My greater team regularly alters AI outputs
Indicator C215 · By Phil Hatch · Akholi · October 9, 2026
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27 sectionsIndicator Specification
| Field | Value |
|---|---|
| Indicator code | C215 |
| Question as asked | My greater team regularly alters AI outputs. |
| Failure category | Not one of the 100 rated indicators |
| Place in the survey | Challenge Deep Dive > 5.6 Alterations > AI Output |
| Indicator class | Respondent level |
| Indicator type | Directional, DIR |
| Response scale | 1 to 10, with no good or bad end |
| Answering base | 665 of 850 respondents, across 150 of 150 engagements |
| Non-answers | I do not know 87, I prefer to not answer 33, blank 65 |
| Written responses addressing the indicator | 23 responses from 23 respondents on 20 engagements (20 primary, 3 secondary) |
Summary of Findings
| Measure | Form | n | r | 95% CI | p |
|---|---|---|---|---|---|
| Cancellation rate | Descriptive contrast | 150 engagements | 0.59 | 0.47 to 0.68 | < 0.001 |
| Customer satisfaction | Clean estimate | 94 engagements | −0.40 | −0.56 to −0.22 | < 0.001 |
| Engagement indicator mean | Full | 150 engagements | −0.66 | −0.74 to −0.55 | < 0.001 |
| Intent to leave | Respondent level, clustered | 620 respondents | 0.58 | 0.51 to 0.65 | < 0.001 |
The statement is rated from 1 to 10 with no good or bad end. The mean rating was 4.4 and the median 4.0 (n = 665 respondents). The rating was associated with all four study measures. Higher ratings came with more cancellation (r = 0.59, 95% CI 0.47 to 0.68, p < 0.001, n = 150 engagements), lower customer satisfaction among active engagements (r = −0.40, 95% CI −0.56 to −0.22, p < 0.001, n = 94 engagements), a lower engagement indicator mean (r = −0.66, 95% CI −0.74 to −0.55, p < 0.001, n = 150 engagements) and higher intent to leave (r = 0.58, cluster bootstrap 95% CI 0.51 to 0.65, p < 0.001 with standard errors clustered by engagement, n = 620 respondents). After Holm correction, ratings differed by engagement status and lifecycle stage (Welch F 26.25, Holm p < 0.001, omega squared 0.356) and respondent role (Welch F 46.44, Holm p < 0.001, omega squared 0.043).
All 23 written responses were negative. The 19 responses to C216 described the correction of AI outputs as constant work for the team, done before anyone outside it saw the output, seldom logged or raised and seldom reported to the financial institution.
Distribution of Ratings
| Answer | Respondents | Share of answered (base 665) | Cumulative share | Engagements with at least one | Share of 150 engagements | Distressed |
|---|---|---|---|---|---|---|
| 1 | 8 | 1.20% | 1.20% | 4 | 2.67% | Not applicable |
| 2 | 107 | 16.09% | 17.29% | 50 | 33.33% | Not applicable |
| 3 | 167 | 25.11% | 42.41% | 86 | 57.33% | Not applicable |
| 4 | 101 | 15.19% | 57.59% | 71 | 47.33% | Not applicable |
| 5 | 76 | 11.43% | 69.02% | 56 | 37.33% | Not applicable |
| 6 | 99 | 14.89% | 83.91% | 67 | 44.67% | Not applicable |
| 7 | 53 | 7.97% | 91.88% | 38 | 25.33% | Not applicable |
| 8 | 35 | 5.26% | 97.14% | 27 | 18.00% | Not applicable |
| 9 | 17 | 2.56% | 99.70% | 10 | 6.67% | Not applicable |
| 10 | 2 | 0.30% | 100.00% | 2 | 1.33% | Not applicable |
| I do not know | 87 | Not in base | Not in base | 71 | 47.33% | Not applicable |
| I prefer to not answer | 33 | Not in base | Not in base | 30 | 20.00% | Not applicable |
| Answered, total | 665 | 100.00% | 150 | 100.00% |
| Engagement level summary | Engagements | Mean of engagement means | SD | Min | Median | Max | Engagements with a distressed mean | Share of engagements distressed |
|---|---|---|---|---|---|---|---|---|
| Engagement means, as recorded | 150 | 4.4 | 1.6 | 1.3 | 4.3 | 9.0 | Not applicable | Not applicable |
The scale has no good or bad end, so no distressed range applies.
Coverage and Origin of Written Responses
| Origin | Responses | Respondents | Engagements | Negative | Strongest negative (−10) | Positive | Mean written score |
|---|---|---|---|---|---|---|---|
| Primary | 20 | 20 | 17 | 20 of 20 (100.00%) | 18 of 20 (90.00%) | 0 of 20 (0.00%) | −9.5 |
| Secondary | 3 | 3 | 3 | 3 of 3 | 3 of 3 | 0 of 3 | ‡ |
| All responses | 23 | 23 | 20 | 23 of 23 (100.00%) | 21 of 23 (91.30%) | 0 of 23 (0.00%) | −9.6 |
The primary responses numbered 20, written in answer to C216 and C202, the written-answer questions of the indicator's survey section. The remaining 3 responses, 13.04% of the total, were secondary and came from 2 other questions. Respondents who wrote both a primary and a secondary response numbered 0. Negative responses made up 100.00% of primary responses (20 of 20) and 3 of the 3 secondary responses.
Every one of the 19 responses to C216 placed the corrections at a frequency: every day, every week, most days, almost every task or more than once a week, and three gave a share of six, seven or eight cases out of ten. Ten responses across all questions said the corrections were not logged, reported, raised or written up, and two said the team was told to keep the figures steady or to handle the problem without raising it. The team lead or manager knew or was told in six responses, and three said the financial institution was not told or saw only the corrected output.
Four responses traced the corrections to output that did not reproduce from one run to the next. In three responses, the respondent said others on the team altered the outputs while the respondent did not. A response to C156 described a private sheet of every generated test case the team had rewritten by hand, about sixty percent of the generated cases, kept outside any process document.
