and disputes3.09.033.050.062.0Not applicableNot applicable
Credit, underwriting and suitability17.026.036.540.047.0Not applicableNot applicable
Regulatory, audit, tax and legal13.018.525.039.552.0Not applicableNot applicable
Financial crime and client onboarding10.018.025.034.038.0Not applicableNot applicable
Class of work
LOB Operational3.020.033.045.067.0Not applicableNot applicable
Corporate Functional3.016.034.046.052.0Not applicableNot applicable
Engagement status and lifecycle stage
Active, Build-Out3.017.038.045.051.0Not applicableNot applicable
Active, Transition/Cut-Over4.016.029.040.054.0Not applicableNot applicable
Active, Production8.027.335.048.062.0Not applicableNot applicable
Canceled3.018.837.548.067.0Not applicableNot applicable
Respondent role
Individual Contributor3.021.333.046.367.0Not applicableNot applicable
Engagement Manager3.017.332.545.067.0Not applicableNot applicable
Portfolio Director7.018.532.044.561.0Not applicableNot applicable
Customer Management Executive‡ n = 1
Vendor type
IT services major3.022.033.045.061.0Not applicableNot applicable
BPO specialist6.016.033.046.062.0Not applicableNot applicable
Consulting firm9.018.029.047.067.0Not applicableNot applicable
Boutique or specialist provider3.017.031.041.062.0Not applicableNot applicable
Pure-play agentic AI firm6.026.039.049.053.0Not applicableNot applicable
Not reported, recovered by engagement7.020.037.046.553.0Not applicableNot applicable
Note: ‡ Base under 10. No statistic is reported.

Figures are respondent level. Means are on the scale as recorded. A level under 30 prints no interval and a level under 10 prints counts only.

Tests of Difference Between Segments

Table 7a. Tests of difference between segments, part 1 of 2Table
Segment familyWelch FdfpHolm pOmega squared90% CI
Outsourcing model0.833, 80.50.4801.000−0.0060.000 to 0.041
Institution type0.878, 49.20.5451.000−0.0060.000 to 0.064
Process family1.574, 38.40.2021.0000.0130.000 to 0.090
Class of work0.451, 147.90.5021.000−0.0040.000 to 0.034
Engagement status and lifecycle stage1.623, 64.40.1941.0000.0080.000 to 0.069
Respondent role0.452, 85.80.6411.000−0.0030.000 to 0.014
Vendor type0.185, 67.10.9691.000−0.0120.000 to 0.000
Table 7b. Tests of difference between segments, part 2 of 2Table
Segment familyKruskal-Wallis HpDistressed chi-squaredfpCramer’s VLevels left out
Outsourcing model2.280.516Not applicableNot applicableNone
Institution type7.190.516Not applicableNot applicablea
Process family5.250.262Not applicableNot applicableb
Class of work0.210.650Not applicableNot applicableNone
Engagement status and lifecycle stage3.540.315Not applicableNot applicableNone
Respondent role0.920.633Not applicableNot applicablec
Vendor type0.720.982Not applicableNot applicableNone
Note: a Private equity and private capital, n = 9. b Credit, underwriting and suitability, n = 9, Regulatory, audit, tax and legal, n = 9, Financial crime and client onboarding, n = 7. c Customer Management Executive, n = 1.

Engagement families were tested on engagement means, and respondent role and vendor type were tested on respondents. A distressed p marked exact is a Fisher exact test for a two by two table, and one marked simulated is a Monte Carlo test run until its p is stable to the third decimal, both used where an expected count is under 5. No difference held after Holm control for outsourcing model, institution type, process family, class of work, engagement status and lifecycle stage, respondent role and vendor type.

Association with Cancellation Rate

The share of engagements canceled on the study date, measured at engagement level (base 150 engagements, 56 canceled). The association is a descriptive contrast, inflated because canceled engagements were rated after cancellation, and is not predictive.

