# Akholi

Source: https://akholi.com/












<div id="ak">

<header><div class="w hd">
<a class="logo" href="/"><img decoding="async" src="https://akholi.com/wp-content/uploads/2026/07/Akholi-Logo-Small-300x83.png" alt="Akholi"></a>
<input type="checkbox" id="aknav" class="navt" aria-hidden="true">
<label for="aknav" class="burger" aria-label="Open menu"><i></i><i></i><i></i></label>
<nav>
<div class="nz"><a href="/outsourcing-2026-agentic-ai-tier-1-banks/">Report</a><div class="dd">
<a href="/outsourcing-2026-agentic-ai-tier-1-banks/introduction/"><b>Introduction</b><span>Scope, evidence, and how the report is organized</span></a>
<a href="/outsourcing-2026-agentic-ai-tier-1-banks/part-1-engagement-outcomes/"><b>Part 1 &middot; Engagement Outcomes</b><span>Poor results on every measure, and what separates them</span></a>
<a href="/outsourcing-2026-agentic-ai-tier-1-banks/part-2-five-failure-categories/"><b>Part 2 &middot; The Five Failure Categories</b><span>Where failure concentrates, category by category</span></a>
<a href="/outsourcing-2026-agentic-ai-tier-1-banks/part-3-governance-oversight-control/"><b>Part 3 &middot; Governance, Oversight, and Control</b><span>Controls that existed in name only</span></a>
<a href="/outsourcing-2026-agentic-ai-tier-1-banks/part-4-delivery-workforce/"><b>Part 4 &middot; The Delivery Workforce</b><span>Early in their careers, dissatisfied, and many intending to leave</span></a>
<a href="/outsourcing-2026-agentic-ai-tier-1-banks/part-5-manual-alteration/"><b>Part 5 &middot; Manual Alteration</b><span>How the delivery team altered the work to sustain it</span></a>
<a href="/outsourcing-2026-agentic-ai-tier-1-banks/part-6-executive-action-plan/"><b>Part 6 &middot; The Executive Action Plan</b><span>Seven immediate actions and a first-year plan</span></a>
<a href="/outsourcing-2026-agentic-ai-tier-1-banks/appendices/"><b>Appendices</b><span>Definitions, indicator inventory, method, and disclosures</span></a>
<a href="/outsourcing-2026-agentic-ai-tier-1-banks/study-data/"><b>Study Data</b><span>Deep-dive analyses of the study indicators, published in stages</span></a>
</div></div>
<a href="/outsourcing-practitioners-book/">Book</a>
<div class="nz"><a href="/akholi-academy-outsourcing-executive-education/">Academy</a><div class="dd">
<a href="/akholi-academy-outsourcing-executive-education/outsourcing-lifecycle-management/"><b>Outsourcing Lifecycle Management</b><span>Foundational &middot; two days</span></a>
<a href="/akholi-academy-outsourcing-executive-education/governance-oversight-risk/"><b>Governance, Oversight &amp; Risk</b><span>Master class &middot; two days</span></a>
<a href="/akholi-academy-outsourcing-executive-education/performance-optimization/"><b>Performance Optimization</b><span>Master class &middot; two days</span></a>
</div></div>
<div class="nz"><a href="/research-lead-outsourcing-gcc-advisory/">Practice</a><div class="dd">
<a href="/research-lead-outsourcing-gcc-advisory/outsourcing-preparation/"><b>Outsourcing Preparation</b><span>The Readiness Read &middot; before a deal is signed</span></a>
<a href="/research-lead-outsourcing-gcc-advisory/outsourcing-performance-tuning/"><b>Outsourcing Performance Tuning</b><span>The Ground-Truth Read &middot; a live, underperforming engagement</span></a>
<a href="/research-lead-outsourcing-gcc-advisory/global-capability-center-planning/"><b>Global Capability Center Planning</b><span>The Build Test &middot; build, buy, or do not build</span></a>
<a href="/research-lead-outsourcing-gcc-advisory/global-capability-center-performance-tuning/"><b>GCC Performance Tuning</b><span>The Captive Read &middot; fix, expand, or repatriate</span></a>
<a href="/research-lead-outsourcing-gcc-advisory/agentic-ai-governance-oversight-risk/"><b>Governance, Oversight &amp; Risk</b><span>The Control Read &middot; the whole estate</span></a>