Distribution of Written Sentiment
| Statistic | Value | Basis |
|---|---|---|
| Mean written score | −9.6 | † n = 23 |
| Median written score | −10.0 | n = 23 responses |
| Negative responses | 23 of 23 (100.00%) | † n = 23 |
| Strongest negative responses (−10) | 21 of 23 (91.30%) | Statements of totality, constancy or serious harm |
| Positive responses | 0 of 23 (0.00%) | +5 or +10 |
| Net balance | −100.00 percentage points | Share positive minus share negative, base 23 responses |
| Respondent-level mean | −9.6 | Mean of each respondent's own mean written score, n = 23 respondents |
Of the 23 responses, 23 (100.00%, 95% CI 100.00% to 100.00%) were negative and 21 (91.30%) carried the strongest negative score of −10. Positive responses numbered 0 (0.00%), and no response was neutral. The mean written score was −9.6 (95% CI −10.0 to −8.9, n = 23 responses), and the median was −10.0.
Correspondence Between Ratings and Written Sentiment
Of the 23 responses, 22 came from respondents who also rated the indicator. Among them, the written score did not track the rating (Spearman rho −0.21, 95% CI −0.46 to −0.11, p = 0.345, n = 22 responses).
Rating Profile of Respondents Providing Written Responses
Respondents who wrote about the indicator and gave a rating numbered 22, with a mean rating of 7.1. The 643 respondents who rated the indicator without writing about it had a mean of 4.3. The difference, 2.8 (95% CI 1.9 to 3.6), excluded zero.
Descriptive Statistics by Segment
| Segment | Base | Answered | Answer rate | Engagements | Mean | 95% CI | SD |
|---|---|---|---|---|---|---|---|
| Study set | 850 | 665 | 78.24% of 850 | 150 | 4.4 | 4.2 to 4.5 | 2.0 |
| Outsourcing model | |||||||
| CXM | 232 | 179 | 77.16% of 232 | 42 | 4.2 | 3.9 to 4.5 | 1.9 |
| ITO | 244 | 189 | 77.46% of 244 | 40 | 4.5 | 4.3 to 4.8 | 1.8 |
| BPO | 209 | 169 | 80.86% of 209 | 37 | 4.3 | 4.0 to 4.6 | 2.0 |
| KPO | 165 | 128 | 77.58% of 165 | 31 | 4.5 | 4.2 to 4.9 | 2.2 |
| Institution type | |||||||
| Asset management | 132 | 100 | 75.76% of 132 | 24 | 4.8 | 4.5 to 5.1 | 1.7 |
| Wealth management and private banking | 140 | 110 | 78.57% of 140 | 23 | 4.2 | 3.8 to 4.5 | 2.0 |
| Investment banking (advisory and capital-markets origination) | 105 | 83 | 79.05% of 105 | 19 | 4.9 | 4.4 to 5.3 | 2.2 |
| Insurance (life, property and casualty, health) | 78 | 60 | 76.92% of 78 | 14 | 4.6 | 4.1 to 5.1 | 2.0 |
| Commercial and business banking | 82 | 61 | 74.39% of 82 | 13 | 4.0 | 3.6 to 4.5 | 1.8 |
| Payments and merchant acquiring (networks, acquiring, processing) | 71 | 62 | 87.32% of 71 | 13 | 4.5 | 4.0 to 5.1 | 2.0 |
| Credit card and payments issuing | 73 | 54 | 73.97% of 73 | 12 | 4.8 | 4.1 to 5.4 | 2.3 |
| Retail and consumer banking | 73 | 60 | 82.19% of 73 | 12 | 4.0 | 3.5 to 4.4 | 1.7 |
| Markets and trading (sales and trading, global markets) | 57 | 45 | 78.95% of 57 | 11 | 3.7 | 3.2 to 4.2 | 1.7 |
| Private equity and private capital | 39 | 30 | 76.92% of 39 | 9 | 3.9 | 3.3 to 4.5 | 1.6 |
| Process family | |||||||
| Corporate and back-office functions | 248 | 200 | 80.65% of 248 | 47 | 4.3 | 4.0 to 4.6 | 2.2 |
| Technology engineering and operations | 204 | 159 | 77.94% of 204 | 35 | 4.2 | 3.9 to 4.4 | 1.7 |
| Client servicing and communications | 94 | 72 | 76.60% of 94 | 16 | 5.0 | 4.6 to 5.5 | 1.8 |
| Trade, settlement and reconciliation | 80 | 62 | 77.50% of 80 | 15 | 4.6 | 4.1 to 5.1 | 2.0 |
| Payments, cards and disputes | 73 | 58 | 79.45% of 73 | 12 | 4.2 | 3.7 to 4.6 | 1.8 |
| Credit, underwriting and suitability | 57 | 47 | 82.46% of 57 | 9 | 3.9 | 3.4 to 4.5 | 1.9 |
| Regulatory, audit, tax and legal | 51 | 38 | 74.51% of 51 | 9 | 4.9 | 4.2 to 5.7 | 2.3 |
| Financial crime and client onboarding | 43 | 29 | 67.44% of 43 | 7 | 4.6 | † | 1.5 |
| Class of work | |||||||
| LOB Operational | 451 | 351 | 77.83% of 451 | 76 | 4.6 | 4.4 to 4.8 | 1.9 |
| Corporate Functional | 399 | 314 | 78.70% of 399 | 74 | 4.2 | 3.9 to 4.4 | 2.0 |
| Engagement status and lifecycle stage | |||||||
| Active, Build-Out | 175 | 150 | 85.71% of 175 | 31 | 3.4 | 3.1 to 3.7 | 1.6 |
| Active, Transition/Cut-Over | 250 | 201 | 80.40% of 250 | 43 | 3.6 | 3.4 to 3.8 | 1.5 |
| Active, Production | 103 | 86 | 83.50% of 103 | 20 | 4.3 | 4.0 to 4.7 | 1.5 |
| Canceled | 322 | 228 | 70.81% of 322 | 56 | 5.8 | 5.5 to 6.0 | 1.9 |
| Respondent role | |||||||
| Individual Contributor | 667 | 556 | 83.36% of 667 | 150 | 4.6 | 4.4 to 4.7 | 2.0 |
| Engagement Manager | 150 | 99 | 66.00% of 150 | 99 | 3.6 | 3.3 to 3.9 | 1.4 |
| Portfolio Director | 31 | 10 | 32.26% of 31 | 10 | 2.5 | † | 0.7 |
| Customer Management Executive | 2 | 0 | 0 of 2 | 0 | ‡ | ||
| Vendor type | |||||||