Table 8a. Association with cancellation rate by segment, part 1 of 2Table
SegmentEngagementsCanceledCancellation ratePoint-biserial r95% CIpHolm p
Study set1505637.33% of 1500.05−0.11 to 0.210.5241.000
Outsourcing model
CXM421535.71% of 42−0.05−0.35 to 0.250.7321.000
ITO401537.50% of 400.15−0.17 to 0.440.3451.000
BPO371437.84% of 37−0.11−0.42 to 0.220.5181.000
KPO311238.71% of 310.29−0.07 to 0.590.1101.000
Institution type
Asset management241354.17% of 24−0.20†0.3471.000
Wealth management and private banking23834.78% of 230.30†0.1621.000
Investment banking (advisory and capital-markets origination)19947.37% of 190.44†0.0581.000
Insurance (life, property and casualty, health)14535.71% of 14−0.35†0.2211.000
Commercial and business banking13430.77% of 130.34†0.2611.000
Payments and merchant acquiring (networks, acquiring, processing)13323.08% of 130.00†0.9981.000
Credit card and payments issuing12541.67% of 12−0.36†0.2491.000
Retail and consumer banking12433.33% of 120.05†0.8731.000
Markets and trading (sales and trading, global markets)11327.27% of 11−0.25†0.4561.000
Private equity and private capital922 of 9‡
Process family
Corporate and back-office functions471940.43% of 470.05−0.24 to 0.330.7551.000
Technology engineering and operations351028.57% of 350.09−0.25 to 0.410.6151.000
Client servicing and communications16956.25% of 16−0.11†0.6921.000
Trade, settlement and reconciliation15853.33% of 150.22†0.4401.000
Payments, cards and disputes12216.67% of 12−0.48†0.1151.000
Credit, underwriting and suitability911 of 9‡
Regulatory, audit, tax and legal944 of 9‡
Financial crime and client onboarding733 of 7‡
Class of work
LOB Operational763039.47% of 760.00−0.23 to 0.230.9991.000
Corporate Functional742635.14% of 740.11−0.13 to 0.330.3721.000
Engagement status and lifecycle stage
Active, Build-Out3100.00% of 31Not computable, no variation in cancellation
Active, Transition/Cut-Over4300.00% of 43Not computable, no variation in cancellation
Active, Production2000.00% of 20Not computable, no variation in cancellation
Canceled5656100.00% of 56Not computable, no variation in cancellation
Note: † Base under 30. No interval is reported. ‡ Base under 10. No statistic is reported.
Table 8b. Association with cancellation rate by segment, part 2 of 2Table
SegmentOdds ratio per point95% CIAUCRate, distressed engagementsRate, other engagementsFisher pTOST p
Study set1.010.99 to 1.030.53Not applicableNot applicableNot applicable< 0.001
Outsourcing model
CXM0.990.96 to 1.030.54Not applicableNot applicableNot applicable0.056
ITO1.020.98 to 1.060.58Not applicableNot applicableNot applicable0.173
BPO0.980.94 to 1.030.57Not applicableNot applicableNot applicable0.123
KPO1.050.99 to 1.120.67Not applicableNot applicableNot applicable0.484
Institution type
Asset management0.97† n = 240.60Not applicableNot applicableNot applicable0.314
Wealth management and private banking1.06† n = 230.68Not applicableNot applicableNot applicable0.502
Investment banking (advisory and capital-markets origination)1.07† n = 190.76Not applicableNot applicableNot applicable0.745
Insurance (life, property and casualty, health)0.94† n = 140.69Not applicableNot applicableNot applicable0.572
Commercial and business banking1.07† n = 130.71Not applicableNot applicableNot applicable0.551
Payments and merchant acquiring (networks, acquiring, processing)1.00† n = 130.53Not applicableNot applicableNot applicable0.164
Credit card and payments issuing0.95† n = 120.66Not applicableNot applicableNot applicable0.582
Retail and consumer banking1.01† n = 120.55Not applicableNot applicableNot applicable0.220
Markets and trading (sales and trading, global markets)0.95† n = 110.65Not applicableNot applicableNot applicable0.441
Private equity and private capital‡ n = 9
Process family
Corporate and back-office functions1.010.97 to 1.050.54Not applicableNot applicableNot applicable0.041
Technology engineering and operations1.010.96 to 1.070.55Not applicableNot applicableNot applicable0.105
Client servicing and communications0.98† n = 160.53Not applicableNot applicableNot applicable0.234
Trade, settlement and reconciliation1.03† n = 150.63Not applicableNot applicableNot applicable0.377
Payments, cards and disputes0.57† n = 120.88Not applicableNot applicableNot applicable0.738
Credit, underwriting and suitability‡ n = 9
Regulatory, audit, tax and legal‡ n = 9
Financial crime and client onboarding‡ n = 7
Class of work
LOB Operational1.000.97 to 1.030.50Not applicableNot applicableNot applicable0.004
Corporate Functional1.020.98 to 1.050.57Not applicableNot applicableNot applicable0.043
Engagement status and lifecycle stage
Active, Build-OutNot computable, no variation in cancellation
Active, Transition/Cut-OverNot computable, no variation in cancellation
Active, ProductionNot computable, no variation in cancellation
CanceledNot computable, no variation in cancellation
Note: † Base under 30. No interval is reported. ‡ Base under 10. No statistic is reported.

The study set r was 0.05 (95% CI −0.11 to 0.21, Holm p 1.000, n = 150 engagements). The association did not hold after Holm control. Equivalence Tests of Null Results found it equivalent to zero inside the bound. Of the 20 tested segment levels, 0 held after Holm control.

Association with Customer Satisfaction

The satisfaction score recorded against each engagement on a 100-point scale. The primary estimate uses the 94 active engagements. A descriptive contrast uses all 150 engagements.