<a href="/research-lead-outsourcing-gcc-advisory/crisis-response/"><b>Crisis Response</b><span>Independent command within 24 hours</span></a>
<a href="/research-lead-outsourcing-gcc-advisory/retained-advisory/"><b>Retained Advisory</b><span>Standing independent counsel on retainer</span></a>
</div></div>
<div class="nz"><a href="/about/">About</a><div class="dd">
<a href="/about/"><b>About Akholi</b><span>The firm and its research</span></a>
<a href="/about/phil-hatch/"><b>About Phil Hatch</b><span>The author of the 2026 Report</span></a>
</div></div>
<a href="/contact/">Contact</a>
</nav>
</div></header>


<main>
<div class="hero"><div class="w rhero">
<div>
<div class="kick">Research-led agentic AI outsourcing and GCC advisory</div>
<h1 class="ser" style="font-size:46px;max-width:24ch">Research-led advisory for institutions preparing and managing agentic-era outsourcing and global capability centers.</h1>
<p class="std">Akholi helps Tier 1 financial institutions prepare for and manage agentic AI outsourcing, service engagements, and global capability centers. The firm&rsquo;s authority rests on a delivery-side count, not on opinion.</p>
<div class="acts"><a href="/outsourcing-2026-agentic-ai-tier-1-banks/">Read the 2026 Report</a><a href="/about/">The firm &amp; the method</a></div>
</div>
<div class="rcover">
<a href="https://akholi.com/wp-content/uploads/2026/10/akholi-2026-agentic-ai-outsourcing-complete-study.pdf" download target="_blank" rel="noopener"><img decoding="async" src="https://akholi.com/wp-content/uploads/2026/10/akholi-2026-agentic-ai-outsourcing-introduction-cover-1-8-2.webp" alt="Outsourcing 2026: Agentic AI and Tier 1 Financial Institutions &mdash; report cover"></a>
<a class="dlbtn" href="https://akholi.com/wp-content/uploads/2026/10/akholi-2026-agentic-ai-outsourcing-complete-study.pdf" download target="_blank" rel="noopener">Download the report (PDF) &darr;</a>
</div>
</div></div>
<div class="band"></div>
<div class="w"><p class="cap">The institutions studied run agentic AI outsourcing at the core of Tier 1 banking. The standard for it is being set now.</p></div>
<div class="w"><div class="stats">
<div class="st"><b class="ser amb">37.33%</b><span>Of engagements already canceled (56 of 150), at a median age of five months</span></div>
<div class="st"><b class="ser">43.85%</b><span>Mean customer satisfaction across the engagements studied</span></div>
<div class="st"><b class="ser">850</b><span>Delivery staff who build and run the agents, surveyed April&ndash;June 2026</span></div>
<div class="st"><b class="ser">150</b><span>Live engagements at Tier 1 financial institutions</span></div>
</div></div>
<section><div class="w">
<div class="kick">The founding finding</div>
<h2 class="ser">Failure is on the buyer&rsquo;s side of the boundary.</h2>
<p class="lede">In the first half of 2026, 850 of the people who deliver agentic AI outsourcing described 150 live engagements at Tier 1 financial institutions. 37.33% had already been canceled. The median engagement was five months old.</p>
<div class="prose">
<p>The record supports one governing claim: in the engagements studied, outcomes track the conditions the buying institution builds rather than the deals it signs. Failure there is institutional in origin rather than technical, and the determinants sit within the institution&rsquo;s own authority to change.</p>
<p>That last clause is the posture. The finding is that the levers are in the institution&rsquo;s hands &mdash; not that the institution is at fault.</p>
</div>
</div></section>
<section><div class="w">
<div class="shd"><h2>Where failure concentrates</h2><a href="/outsourcing-2026-agentic-ai-tier-1-banks/part-2-five-failure-categories/">Report &middot; Part 2 &rarr;</a></div>