| IT services major | 316 | 260 | 82.28% of 316 | 59 | 4.4 | 4.2 to 4.6 | 1.9 |
| BPO specialist | 198 | 141 | 71.21% of 198 | 37 | 4.6 | 4.3 to 4.9 | 2.0 |
| Consulting firm | 117 | 87 | 74.36% of 117 | 23 | 4.1 | 3.7 to 4.5 | 2.1 |
| Boutique or specialist provider | 87 | 69 | 79.31% of 87 | 17 | 4.2 | 3.7 to 4.7 | 1.9 |
| Pure-play agentic AI firm | 75 | 62 | 82.67% of 75 | 14 | 4.7 | 4.2 to 5.2 | 2.1 |
| Not reported, recovered by engagement | 57 | 46 | 80.70% of 57 | 40 | 4.2 | 3.7 to 4.8 | 1.8 |
| Segment | Min | Q1 | Median | Q3 | Max | Distressed n | Distressed % |
|---|---|---|---|---|---|---|---|
| Study set | 1.0 | 3.0 | 4.0 | 6.0 | 10.0 | Not applicable | Not applicable |
| Outsourcing model | |||||||
| CXM | 1.0 | 3.0 | 4.0 | 6.0 | 9.0 | Not applicable | Not applicable |
| ITO | 2.0 | 3.0 | 4.0 | 6.0 | 10.0 | Not applicable | Not applicable |
| BPO | 2.0 | 3.0 | 4.0 | 6.0 | 10.0 | Not applicable | Not applicable |
| KPO | 1.0 | 3.0 | 4.0 | 6.0 | 9.0 | Not applicable | Not applicable |
| Institution type | |||||||
| Asset management | 2.0 | 3.0 | 4.0 | 6.0 | 8.0 | Not applicable | Not applicable |
| Wealth management and private banking | 1.0 | 3.0 | 4.0 | 6.0 | 9.0 | Not applicable | Not applicable |
| Investment banking (advisory and capital-markets origination) | 2.0 | 3.0 | 5.0 | 6.0 | 9.0 | Not applicable | Not applicable |
| Insurance (life, property and casualty, health) | 2.0 | 3.0 | 4.0 | 6.0 | 9.0 | Not applicable | Not applicable |
| Commercial and business banking | 1.0 | 3.0 | 4.0 | 6.0 | 9.0 | Not applicable | Not applicable |
| Payments and merchant acquiring (networks, acquiring, processing) | 2.0 | 3.0 | 4.0 | 6.0 | 10.0 | Not applicable | Not applicable |
| Credit card and payments issuing | 2.0 | 3.0 | 4.0 | 6.0 | 10.0 | Not applicable | Not applicable |
| Retail and consumer banking | 1.0 | 3.0 | 3.5 | 6.0 | 8.0 | Not applicable | Not applicable |
| Markets and trading (sales and trading, global markets) | 2.0 | 2.0 | 3.0 | 4.0 | 8.0 | Not applicable | Not applicable |
| Private equity and private capital | 1.0 | 3.0 | 4.0 | 5.0 | 7.0 | Not applicable | Not applicable |
| Process family | |||||||
| Corporate and back-office functions | 1.0 | 3.0 | 4.0 | 6.0 | 10.0 | Not applicable | Not applicable |
| Technology engineering and operations | 2.0 | 3.0 | 4.0 | 5.0 | 10.0 | Not applicable | Not applicable |
| Client servicing and communications | 2.0 | 4.0 | 5.0 | 6.0 | 9.0 | Not applicable | Not applicable |
| Trade, settlement and reconciliation | 2.0 | 3.0 | 5.0 | 6.0 | 8.0 | Not applicable | Not applicable |
| Payments, cards and disputes | 2.0 | 3.0 | 4.0 | 6.0 | 8.0 | Not applicable | Not applicable |
| Credit, underwriting and suitability | 1.0 | 3.0 | 3.0 | 5.0 | 9.0 | Not applicable | Not applicable |
| Regulatory, audit, tax and legal | 2.0 | 3.0 | 5.0 | 6.8 | 9.0 | Not applicable | Not applicable |
| Financial crime and client onboarding | 3.0 | 3.0 | 4.0 | 6.0 | 7.0 | Not applicable | Not applicable |
| Class of work | |||||||
| LOB Operational | 1.0 | 3.0 | 4.0 | 6.0 | 10.0 | Not applicable | Not applicable |
| Corporate Functional | 1.0 | 3.0 | 3.0 | 6.0 | 10.0 | Not applicable | Not applicable |
| Engagement status and lifecycle stage | |||||||
| Active, Build-Out | 1.0 | 2.0 | 3.0 | 4.0 | 8.0 | Not applicable | Not applicable |
| Active, Transition/Cut-Over | 1.0 | 3.0 | 3.0 | 4.0 | 9.0 | Not applicable | Not applicable |
| Active, Production | 2.0 | 3.0 | 4.0 | 5.8 | 8.0 | Not applicable | Not applicable |
| Canceled | 2.0 | 4.0 | 6.0 | 7.0 | 10.0 | Not applicable | Not applicable |
| Respondent role | |||||||
| Individual Contributor | 1.0 | 3.0 | 4.0 | 6.0 | 10.0 | Not applicable | Not applicable |
| Engagement Manager | 1.0 | 3.0 | 3.0 | 4.0 | 9.0 | Not applicable | Not applicable |
| Portfolio Director | 2.0 | 2.0 | 2.0 | 3.0 | 4.0 | Not applicable | Not applicable |
| Customer Management Executive | ‡ n = 0 | ||||||
| Vendor type | |||||||
| IT services major | 2.0 | 3.0 | 4.0 | 6.0 | 9.0 | Not applicable | Not applicable |
| BPO specialist | 1.0 | 3.0 | 4.0 | 6.0 | 10.0 | Not applicable | Not applicable |
| Consulting firm | 1.0 | 2.5 | 4.0 | 6.0 | 9.0 | Not applicable | Not applicable |
| Boutique or specialist provider | 2.0 | 3.0 | 4.0 | 5.0 | 9.0 | Not applicable | Not applicable |
| Pure-play agentic AI firm | 2.0 | 3.0 | 5.0 | 6.0 | 10.0 | Not applicable | Not applicable |
| Not reported, recovered by engagement | 1.0 | 3.0 | 4.0 | 6.0 | 9.0 | Not applicable | Not applicable |
Every figure in the segment tables is at respondent level. Segments with fewer than 30 respondents carry no interval. Segments with fewer than 10 report counts only.