Table 9a. Association with customer satisfaction by segment, part 1 of 2Table
SegmentActive engagementsClean r95% CIpHolm pSpearman rhop
Study set940.200.00 to 0.390.0550.8190.180.079
Outsourcing model
CXM270.30†0.1351.0000.220.274
ITO250.18†0.3891.0000.200.347
BPO230.25†0.2571.0000.160.454
KPO190.02†0.9341.0000.040.881
Institution type
Asset management110.11†0.7421.0000.040.905
Wealth management and private banking150.39†0.1491.0000.390.155
Investment banking (advisory and capital-markets origination)100.05†0.8891.000−0.100.776
Insurance (life, property and casualty, health)9‡
Commercial and business banking9‡
Payments and merchant acquiring (networks, acquiring, processing)100.83†0.0030.0480.730.017
Credit card and payments issuing7‡
Retail and consumer banking8‡
Markets and trading (sales and trading, global markets)8‡
Private equity and private capital7‡
Process family
Corporate and back-office functions28−0.07†0.7161.000−0.080.701
Technology engineering and operations250.04†0.8351.0000.050.802
Client servicing and communications7‡
Trade, settlement and reconciliation7‡
Payments, cards and disputes100.52†0.1261.0000.610.061
Credit, underwriting and suitability8‡
Regulatory, audit, tax and legal5‡
Financial crime and client onboarding4‡
Class of work
LOB Operational460.360.08 to 0.590.0130.2050.370.011
Corporate Functional480.00−0.28 to 0.290.9901.000−0.020.885
Engagement status and lifecycle stage
Active, Build-Out310.09−0.27 to 0.430.6131.0000.050.785
Active, Transition/Cut-Over430.15−0.15 to 0.430.3241.0000.190.212
Active, Production200.38†0.1001.0000.210.367
Canceled0a
Note: † Base under 30. No interval is reported. ‡ Base under 10. No statistic is reported. a No clean estimate, canceled engagements fall outside the active population.
Table 9b. Association with customer satisfaction by segment, part 2 of 2Table
SegmentSlope, points per rating point95% CIR squaredTOST pAll engagementsDescriptive rp
Study set0.160.00 to 0.320.040.1521500.000.992
Outsourcing model
CXM0.23† n = 270.090.490420.130.410
ITO0.13† n = 250.030.27540−0.100.549
BPO0.18† n = 230.060.398370.150.363
KPO0.02† n = 190.000.12431−0.270.146
Institution type
Asset management0.09† n = 110.010.289240.200.348
Wealth management and private banking0.28† n = 150.150.64023−0.210.335
Investment banking (advisory and capital-markets origination)0.05† n = 100.000.24719−0.400.085
Insurance (life, property and casualty, health)‡ n = 9
Commercial and business banking‡ n = 9
Payments and merchant acquiring (networks, acquiring, processing)0.70† n = 100.690.990130.330.277
Credit card and payments issuing‡ n = 7
Retail and consumer banking‡ n = 8
Markets and trading (sales and trading, global markets)‡ n = 8
Private equity and private capital‡ n = 7
Process family
Corporate and back-office functions−0.06† n = 280.010.11847−0.050.716
Technology engineering and operations0.03† n = 250.000.10635−0.040.828
Client servicing and communications‡ n = 7
Trade, settlement and reconciliation‡ n = 7
Payments, cards and disputes0.27† n = 100.270.756120.620.030
Credit, underwriting and suitability‡ n = 8
Regulatory, audit, tax and legal‡ n = 5
Financial crime and client onboarding‡ n = 4
Class of work
LOB Operational0.320.07 to 0.570.130.682760.090.442
Corporate Functional0.00−0.21 to 0.220.000.02074−0.090.433
Engagement status and lifecycle stage
Active, Build-Out0.06−0.19 to 0.310.010.128310.090.613
Active, Transition/Cut-Over0.14−0.14 to 0.420.020.165430.150.324
Active, Production0.32†0.140.642200.380.100
Canceledno clean estimate, canceled engagements fall outside the active population
Note: † Base under 30. No interval is reported. ‡ Base under 10. No statistic is reported.

The study set r was 0.20 (95% CI 0.00 to 0.39, Holm p 0.819, n = 94 engagements). The association did not hold after Holm control. It was not equivalent to zero either, so the result was inconclusive. Of the 16 tested segment levels, 1 held after Holm control.

Association with the Engagement Indicator Mean

The mean of an engagement’s 100 indicator ratings, measured at engagement level (base 150 engagements). Where this indicator is one of the 100, the mean is recomputed without it.