<div class="xb">
<div class="xh"><span class="t">The five problem areas, ranked by share of distressed ratings</span><span class="n">Exhibit &middot; Report Part 2</span></div>
<div class="xbody">
<svg viewBox="0 0 640 268" role="img" aria-label="Bar chart ranking the five problem areas by share of distressed ratings. Bank-side client preparation is highest at 51.48 percent, followed by co-management 49.26 and vendor 48.22; AI tools 32.14 and third-party 31.74 are markedly lower.">
<g stroke="#DCE1E5" stroke-width="1"><line x1="363" y1="6" x2="363" y2="232"/><line x1="491" y1="6" x2="491" y2="232"/><line x1="619" y1="6" x2="619" y2="232"/></g>
<g fill="#647687" font-size="10" font-family="ui-monospace,Menlo,monospace" text-anchor="middle"><text x="363" y="248">20%</text><text x="491" y="248">40%</text><text x="619" y="248">60%</text></g>
<line x1="235" y1="6" x2="235" y2="232" stroke="#293138" stroke-width="1.5"/>
<g font-family="Helvetica Neue,Arial" font-size="12" fill="#293138" text-anchor="end">
<text x="225" y="37">Bank-side (client) preparation</text>
<text x="225" y="83">Bank&ndash;vendor co-management</text>
<text x="225" y="129">Vendor preparation &amp; mgmt</text>
<text x="225" y="175">AI tools (technology)</text>
<text x="225" y="221">3rd-party ecosystem</text>
</g>
<rect x="235" y="20" width="330" height="26" fill="#FDA333"></rect>
<rect x="235" y="66" width="316" height="26" fill="#FDA333"></rect>
<rect x="235" y="112" width="309" height="26" fill="#FDA333"></rect>
<rect x="235" y="158" width="206" height="26" fill="#8A9AA8"></rect>
<rect x="235" y="204" width="203" height="26" fill="#8A9AA8"></rect>
<g font-family="ui-monospace,Menlo,monospace" font-size="11" font-weight="700"><text x="557" y="39" fill="#14171A" text-anchor="end">3.52</text><text x="543" y="85" fill="#14171A" text-anchor="end">3.65</text><text x="536" y="131" fill="#14171A" text-anchor="end">3.66</text><text x="433" y="177" fill="#ffffff" text-anchor="end">4.58</text><text x="430" y="223" fill="#ffffff" text-anchor="end">4.62</text></g>
<g font-family="ui-monospace,Menlo,monospace" font-size="11" fill="#14171A" text-anchor="start"><text x="573" y="39">51.48%</text><text x="559" y="85">49.26%</text><text x="552" y="131">48.22%</text><text x="449" y="177">32.14%</text><text x="446" y="223">31.74%</text></g>
</svg>
</div>
<div class="xf">Source: Akholi 2026, Table 6 (5 Failure Categories). Bars show the share of ratings in the distressed band (n&nbsp;&asymp;&nbsp;15,950 per area); the figure inside each bar is the mean score on a 1&ndash;10 scale, where higher is healthier. Amber marks the three institution- and relationship-side areas; grey marks technology and the third-party ecosystem. Vendor-side reporting, uncorroborated by client records.</div>
</div>
</div></section>
<section class="q wide"><div class="w">
<blockquote class="ser">In the engagements studied, outcomes track the conditions the buying institution builds rather than the deals it signs.</blockquote>
<cite>&mdash; The 2026 Akholi Report</cite>
</div></section>
<section style="border-bottom:0"><div class="w">
<div class="kick">Four pillars, one argument</div>
<h2 class="ser">From evidence to operating discipline.</h2>

<div class="sv pil">
<div><div class="n">01 &middot; THE REPORT</div><h3 class="ser">Diagnose the problem</h3><p>The primary research: 150 engagements, 850 delivery staff, method and limits disclosed in full.</p><a class="more" href="/outsourcing-2026-agentic-ai-tier-1-banks/">Read the Report</a></div>
<div><div class="n">02 &middot; THE BOOK</div><h3 class="ser">Codify the response</h3><p>The operating discipline the diagnosis demands: five lifecycle phases, five gates, one measurement floor. Releases Q4 2026.</p><a class="more" href="/outsourcing-practitioners-book/">About the Book</a></div>