Tests of Difference Between Segments
| Segment family | Welch F | df | p | Holm p | Omega squared | 90% CI |
|---|---|---|---|---|---|---|
| Outsourcing model | 0.21 | 3, 77.5 | 0.889 | 1.000 | −0.017 | 0.000 to 0.009 |
| Institution type | 0.99 | 8, 49.4 | 0.457 | 1.000 | −0.004 | 0.000 to 0.068 |
| Process family | 1.37 | 4, 39.7 | 0.261 | 1.000 | 0.004 | 0.000 to 0.075 |
| Class of work | 2.72 | 1, 146.6 | 0.101 | 0.506 | 0.011 | 0.000 to 0.068 |
| Engagement status and lifecycle stage | 26.25 | 3, 65.0 | < 0.001 | < 0.001 | 0.356 | 0.260 to 0.448 |
| Respondent role | 46.44 | 2, 27.6 | < 0.001 | < 0.001 | 0.043 | 0.022 to 0.073 |
| Vendor type | 1.10 | 5, 196.8 | 0.359 | 1.000 | 0.001 | 0.000 to 0.017 |
| Segment family | Kruskal-Wallis H | p | Distressed chi-square | df | p | Cramer's V | Levels excluded |
|---|---|---|---|---|---|---|---|
| Outsourcing model | 0.94 | 0.815 | Not applicable | Not applicable | Not applicable | Not applicable | None |
| Institution type | 7.16 | 0.519 | Not applicable | Not applicable | Not applicable | Not applicable | Private equity and private capital, n = 9 |
| Process family | 5.59 | 0.232 | Not applicable | Not applicable | Not applicable | Not applicable | Credit, underwriting and suitability, n = 9, Regulatory, audit, tax and legal, n = 9, Financial crime and client onboarding, n = 7 |
| Class of work | 3.74 | 0.053 | Not applicable | Not applicable | Not applicable | Not applicable | None |
| Engagement status and lifecycle stage | 54.03 | < 0.001 | Not applicable | Not applicable | Not applicable | Not applicable | None |
| Respondent role | 30.99 | < 0.001 | Not applicable | Not applicable | Not applicable | Not applicable | Customer Management Executive, n = 0 |
| Vendor type | 5.84 | 0.322 | Not applicable | Not applicable | Not applicable | Not applicable | None |
Segment families recorded at engagement level were tested on engagement means. Respondent role and vendor type were tested on respondents. After Holm correction, ratings differed by engagement status and lifecycle stage (Welch F 26.25, Holm p < 0.001, omega squared 0.356). Canceled engagements rated highest (mean 5.8, n = 228 respondents) and active engagements in Build-Out lowest (mean 3.4, n = 150 respondents). Ratings also differed by respondent role (Welch F 46.44, Holm p < 0.001, omega squared 0.043). Individual contributors rated highest (mean 4.6, n = 556 respondents) and portfolio directors lowest (mean 2.5, n = 10 respondents). Outsourcing model, institution type, process family, class of work and vendor type showed no difference.
Written Sentiment by Segment
| Segment | Responses | Respondents | Engagements | Mean written score | Negative | Strongest negative (−10) |
|---|---|---|---|---|---|---|
| Engagement status and lifecycle stage | ||||||
| Active, Build-Out | 1 | 1 | 1 | ‡ | 1 of 1 | 0 of 1 |
| Active, Transition/Cut-Over | 3 | 3 | 3 | ‡ | 3 of 3 | 2 of 3 |
| Active, Production | 1 | 1 | 1 | ‡ | 1 of 1 | 1 of 1 |
| Canceled | 18 | 18 | 15 | −10.0 | 18 of 18 (100.00%) | 18 of 18 (100.00%) |
| Respondent role | ||||||
| Individual Contributor | 22 | 22 | 19 | −9.5 | 22 of 22 (100.00%) | 20 of 22 (90.91%) |
| Engagement Manager | 1 | 1 | 1 | ‡ | 1 of 1 | 1 of 1 |
| Portfolio Director | 0 | 0 | 0 | No responses | ||
| Customer Management Executive | 0 | 0 | 0 | No responses |
Written sentiment differed by engagement status and lifecycle stage across the 18 engagements with a written response (Kruskal-Wallis H 5.00, df 1, p = 0.025). Fewer than two groups held 10 or more responses, so the groups are reported as counts only: active engagements in Build-Out (1), active engagements in Transition/Cut-Over (3), active engagements in Production (1) and canceled engagements (18).
No test across respondent roles was run, because fewer than two roles had 30 or more written responses. Individual contributors wrote 22 responses, engagement managers 1, reported as counts only.
Association with Cancellation Rate
Cancellation rate is the share of engagements canceled by the study date, measured at engagement level (150 engagements, 56 canceled). Canceled engagements were rated after cancellation. The association is therefore a descriptive contrast and not a forecast of cancellation.