Table 10a. Association with the engagement indicator mean by segment, part 1 of 2Table
SegmentEngagementsLeave-one-out r95% CIpHolm pSpearman rhop
Study set1500.05−0.12 to 0.200.5761.0000.020.835
Outsourcing model
CXM420.21−0.10 to 0.480.1881.0000.190.237
ITO40−0.06−0.36 to 0.260.7291.000−0.020.887
BPO370.26−0.07 to 0.540.1191.0000.270.109
KPO31−0.32−0.61 to 0.040.0781.000−0.390.032
Institution type
Asset management240.33†0.1171.0000.270.202
Wealth management and private banking23−0.20†0.3671.000−0.210.337
Investment banking (advisory and capital-markets origination)19−0.13†0.5931.000−0.170.492
Insurance (life, property and casualty, health)140.21†0.4791.0000.110.702
Commercial and business banking13−0.45†0.1211.000−0.510.076
Payments and merchant acquiring (networks, acquiring, processing)130.51†0.0721.0000.420.158
Credit card and payments issuing120.19†0.5511.0000.080.812
Retail and consumer banking12−0.14†0.6701.000−0.160.625
Markets and trading (sales and trading, global markets)110.37†0.2671.0000.120.719
Private equity and private capital9‡
Process family
Corporate and back-office functions47−0.10−0.38 to 0.190.4871.000−0.170.244
Technology engineering and operations35−0.16−0.47 to 0.190.3691.000−0.110.519
Client servicing and communications160.31†0.2391.0000.380.147
Trade, settlement and reconciliation150.21†0.4521.0000.180.533
Payments, cards and disputes120.64†0.0260.6600.620.032
Credit, underwriting and suitability9‡
Regulatory, audit, tax and legal9‡
Financial crime and client onboarding7‡
Class of work
LOB Operational760.17−0.05 to 0.390.1311.0000.150.193
Corporate Functional74−0.09−0.32 to 0.140.4261.000−0.130.262
Engagement status and lifecycle stage
Active, Build-Out310.27−0.09 to 0.570.1431.0000.230.209
Active, Transition/Cut-Over430.01−0.29 to 0.310.9641.0000.020.881
Active, Production200.23†0.3251.0000.050.818
Canceled560.12−0.15 to 0.370.3781.0000.090.524
Note: † Base under 30. No interval is reported. ‡ Base under 10. No statistic is reported.
Table 10b. Association with the engagement indicator mean by segment, part 2 of 2Table
Segmentr with indicator includedChange in rSlope95% CIR squaredTOST pEquivalent
Study setNot a component0.00−0.01 to 0.020.00< 0.001Yes
Outsourcing model
CXMNot a component0.02−0.01 to 0.050.040.268No
ITONot a component0.00−0.03 to 0.020.000.062No
BPONot a component0.02−0.01 to 0.050.070.402No
KPONot a component−0.04−0.09 to 0.000.100.550No
Institution type
Asset managementNot a component0.03† n = 240.110.558No
Wealth management and private bankingNot a component−0.02† n = 230.040.312No
Investment banking (advisory and capital-markets origination)Not a component−0.01† n = 190.020.238No
Insurance (life, property and casualty, health)Not a component0.02† n = 140.040.370No
Commercial and business bankingNot a component−0.04† n = 130.200.714No
Payments and merchant acquiring (networks, acquiring, processing)Not a component0.05† n = 130.270.794No
Credit card and payments issuingNot a component0.01† n = 120.040.364No
Retail and consumer bankingNot a component−0.01† n = 120.020.304No
Markets and trading (sales and trading, global markets)Not a component0.04† n = 110.130.584No
Private equity and private capital‡ n = 9
Process family
Corporate and back-office functionsNot a component−0.01−0.04 to 0.020.010.087No
Technology engineering and operationsNot a component−0.01−0.05 to 0.020.020.196No
Client servicing and communicationsNot a component0.04† n = 160.100.520No
Trade, settlement and reconciliationNot a component0.02† n = 150.040.369No
Payments, cards and disputesNot a component0.04† n = 120.400.907No
Credit, underwriting and suitability‡ n = 9
Regulatory, audit, tax and legal‡ n = 9
Financial crime and client onboarding‡ n = 7
Class of work
LOB OperationalNot a component0.02−0.01 to 0.040.030.128No
Corporate FunctionalNot a component−0.01−0.03 to 0.010.010.035Yes
Engagement status and lifecycle stage
Active, Build-OutNot a component0.02−0.01 to 0.050.070.430No
Active, Transition/Cut-OverNot a component0.00−0.03 to 0.030.000.028Yes
Active, ProductionNot a component0.02† n = 200.050.382No
CanceledNot a component0.00−0.01 to 0.010.010.085No
Note: † Base under 30. No interval is reported. ‡ Base under 10. No statistic is reported.

The study set r was 0.05 (95% CI −0.12 to 0.20, Holm p 1.000, n = 150 engagements). The association did not hold after Holm control. Equivalence Tests of Null Results found it equivalent to zero inside the bound. Of the 24 tested segment levels, 0 held after Holm control.

Association with Intent to Leave

The respondent’s stated likelihood of leaving the current job within 12 months, rated 1 to 10 (C019). Measured at respondent level on up to 798 respondents, with the engagement-level form reported alongside.