<div><div class="n">03 &middot; THE ACADEMY</div><h3 class="ser">Teach the discipline</h3><p>One foundational class on the full lifecycle; two master classes on governance and on performance.</p><a class="more" href="/akholi-academy-outsourcing-executive-education/">The Academy</a></div>
<div><div class="n">04 &middot; THE PRACTICE</div><h3 class="ser">Run it on a live engagement</h3><p>Five fixed-scope clinics across preparation, performance, and the control function. A 24-hour Crisis Response meets acute failure.</p><a class="more" href="/research-lead-outsourcing-gcc-advisory/">The Practice</a></div>
</div>
</div></section>
</main>


<footer><div class="w">
<img decoding="async" class="flogo" src="https://akholi.com/wp-content/uploads/2026/07/Akholi-Logo-B4-300x78.png" alt="Akholi">
<div class="fg">
<div><p>Akholi is a research-led advisory firm for agentic-era outsourcing, service engagements, and global capability centers. Its authority rests on primary, delivery-side evidence.</p>
<a href="https://www.linkedin.com/company/akholi/" target="_blank" rel="noopener" style="display:inline-block;margin-top:14px;color:var(--amb);font-weight:600">LinkedIn &rarr;</a></div>
<div><h4>The Report</h4>
<a href="/outsourcing-2026-agentic-ai-tier-1-banks/">Executive Summary</a>
<a href="/outsourcing-2026-agentic-ai-tier-1-banks/introduction/">Introduction</a>
<a href="/outsourcing-2026-agentic-ai-tier-1-banks/part-1-engagement-outcomes/">Part 1 &middot; Engagement Outcomes</a>
<a href="/outsourcing-2026-agentic-ai-tier-1-banks/part-2-five-failure-categories/">Part 2 &middot; The Five Failure Categories</a>
<a href="/outsourcing-2026-agentic-ai-tier-1-banks/part-3-governance-oversight-control/">Part 3 &middot; Governance, Oversight, and Control</a>
<a href="/outsourcing-2026-agentic-ai-tier-1-banks/part-4-delivery-workforce/">Part 4 &middot; The Delivery Workforce</a>
<a href="/outsourcing-2026-agentic-ai-tier-1-banks/part-5-manual-alteration/">Part 5 &middot; Manual Alteration</a>
<a href="/outsourcing-2026-agentic-ai-tier-1-banks/part-6-executive-action-plan/">Part 6 &middot; The Executive Action Plan</a>
<a href="/outsourcing-2026-agentic-ai-tier-1-banks/appendices/">Appendices</a>
<a href="/outsourcing-2026-agentic-ai-tier-1-banks/study-data/">Study Data</a>
</div>
<div><h4>The Practice</h4>
<a href="/research-lead-outsourcing-gcc-advisory/">Overview</a>
<a href="/research-lead-outsourcing-gcc-advisory/outsourcing-performance-tuning/">Outsourcing Performance Tuning</a>
<a href="/research-lead-outsourcing-gcc-advisory/outsourcing-preparation/">Outsourcing Preparation</a>
<a href="/research-lead-outsourcing-gcc-advisory/global-capability-center-planning/">Global Capability Center Planning</a>
<a href="/research-lead-outsourcing-gcc-advisory/global-capability-center-performance-tuning/">Global Capability Center Performance Tuning</a>
<a href="/research-lead-outsourcing-gcc-advisory/agentic-ai-governance-oversight-risk/">Agentic-AI Governance, Oversight &amp; Risk</a>
<a href="/research-lead-outsourcing-gcc-advisory/crisis-response/">Crisis Response</a>
<a href="/research-lead-outsourcing-gcc-advisory/retained-advisory/">Retained Advisory</a>
</div>
<div><h4>Firm</h4>
<a href="/about/">About Akholi</a>
<a href="/about/phil-hatch/">About Phil Hatch</a>
<a href="/akholi-academy-outsourcing-executive-education/">Academy</a>
<a href="/outsourcing-practitioners-book/">The Book</a>
<a href="/contact/">Contact</a>
</div>
</div>
<div class="fb"><span>&copy; 2026 Akholi. All rights reserved.</span><span><a href="/privacy/">Privacy</a> &middot; <a href="/terms/">Terms</a> &middot; <a href="/accessibility/">Accessibility</a></span></div>
</div></footer>
</div>