| Segment | Engagements | Canceled | Cancellation rate | Point-biserial r | 95% CI | p | Holm p |
|---|---|---|---|---|---|---|---|
| Study set | 150 | 56 | 37.33% of 150 | 0.59 | 0.47 to 0.68 | < 0.001 | < 0.001 |
| Outsourcing model | |||||||
| CXM | 42 | 15 | 35.71% of 42 | 0.63 | 0.40 to 0.78 | < 0.001 | < 0.001 |
| ITO | 40 | 15 | 37.50% of 40 | 0.57 | 0.31 to 0.75 | < 0.001 | 0.002 |
| BPO | 37 | 14 | 37.84% of 37 | 0.63 | 0.38 to 0.79 | < 0.001 | < 0.001 |
| KPO | 31 | 12 | 38.71% of 31 | 0.54 | 0.23 to 0.75 | 0.002 | 0.020 |
| Institution type | |||||||
| Asset management | 24 | 13 | 54.17% of 24 | 0.54 | † | 0.006 | 0.057 |
| Wealth management and private banking | 23 | 8 | 34.78% of 23 | 0.77 | † | < 0.001 | < 0.001 |
| Investment banking (advisory and capital-markets origination) | 19 | 9 | 47.37% of 19 | 0.56 | † | 0.012 | 0.096 |
| Insurance (life, property and casualty, health) | 14 | 5 | 35.71% of 14 | 0.57 | † | 0.033 | 0.132 |
| Commercial and business banking | 13 | 4 | 30.77% of 13 | 0.36 | † | 0.223 | 0.344 |
| Payments and merchant acquiring (networks, acquiring, processing) | 13 | 3 | 23.08% of 13 | 0.83 | † | < 0.001 | 0.005 |
| Credit card and payments issuing | 12 | 5 | 41.67% of 12 | 0.69 | † | 0.014 | 0.096 |
| Retail and consumer banking | 12 | 4 | 33.33% of 12 | 0.69 | † | 0.013 | 0.096 |
| Markets and trading (sales and trading, global markets) | 11 | 3 | 27.27% of 11 | 0.44 | † | 0.172 | 0.344 |
| Private equity and private capital | 9 | 2 | 2 of 9 | ‡ | |||
| Process family | |||||||
| Corporate and back-office functions | 47 | 19 | 40.43% of 47 | 0.62 | 0.40 to 0.77 | < 0.001 | < 0.001 |
| Technology engineering and operations | 35 | 10 | 28.57% of 35 | 0.53 | 0.23 to 0.73 | 0.001 | 0.014 |
| Client servicing and communications | 16 | 9 | 56.25% of 16 | 0.68 | † | 0.004 | 0.035 |
| Trade, settlement and reconciliation | 15 | 8 | 53.33% of 15 | 0.60 | † | 0.018 | 0.096 |
| Payments, cards and disputes | 12 | 2 | 16.67% of 12 | 0.52 | † | 0.083 | 0.249 |
| Credit, underwriting and suitability | 9 | 1 | 1 of 9 | ‡ | |||
| Regulatory, audit, tax and legal | 9 | 4 | 4 of 9 | ‡ | |||
| Financial crime and client onboarding | 7 | 3 | 3 of 7 | ‡ | |||
| Class of work | |||||||
| LOB Operational | 76 | 30 | 39.47% of 76 | 0.61 | 0.45 to 0.74 | < 0.001 | < 0.001 |
| Corporate Functional | 74 | 26 | 35.14% of 74 | 0.57 | 0.39 to 0.70 | < 0.001 | < 0.001 |
| Engagement status and lifecycle stage | |||||||
| Active, Build-Out | 31 | 0 | 0.00% of 31 | a | |||
| Active, Transition/Cut-Over | 43 | 0 | 0.00% of 43 | a | |||
| Active, Production | 20 | 0 | 0.00% of 20 | a | |||
| Canceled | 56 | 56 | 100.00% of 56 | a |
| Segment | Odds ratio per point | 95% CI | AUC | Rate, distressed engagements | Rate, other engagements | Fisher p | TOST p |
|---|---|---|---|---|---|---|---|
| Study set | 2.95 | 2.07 to 4.21 | 0.85 | Not applicable | Not applicable | Not applicable | 1.000 |
| Outsourcing model | |||||||
| CXM | 3.48 | 1.65 to 7.31 | 0.87 | Not applicable | Not applicable | Not applicable | 0.996 |
| ITO | 3.59 | 1.56 to 8.28 | 0.84 | Not applicable | Not applicable | Not applicable | 0.978 |
| BPO | 3.24 | 1.55 to 6.77 | 0.88 | Not applicable | Not applicable | Not applicable | 0.994 |
| KPO | 2.14 | 1.21 to 3.78 | 0.80 | Not applicable | Not applicable | Not applicable | 0.938 |
| Institution type | |||||||
| Asset management | 2.85 | † n = 24 | 0.81 | Not applicable | Not applicable | Not applicable | 0.912 |
| Wealth management and private banking | 7.60 | † n = 23 | 0.96 | Not applicable | Not applicable | Not applicable | 0.999 |
| Investment banking (advisory and capital-markets origination) | 2.55 | † n = 19 | 0.82 | Not applicable | Not applicable | Not applicable | 0.906 |
| Insurance (life, property and casualty, health) | 2.80 | † n = 14 | 0.84 | Not applicable | Not applicable | Not applicable | 0.870 |
| Commercial and business banking | 1.85 | † n = 13 | 0.75 | Not applicable | Not applicable | Not applicable | 0.589 |
| Payments and merchant acquiring (networks, acquiring, processing) | 4.54 | † n = 13 | 1.00 | Not applicable | Not applicable | Not applicable | 0.998 |
| Credit card and payments issuing | 6.42 | † n = 12 | 0.91 | Not applicable | Not applicable | Not applicable | 0.944 |
| Retail and consumer banking | 7.42 | † n = 12 | 0.91 | Not applicable | Not applicable | Not applicable | 0.947 |
| Markets and trading (sales and trading, global markets) | 2.37 | † n = 11 | 0.75 | Not applicable | Not applicable | Not applicable | 0.682 |
| Private equity and private capital | ‡ n = 9 | ||||||
| Process family | |||||||
| Corporate and back-office functions | 2.59 | 1.51 to 4.44 | 0.85 | Not applicable | Not applicable | Not applicable | 0.997 |
| Technology engineering and operations | 3.34 | 1.37 to 8.16 | 0.84 | Not applicable | Not applicable | Not applicable | 0.940 |
| Client servicing and communications | 5.45 | † n = 16 | 0.90 | Not applicable | Not applicable | Not applicable | 0.971 |
| Trade, settlement and reconciliation | 2.48 | † n = 15 | 0.82 | Not applicable | Not applicable | Not applicable | 0.907 |
| Payments, cards and disputes | 14.34 | † n = 12 | 0.90 | Not applicable | Not applicable | Not applicable | 0.788 |
| Credit, underwriting and suitability | ‡ n = 9 | ||||||
| Regulatory, audit, tax and legal | ‡ n = 9 | ||||||
| Financial crime and client onboarding | ‡ n = 7 | ||||||
| Class of work | |||||||
| LOB Operational | 3.57 | 2.03 to 6.28 | 0.86 | Not applicable | Not applicable | Not applicable | 1.000 |
| Corporate Functional | 2.64 | 1.65 to 4.22 | 0.83 | Not applicable | Not applicable | Not applicable | 0.997 |
| Engagement status and lifecycle stage | |||||||
| Active, Build-Out | a | ||||||
| Active, Transition/Cut-Over | a | ||||||
| Active, Production | a | ||||||
| Canceled | a |
Across the study set, higher ratings came with more cancellation (r = 0.59, 95% CI 0.47 to 0.68, Holm p < 0.001, n = 150 engagements). The association held after Holm correction in eleven of the 20 segment levels tested.