Table 11a. Association with intent to leave by segment, part 1 of 2Table
SegmentRespondentsr95% CICluster bootstrap 95% CIpHolm p
Study set340−0.06−0.17 to 0.04−0.22 to 0.110.2551.000
Outsourcing model
CXM89−0.05−0.26 to 0.16−0.38 to 0.290.6281.000
ITO103−0.08−0.27 to 0.11−0.35 to 0.200.4011.000
BPO88−0.28−0.46 to −0.07−0.53 to 0.050.0090.330
KPO600.300.05 to 0.52−0.04 to 0.600.0200.667
Institution type
Asset management49−0.21−0.46 to 0.07−0.59 to 0.230.1451.000
Wealth management and private banking560.16−0.11 to 0.41−0.24 to 0.570.2321.000
Investment banking (advisory and capital-markets origination)380.29−0.04 to 0.56−0.20 to 0.690.0811.000
Insurance (life, property and casualty, health)30−0.16−0.49 to 0.21−0.73 to 0.410.3991.000
Commercial and business banking320.25−0.11 to 0.55−0.32 to 0.730.1751.000
Payments and merchant acquiring (networks, acquiring, processing)31−0.33−0.61 to 0.02−0.82 to 0.320.0671.000
Credit card and payments issuing28−0.30††0.1201.000
Retail and consumer banking32−0.21−0.52 to 0.15−0.62 to 0.380.2571.000
Markets and trading (sales and trading, global markets)27−0.28††0.1501.000
Private equity and private capital170.18††0.4981.000
Process family
Corporate and back-office functions970.14−0.06 to 0.33−0.13 to 0.390.1701.000
Technology engineering and operations83−0.12−0.33 to 0.10−0.41 to 0.200.2681.000
Client servicing and communications37−0.23−0.52 to 0.10−0.62 to 0.360.1691.000
Trade, settlement and reconciliation290.09††0.6271.000
Payments, cards and disputes34−0.68−0.83 to −0.44−0.88 to −0.39< 0.001< 0.001
Credit, underwriting and suitability19−0.41††0.0831.000
Regulatory, audit, tax and legal230.45††0.0321.000
Financial crime and client onboarding180.05††0.8431.000
Class of work
LOB Operational178−0.19−0.33 to −0.04−0.40 to 0.060.0120.417
Corporate Functional1620.11−0.05 to 0.26−0.12 to 0.320.1821.000
Engagement status and lifecycle stage
Active, Build-Out65−0.05−0.29 to 0.20−0.32 to 0.230.6871.000
Active, Transition/Cut-Over99−0.13−0.32 to 0.07−0.38 to 0.150.2161.000
Active, Production46−0.46−0.66 to −0.20−0.75 to 0.050.0010.043
Canceled130−0.09−0.26 to 0.08−0.25 to 0.070.3051.000
Respondent role
Individual Contributor158−0.13−0.28 to 0.03−0.32 to 0.070.1081.000
Engagement Manager150−0.04−0.20 to 0.12−0.20 to 0.120.6331.000
Portfolio Director310.15−0.21 to 0.48−0.23 to 0.540.4171.000
Customer Management Executive1‡
Vendor type
IT services major144−0.02−0.19 to 0.14−0.26 to 0.240.7681.000
BPO specialist79−0.14−0.35 to 0.08−0.45 to 0.210.2181.000
Consulting firm440.18−0.12 to 0.46−0.27 to 0.550.2301.000
Boutique or specialist provider35−0.26−0.55 to 0.08−0.69 to 0.280.1241.000
Pure-play agentic AI firm28−0.26††0.1761.000
Not reported, recovered by engagement100.39††0.2601.000
Note: † Base under 30. No interval is reported. ‡ Base under 10. No statistic is reported.
Table 11b. Association with intent to leave by segment, part 2 of 2Table
SegmentSpearman rhopShare at 7 or above, distressedShare at 7 or above, otherEngagementsEngagement level r95% CITOST p
Study set−0.050.408Not applicableNot applicable150−0.04−0.20 to 0.12< 0.001
Outsourcing model
CXM−0.040.676Not applicableNot applicable42−0.14−0.42 to 0.170.142
ITO−0.110.269Not applicableNot applicable40−0.03−0.34 to 0.280.045
BPO−0.300.005Not applicableNot applicable37−0.19−0.48 to 0.150.239
KPO0.310.018Not applicableNot applicable310.32−0.04 to 0.610.554
Institution type
Asset management−0.140.342Not applicableNot applicable24−0.24†0.389
Wealth management and private banking0.180.180Not applicableNot applicable230.14†0.232
Investment banking (advisory and capital-markets origination)0.270.105Not applicableNot applicable190.41†0.695
Insurance (life, property and casualty, health)−0.130.490Not applicableNot applicable14−0.22†0.387
Commercial and business banking0.030.850Not applicableNot applicable130.38†0.611
Payments and merchant acquiring (networks, acquiring, processing)−0.330.068Not applicableNot applicable13−0.40†0.646
Credit card and payments issuing−0.150.452Not applicableNot applicable12−0.29†0.483
Retail and consumer banking−0.190.306Not applicableNot applicable12−0.05†0.221
Markets and trading (sales and trading, global markets)−0.290.137Not applicableNot applicable11−0.39†0.610
Private equity and private capital0.110.667Not applicableNot applicable9‡‡
Process family
Corporate and back-office functions0.140.160Not applicableNot applicable470.08−0.22 to 0.360.061
Technology engineering and operations−0.150.178Not applicableNot applicable35−0.09−0.41 to 0.250.112
Client servicing and communications−0.190.272Not applicableNot applicable16−0.20†0.348
Trade, settlement and reconciliation0.200.307Not applicableNot applicable150.17†0.310
Payments, cards and disputes−0.65< 0.001Not applicableNot applicable12−0.74†0.973
Credit, underwriting and suitability−0.390.097Not applicableNot applicable9‡‡
Regulatory, audit, tax and legal0.41< 0.050Not applicableNot applicable9‡‡
Financial crime and client onboarding−0.010.959Not applicableNot applicable7‡‡
Class of work
LOB Operational−0.180.017Not applicableNot applicable76−0.14−0.36 to 0.090.077
Corporate Functional0.140.084Not applicableNot applicable740.07−0.16 to 0.290.021
Engagement status and lifecycle stage
Active, Build-Out0.010.908Not applicableNot applicable310.01−0.34 to 0.370.059
Active, Transition/Cut-Over−0.110.276Not applicableNot applicable43−0.14−0.42 to 0.170.146
Active, Production−0.370.012Not applicableNot applicable20−0.42†0.716
Canceled−0.070.414Not applicableNot applicable56−0.13−0.38 to 0.140.094
Respondent role
Individual Contributor−0.100.201Not applicableNot applicable109−0.15−0.33 to 0.040.049
Engagement Manager−0.030.699Not applicableNot applicable150−0.04−0.20 to 0.12< 0.001
Portfolio Director0.160.400Not applicableNot applicable310.15−0.21 to 0.480.203
Customer Management Executive‡ n = 1
Vendor type
IT services major−0.010.934Not applicableNot applicable590.05−0.21 to 0.300.026
BPO specialist−0.120.285Not applicableNot applicable37−0.15−0.45 to 0.180.181
Consulting firm0.200.196Not applicableNot applicable230.22†0.349
Boutique or specialist provider−0.270.119Not applicableNot applicable17−0.25†0.424
Pure-play agentic AI firm−0.170.393Not applicableNot applicable14−0.20†0.358
Not reported, recovered by engagement0.440.203Not applicableNot applicable100.39†0.611
Note: † Base under 30. No interval is reported. ‡ Base under 10. No statistic is reported.

The study set r was −0.06 (95% CI −0.17 to 0.04, Holm p 1.000, n = 340 respondents). The association did not hold after Holm control. Equivalence Tests of Null Results found it equivalent to zero inside the bound. Of the 37 tested segment levels, 2 held after Holm control.

Comparison of Associations Across the Four Measures

Table 12. Associations across the four measuresTable
MeasureFormUnitnr95% CIpEquivalent to zeroRank among the four
Cancellation rateDescriptive contrastEngagement1500.05−0.11 to 0.210.524Yes3
Customer satisfactionClean estimateEngagement940.200.00 to 0.390.055No1
Engagement indicator meanFullEngagement1500.05−0.12 to 0.200.576Yes4
Intent to leaveRespondent level, clusteredRespondent340−0.06−0.22 to 0.110.467Yes2
Table 13. Pairwise comparison of associationsTable
Pair comparedDifference in rSteiger zpHolm pReading
Cancellation rate and customer satisfaction−0.05−1.850.0640.322Do not differ
Cancellation rate and engagement indicator mean−0.10−1.600.1090.438Do not differ
Cancellation rate and intent to leave−0.11−2.150.0320.191Do not differ
Customer satisfaction and engagement indicator mean−0.05−1.010.3100.621Do not differ
Customer satisfaction and intent to leave−0.06−1.540.1240.438Do not differ
Engagement indicator mean and intent to leave−0.01−0.260.7940.794Do not differ

Pairs were compared on the engagement level form of every measure, each turned so that a higher value was the better outcome, on the 150 engagements where the indicator and all four measures existed. Of the 6 pairs, 0 differed after Holm control.

Clustering and Effective Sample Size

Table 14. Clustering and effective sample sizeTable
StatisticValueReading
Clusters (engagements)150Engagements with at least one answer.
Mean respondents per engagement2.4Answers per engagement with at least one answer.
ICC(1)1.00Share of variance between engagements.
Design effect2.361 plus (mean cluster size minus 1) times ICC.
Nominal respondent n354Respondents who answered.
Effective n150Nominal n divided by the design effect.
Cluster bootstrap appliedYesApplied to every respondent level CI where the ICC is 0.05 or above.

Clustering reduced the 354 respondent answers to about 150 independent answers. Respondent level intervals therefore used the cluster bootstrap, and respondent level tests on intent to leave used cluster-robust errors.

Equivalence Tests of Null Results

Table 15. Equivalence tests of null resultsTable
MeasurenrEquivalence boundTOST p, lowerTOST p, upperEquivalent to zeroAchieved powerMDE at power 0.80Detection floor for this n
Cancellation rate1500.05|r| < 0.30< 0.001< 0.001Yes0.960.230.23
Customer satisfaction940.20|r| < 0.30< 0.0010.152No0.840.290.23
Engagement indicator mean1500.05|r| < 0.30< 0.001< 0.001Yes0.960.230.23
Intent to leave340, effective 144−0.06|r| < 0.300.002< 0.001Yes0.960.230.23

Tested null, equivalent to zero: cancellation rate, engagement indicator mean and intent to leave. Inconclusive, neither different from zero nor equivalent to it: customer satisfaction. The detection floor column is the study floor at 150 engagements. Intent to leave was tested on its effective n.