Association with Customer Satisfaction
Customer satisfaction is the percentage recorded against each engagement. The primary estimate uses the 94 active engagements. A descriptive contrast uses all 150 engagements.
| Segment | Active engagements | Clean r | 95% CI | p | Holm p | Spearman rho | p |
|---|---|---|---|---|---|---|---|
| Study set | 94 | −0.40 | −0.56 to −0.22 | < 0.001 | < 0.001 | −0.42 | < 0.001 |
| Outsourcing model | |||||||
| CXM | 27 | −0.40 | † | 0.041 | 0.371 | −0.47 | 0.014 |
| ITO | 25 | 0.08 | † | 0.695 | 1.000 | 0.05 | 0.823 |
| BPO | 23 | −0.53 | † | 0.009 | 0.100 | −0.57 | 0.005 |
| KPO | 19 | −0.75 | † | < 0.001 | 0.004 | −0.75 | < 0.001 |
| Institution type | |||||||
| Asset management | 11 | 0.08 | † | 0.810 | 1.000 | 0.13 | 0.707 |
| Wealth management and private banking | 15 | −0.60 | † | 0.019 | 0.189 | −0.59 | 0.019 |
| Investment banking (advisory and capital-markets origination) | 10 | −0.58 | † | 0.079 | 0.489 | −0.43 | 0.211 |
| Insurance (life, property and casualty, health) | 9 | ‡ | |||||
| Commercial and business banking | 9 | ‡ | |||||
| Payments and merchant acquiring (networks, acquiring, processing) | 10 | −0.59 | † | 0.070 | 0.489 | −0.71 | 0.022 |
| Credit card and payments issuing | 7 | ‡ | |||||
| Retail and consumer banking | 8 | ‡ | |||||
| Markets and trading (sales and trading, global markets) | 8 | ‡ | |||||
| Private equity and private capital | 7 | ‡ | |||||
| Process family | |||||||
| Corporate and back-office functions | 28 | −0.63 | † | < 0.001 | 0.005 | −0.66 | < 0.001 |
| Technology engineering and operations | 25 | 0.10 | † | 0.648 | 1.000 | 0.06 | 0.790 |
| Client servicing and communications | 7 | ‡ | |||||
| Trade, settlement and reconciliation | 7 | ‡ | |||||
| Payments, cards and disputes | 10 | −0.56 | † | 0.092 | 0.489 | −0.64 | 0.046 |
| Credit, underwriting and suitability | 8 | ‡ | |||||
| Regulatory, audit, tax and legal | 5 | ‡ | |||||
| Financial crime and client onboarding | 4 | ‡ | |||||
| Class of work | |||||||
| LOB Operational | 46 | −0.51 | −0.69 to −0.25 | < 0.001 | 0.005 | −0.55 | < 0.001 |
| Corporate Functional | 48 | −0.27 | −0.52 to 0.01 | 0.059 | 0.474 | −0.33 | 0.020 |
| Engagement status and lifecycle stage | |||||||
| Active, Build-Out | 31 | −0.49 | −0.72 to −0.16 | 0.005 | 0.063 | −0.58 | < 0.001 |
| Active, Transition/Cut-Over | 43 | −0.47 | −0.67 to −0.19 | 0.002 | 0.021 | −0.45 | 0.003 |
| Active, Production | 20 | −0.39 | † | 0.086 | 0.489 | −0.39 | 0.093 |
| Canceled | 0 | a |
| Segment | Slope, points per rating point | 95% CI | R squared | TOST p | All engagements | Descriptive r | p |
|---|---|---|---|---|---|---|---|
| Study set | −3.85 | −5.66 to −2.05 | 0.16 | 0.872 | 150 | −0.64 | < 0.001 |
| Outsourcing model | |||||||
| CXM | −4.72 | † n = 27 | 0.16 | 0.703 | 42 | −0.66 | < 0.001 |
| ITO | 0.73 | † n = 25 | 0.01 | 0.144 | 40 | −0.52 | < 0.001 |
| BPO | −4.43 | † n = 23 | 0.28 | 0.896 | 37 | −0.69 | < 0.001 |
| KPO | −6.55 | † n = 19 | 0.56 | 0.996 | 31 | −0.68 | < 0.001 |
| Institution type | |||||||
| Asset management | 0.78 | † n = 11 | 0.01 | 0.260 | 24 | −0.50 | 0.012 |
| Wealth management and private banking | −4.85 | † n = 15 | 0.36 | 0.905 | 23 | −0.83 | < 0.001 |
| Investment banking (advisory and capital-markets origination) | −5.93 | † n = 10 | 0.34 | 0.824 | 19 | −0.65 | 0.003 |
| Insurance (life, property and casualty, health) | ‡ n = 9 | ||||||
| Commercial and business banking | ‡ n = 9 | ||||||
| Payments and merchant acquiring (networks, acquiring, processing) | −8.25 | † n = 10 | 0.35 | 0.840 | 13 | −0.88 | < 0.001 |
| Credit card and payments issuing | ‡ n = 7 | ||||||
| Retail and consumer banking | ‡ n = 8 | ||||||
| Markets and trading (sales and trading, global markets) | ‡ n = 8 | ||||||
| Private equity and private capital | ‡ n = 7 | ||||||
| Process family | |||||||
| Corporate and back-office functions | −6.51 | † n = 28 | 0.39 | 0.984 | 47 | −0.70 | < 0.001 |
| Technology engineering and operations | 0.94 | † n = 25 | 0.01 | 0.159 | 35 | −0.47 | 0.004 |
| Client servicing and communications | ‡ n = 7 | ||||||
| Trade, settlement and reconciliation | ‡ n = 7 | ||||||
| Payments, cards and disputes | −4.75 | † n = 10 | 0.31 | 0.805 | 12 | −0.67 | 0.016 |
| Credit, underwriting and suitability | ‡ n = 8 | ||||||
| Regulatory, audit, tax and legal | ‡ n = 5 | ||||||
| Financial crime and client onboarding | ‡ n = 4 | ||||||
| Class of work | |||||||
| LOB Operational | −5.17 | −7.85 to −2.49 | 0.26 | 0.947 | 76 | −0.67 | < 0.001 |
| Corporate Functional | −2.44 | −4.97 to 0.10 | 0.08 | 0.425 | 74 | −0.60 | < 0.001 |
| Engagement status and lifecycle stage | |||||||
| Active, Build-Out | −4.09 | −6.87 to −1.32 | 0.24 | 0.883 | 31 | −0.49 | 0.005 |
| Active, Transition/Cut-Over | −4.83 | −7.73 to −1.94 | 0.22 | 0.891 | 43 | −0.47 | 0.002 |
| Active, Production | −4.09 | † | 0.15 | 0.669 | 20 | −0.39 | 0.086 |
| Canceled | a |
Across the active engagements, higher ratings came with lower customer satisfaction (r = −0.40, 95% CI −0.56 to −0.22, Holm p < 0.001, n = 94 engagements). The association held after Holm correction in four of the 16 segment levels tested.