Robustness Checks

Table 16. Robustness checksTable
CheckMeasurePrimary rCheck r95% CIChangeConclusion holds
Rank correlation in place of PearsonCancellation rate0.050.06a0.00Yes
Rank correlation in place of PearsonCustomer satisfaction0.200.18a−0.02Yes
Rank correlation in place of PearsonEngagement indicator mean0.050.02a−0.03Yes
Rank correlation in place of PearsonIntent to leave−0.06−0.05a0.02Yes
Non-answers excluded, then imputed at the engagement meanIntent to leave−0.06−0.07a−0.01Yes
Active engagements onlyEngagement indicator mean0.050.13−0.07 to 0.330.09Yes
Active engagements onlyIntent to leave−0.06−0.21−0.33 to −0.07−0.14No
Most influential engagement removed (largest Cook’s distance)Cancellation rate0.050.03−0.13 to 0.19−0.02Yes
Most influential engagement removed (largest Cook’s distance)Customer satisfaction0.200.240.04 to 0.420.04No
Most influential engagement removed (largest Cook’s distance)Engagement indicator mean0.050.02−0.14 to 0.18−0.03Yes
Most influential engagement removed (largest Cook’s distance)Intent to leave−0.06−0.04−0.15 to 0.070.02Yes
Engagements weighted by respondent countCancellation rate0.050.04a−0.02Yes
Engagements weighted by respondent countCustomer satisfaction0.200.20a0.00Yes
Engagements weighted by respondent countEngagement indicator mean0.050.05a0.00Yes
Bootstrap of engagementsCancellation rate0.050.05−0.11 to 0.210.00Yes
Bootstrap of engagementsCustomer satisfaction0.200.20−0.01 to 0.390.00Yes
Bootstrap of engagementsEngagement indicator mean0.050.04−0.12 to 0.210.00Yes
Bootstrap of engagementsIntent to leave−0.06−0.06−0.22 to 0.110.00Yes
Thin-base segments removedCancellation rate0.050.07−0.15 to 0.280.01Yes
Thin-base segments removedCustomer satisfaction0.20−0.03−0.29 to 0.25−0.22Yes
Thin-base segments removedEngagement indicator mean0.05−0.13−0.33 to 0.09−0.17Yes
Thin-base segments removedIntent to leave−0.060.04−0.11 to 0.180.10Yes
Note: a No interval for this check.

Each change was computed before rounding, so it can differ by 0.01 from the difference of the two printed values.

Checks that did not hold: “Active engagements only” on intent to leave and “Most influential engagement removed (largest Cook’s distance)” on customer satisfaction. A check holds when its test lands on the same side of 0.05 as the primary test and, where the primary test is below 0.05, its r keeps the primary sign. Thin-base rule: engagements in any level under 30 engagements of outsourcing model or process family removed. Institution type is not used, because every one of its levels is under 30.

Measure Independence and Part-Whole Correction

Each of the four measures was computed from data this indicator does not contain, so each result is a finding rather than an arithmetic consequence.

Comparison with the Study Norm

Table 17. Comparison with the study normTable
MeasureThis indicator, oriented rStudy median, oriented rDeviationFisher zpHolm p
Cancellation rate−0.050.60−0.65−9.00< 0.001< 0.001
Customer satisfaction0.000.72−0.72−10.98< 0.001< 0.001
Engagement indicator mean0.050.84−0.79−14.10< 0.001< 0.001
Intent to leave0.060.71−0.65−10.08< 0.001< 0.001
Spread of deviations0.14
VerdictDIVERGENT

Each deviation was computed before rounding, so it can differ by 0.01 from the difference of the two printed values.

The comparison ran on 150 engagements. The indicator departed from the study’s typical pattern on cancellation rate, customer satisfaction, engagement indicator mean and intent to leave.

Co-Occurring Indicators and Themes

Figure 3. Other indicators and themes coded in the same written responses (n = 5 responses)Exhibit
C0691 of 5C0841 of 5C0971 of 5C1111 of 5C1271 of 5ENG:ROI %1 of 5Theme: Positive with an embedded negative1 of 5Theme: Team or colleagues4 of 5
Note: Gray bars are other indicators coded in the same responses. Amber bars are themes of the coding rulebook, which carry no score. Labels give counts. Every co-coded indicator and every theme at or above the fifth-highest count of its kind is shown, ties included. C069: “I trust the customer.” C084: “My manager cares about the larger team.” C097: “Rate the maturity of the customer’s data governance over the data this engagement uses.” C111: “Rate the customer’s capacity to govern and oversee the risks of AI agents doing this work.” C127: “Rate your employer’s quality assurance capability for agents whose outputs are not identical every run.” “ENG:ROI %” is a field of the Engagements sheet.

The responses coded to the indicator were also coded to 6 other indicators, each in 1 response. The most frequent theme of the coding rulebook in the same responses was “Team or colleagues” (4 responses).