Association with the Engagement Indicator Mean
The engagement indicator mean is the mean of an engagement's ratings across the rated indicators, measured at engagement level (150 engagements). The indicator does not enter the mean.
| Segment | Engagements | Leave-one-out r | 95% CI | p | Holm p | Spearman rho | p |
|---|---|---|---|---|---|---|---|
| Study set | 150 | −0.66 | −0.74 to −0.55 | < 0.001 | < 0.001 | −0.67 | < 0.001 |
| Outsourcing model | |||||||
| CXM | 42 | −0.71 | −0.83 to −0.52 | < 0.001 | < 0.001 | −0.74 | < 0.001 |
| ITO | 40 | −0.48 | −0.69 to −0.20 | 0.002 | 0.024 | −0.53 | < 0.001 |
| BPO | 37 | −0.74 | −0.86 to −0.55 | < 0.001 | < 0.001 | −0.75 | < 0.001 |
| KPO | 31 | −0.68 | −0.83 to −0.43 | < 0.001 | < 0.001 | −0.67 | < 0.001 |
| Institution type | |||||||
| Asset management | 24 | −0.42 | † | 0.042 | 0.126 | −0.43 | 0.036 |
| Wealth management and private banking | 23 | −0.88 | † | < 0.001 | < 0.001 | −0.90 | < 0.001 |
| Investment banking (advisory and capital-markets origination) | 19 | −0.56 | † | 0.012 | 0.077 | −0.52 | 0.024 |
| Insurance (life, property and casualty, health) | 14 | −0.79 | † | < 0.001 | 0.013 | −0.84 | < 0.001 |
| Commercial and business banking | 13 | −0.39 | † | 0.183 | 0.306 | −0.49 | 0.090 |
| Payments and merchant acquiring (networks, acquiring, processing) | 13 | −0.72 | † | 0.005 | 0.056 | −0.76 | 0.002 |
| Credit card and payments issuing | 12 | −0.82 | † | 0.001 | 0.019 | −0.83 | < 0.001 |
| Retail and consumer banking | 12 | −0.79 | † | 0.002 | 0.027 | −0.78 | 0.003 |
| Markets and trading (sales and trading, global markets) | 11 | −0.69 | † | 0.018 | 0.091 | −0.48 | 0.133 |
| Private equity and private capital | 9 | ‡ | |||||
| Process family | |||||||
| Corporate and back-office functions | 47 | −0.73 | −0.84 to −0.56 | < 0.001 | < 0.001 | −0.73 | < 0.001 |
| Technology engineering and operations | 35 | −0.44 | −0.67 to −0.12 | 0.009 | 0.077 | −0.47 | 0.004 |
| Client servicing and communications | 16 | −0.71 | † | 0.002 | 0.027 | −0.77 | < 0.001 |
| Trade, settlement and reconciliation | 15 | −0.68 | † | 0.005 | 0.056 | −0.58 | 0.022 |
| Payments, cards and disputes | 12 | −0.66 | † | 0.020 | 0.091 | −0.63 | 0.029 |
| Credit, underwriting and suitability | 9 | ‡ | |||||
| Regulatory, audit, tax and legal | 9 | ‡ | |||||
| Financial crime and client onboarding | 7 | ‡ | |||||
| Class of work | |||||||
| LOB Operational | 76 | −0.69 | −0.79 to −0.55 | < 0.001 | < 0.001 | −0.72 | < 0.001 |
| Corporate Functional | 74 | −0.63 | −0.75 to −0.47 | < 0.001 | < 0.001 | −0.62 | < 0.001 |
| Engagement status and lifecycle stage | |||||||
| Active, Build-Out | 31 | −0.46 | −0.70 to −0.12 | 0.009 | 0.077 | −0.54 | 0.002 |
| Active, Transition/Cut-Over | 43 | −0.60 | −0.76 to −0.36 | < 0.001 | < 0.001 | −0.58 | < 0.001 |
| Active, Production | 20 | −0.33 | † | 0.153 | 0.306 | −0.35 | 0.135 |
| Canceled | 56 | −0.35 | −0.56 to −0.09 | 0.009 | 0.077 | −0.34 | 0.011 |
| Segment | r with indicator included | Change in r | Slope | 95% CI | R squared | TOST p | Equivalent |
|---|---|---|---|---|---|---|---|
| Study set | Not a component | −0.61 | −0.72 to −0.49 | 0.43 | 1.000 | No | |
| Outsourcing model | |||||||
| CXM | Not a component | −0.72 | −0.95 to −0.49 | 0.50 | 1.000 | No | |
| ITO | Not a component | −0.46 | −0.73 to −0.18 | 0.23 | 0.903 | No | |
| BPO | Not a component | −0.61 | −0.80 to −0.42 | 0.55 | 1.000 | No | |
| KPO | Not a component | −0.60 | −0.84 to −0.35 | 0.46 | 0.997 | No | |
| Institution type | |||||||
| Asset management | Not a component | −0.48 | † n = 24 | 0.17 | 0.733 | No | |
| Wealth management and private banking | Not a component | −0.74 | † n = 23 | 0.77 | 1.000 | No | |
| Investment banking (advisory and capital-markets origination) | Not a component | −0.36 | † n = 19 | 0.32 | 0.907 | No | |
| Insurance (life, property and casualty, health) | Not a component | −0.71 | † n = 14 | 0.62 | 0.994 | No | |
| Commercial and business banking | Not a component | −0.38 | † n = 13 | 0.15 | 0.632 | No | |
| Payments and merchant acquiring (networks, acquiring, processing) | Not a component | −0.70 | † n = 13 | 0.52 | 0.973 | No | |