Interpretation of the Data

Relationship length was equivalent to zero in its association with cancellation (TOST p < 0.001), the engagement indicator mean (TOST p < 0.001) and intent to leave (TOST p 0.002). Its result on customer satisfaction stayed unresolved, short of the test (r = 0.20, 95% CI 0.00 to 0.39, p 0.055, n = 94 active engagements) and short of equivalence to zero.

The indicator is a survey question that is not a rating, so the written responses were not set against a rating. Written responses were voluntary. They recorded what the respondents who wrote reported, and how common it was is measured by the answers. The analysis of the written responses rested on 5 responses, a base of anecdote strength.

Limitations

The evidence is reported experience: what the delivery team said about its own engagement, gathered in one cross-section. The figures showed associations, not causes. Indicators about the financial institution were reported at second hand by vendor staff. Cancellation is a descriptive contrast, because canceled engagements were rated after they ended.

Tests across respondent role and vendor type were run at respondent level and treated respondents as independent. The section Clustering and Effective Sample Size states whether, and by how much, clustering within engagements reduced the information in respondent level figures.

Customer Management Executive answers were at anecdote strength (n = 1). 20 of 22 checks held. The active-engagements-only check on intent to leave and the most-influential-engagement check on customer satisfaction did not hold.

Fewer than 10 responses carried a score, so written sentiment was reported as counts, with no statistic. Coding was performed by AI coders under a fixed rulebook. No response coded to the indicator fell in the sample second-coded under rulebook 0.5, so agreement on whether a response was coded to the indicator could not be assessed. Agreement on the score rested on 2 responses second-scored under rulebook 0.6, with the scores agreeing in 2 of 2. This base of second-coded responses is too small for an indicator-level alpha.

Definitions

Table 18. DefinitionsTable
TermDefinition
Response scaleAs recorded, shown in Table 1. The indicator is not a rating, so no distressed range is defined.
Answering baseRespondents who entered a value.
Non-answers“I do not know” and “I prefer to not answer” are counted separately and are excluded from the mean.
Indicator classPerceived fact: a state of the engagement as the respondent perceives it, so “I do not know” is counted and reported as an answer.
Failure categoryOne of the five failure categories of the Study Taxonomy, section 3. Only the 100 rated indicators carry one, and the indicator is not among them.
Engagement indicator meanThe mean of an engagement’s 100 indicator ratings.
Written responseA coded written answer about the respondent’s own engagement. Non-answers and answers about another engagement are excluded.
Primary and secondaryPrimary responses were written in answer to a written-answer question in the indicator’s own survey section. Secondary responses were written in answer to a question outside that section and coded to the indicator because their content addressed it.
Written sentiment scaleFive fixed values of the coding rulebook: −10, −5, 0, +5, +10. The sign is the direction and the magnitude is the strength.
CodingResponses were coded under rulebook 0.5. Scores were added under rulebook 0.6 to every mark and every quote, with the score rulings of rulebook section 21. AI coders worked under a fixed rulebook. A sample of records was second-coded. Score agreement across all indicators was Krippendorff’s alpha 0.969 on the 0.5 scores and 0.930 on the scores added in 0.6.

Sources and Provenance

Table 19. Sources and provenanceTable
ItemValue
Study dataStudy Data.xlsx, Data sheet, column C064, sha256 219eba0457274d04
Statistics enginecompute_statistics.py, sha256 738319eef764602b
Statistics recordComputed Statistics.json, record C064, sha256 e405f65a43e37a6e
ComputedOctober 8, 2026, 01:38 UTC
TemplateIndicator Statistical Analysis Template, version 1.1 of 2026-10-06
Figures placed by script2,008 of 2,008
Study metadataStudy Meta.md, sections 10.4 and 10.4.1, coder agreement across all indicators
Coded written responsesQuotes Master.jsonl, sha256 27da38085e2b13fd. Quote Coding Rulebook, version 0.6 with section 21
Written-response computationqa_stats.py, sha256 74a61f3a96169da9. wfacts.py, sha256 b85fae20adf812a1. prose_gen.py, sha256 c277d2c752f8d88f. build_indicator.py, sha256 da3473bd56a4a7b9
Written-response recordsC064.qa.json, sha256 faaef1d3f2acd027. C064.wfacts.json, sha256 63d6c358ce22ec8a. Prose C064.json, sha256 912208914ab69938

Continue the report

Executive summary →
Overview

Executive Summary

Four findings from 150 engagements

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Introduction

Introduction

Scope, evidence, and how the report is organized

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Part 1

Engagement Outcomes

Poor results on every measure, and what separates them

Read →
Part 2

The Five Failure Categories

Where failure concentrates, category by category

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Part 3

Governance, Oversight, and Control

Controls that existed in name only

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Part 4

The Delivery Workforce

Early in their careers, dissatisfied, and many intending to leave

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Part 5

Manual Alteration

How the delivery team altered the work to sustain it

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Part 6

Executive Action Plan

Seven immediate actions and a first-year plan

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Appendices

Appendices

Definitions, indicator inventory, method, and disclosures

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Data

Study Data

Deep-dive analyses of the study indicators, published in stages

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