| Credit card and payments issuing | Not a component | −0.57 | † n = 12 | 0.66 | 0.994 | No | |
| Retail and consumer banking | Not a component | −0.91 | † n = 12 | 0.62 | 0.989 | No | |
| Markets and trading (sales and trading, global markets) | Not a component | −0.78 | † n = 11 | 0.48 | 0.938 | No | |
| Private equity and private capital | ‡ n = 9 | ||||||
| Process family | |||||||
| Corporate and back-office functions | Not a component | −0.61 | −0.78 to −0.44 | 0.53 | 1.000 | No | |
| Technology engineering and operations | Not a component | −0.46 | −0.79 to −0.12 | 0.19 | 0.817 | No | |
| Client servicing and communications | Not a component | −0.83 | † n = 16 | 0.50 | 0.981 | No | |
| Trade, settlement and reconciliation | Not a component | −0.53 | † n = 15 | 0.46 | 0.964 | No | |
| Payments, cards and disputes | Not a component | −0.61 | † n = 12 | 0.43 | 0.926 | No | |
| Credit, underwriting and suitability | ‡ n = 9 | ||||||
| Regulatory, audit, tax and legal | ‡ n = 9 | ||||||
| Financial crime and client onboarding | ‡ n = 7 | ||||||
| Class of work | |||||||
| LOB Operational | Not a component | −0.68 | −0.84 to −0.51 | 0.47 | 1.000 | No | |
| Corporate Functional | Not a component | −0.56 | −0.72 to −0.40 | 0.40 | 1.000 | No | |
| Engagement status and lifecycle stage | |||||||
| Active, Build-Out | Not a component | −0.42 | −0.73 to −0.11 | 0.21 | 0.837 | No | |
| Active, Transition/Cut-Over | Not a component | −0.59 | −0.84 to −0.34 | 0.36 | 0.992 | No | |
| Active, Production | Not a component | −0.41 | † n = 20 | 0.11 | 0.558 | No | |
| Canceled | Not a component | −0.15 | −0.27 to −0.04 | 0.12 | 0.649 | No |
Higher ratings came with a lower engagement indicator mean (r = −0.66, 95% CI −0.74 to −0.55, Holm p < 0.001, n = 150 engagements). The association held after Holm correction in thirteen of the 24 segment levels tested.
Association with Intent to Leave
Intent to leave is the answer to C019, “How likely are you to leave your current job in the next 12 months?”, rated 1 to 10. It is measured at respondent level on up to 798 respondents, with the engagement-level form reported alongside.
| Segment | Respondents | r | 95% CI | Cluster bootstrap 95% CI | p | Holm p |
|---|---|---|---|---|---|---|
| Study set | 620 | 0.58 | 0.53 to 0.63 | 0.51 to 0.65 | < 0.001 | < 0.001 |
| Outsourcing model | ||||||
| CXM | 164 | 0.59 | 0.49 to 0.69 | 0.44 to 0.71 | < 0.001 | < 0.001 |
| ITO | 181 | 0.48 | 0.36 to 0.58 | 0.31 to 0.60 | < 0.001 | < 0.001 |
| BPO | 158 | 0.65 | 0.56 to 0.74 | 0.51 to 0.76 | < 0.001 | < 0.001 |
| KPO | 117 | 0.59 | 0.46 to 0.70 | 0.41 to 0.73 | < 0.001 | < 0.001 |
| Institution type | ||||||
| Asset management | 91 | 0.31 | 0.11 to 0.49 | 0.05 to 0.55 | 0.003 | 0.016 |
| Wealth management and private banking | 102 | 0.71 | 0.60 to 0.80 | 0.61 to 0.80 | < 0.001 | < 0.001 |
| Investment banking (advisory and capital-markets origination) | 77 | 0.49 | 0.30 to 0.64 | 0.19 to 0.71 | < 0.001 | < 0.001 |
| Insurance (life, property and casualty, health) | 55 | 0.74 | 0.58 to 0.84 | 0.56 to 0.84 | < 0.001 | < 0.001 |
| Commercial and business banking | 56 | 0.58 | 0.38 to 0.73 | 0.23 to 0.76 | < 0.001 | < 0.001 |
| Payments and merchant acquiring (networks, acquiring, processing) | 60 | 0.68 | 0.51 to 0.80 | 0.54 to 0.76 | < 0.001 | < 0.001 |
| Credit card and payments issuing | 52 | 0.71 | 0.54 to 0.82 | 0.46 to 0.86 | < 0.001 | < 0.001 |
| Retail and consumer banking | 55 | 0.61 | 0.41 to 0.75 | 0.37 to 0.78 | < 0.001 | < 0.001 |
| Markets and trading (sales and trading, global markets) | 43 | 0.61 | 0.38 to 0.77 | 0.30 to 0.79 | < 0.001 | < 0.001 |
| Private equity and private capital | 29 | 0.09 | † | † | 0.628 | 0.744 |
| Process family | ||||||
| Corporate and back-office functions | 181 | 0.65 | 0.56 to 0.73 | 0.53 to 0.75 | < 0.001 | < 0.001 |
| Technology engineering and operations | 151 | 0.39 | 0.25 to 0.52 | 0.18 to 0.56 | < 0.001 | < 0.001 |
| Client servicing and communications | 67 | 0.44 | 0.22 to 0.62 | 0.23 to 0.65 | < 0.001 | 0.001 |
| Trade, settlement and reconciliation | 58 | 0.60 | 0.41 to 0.74 | 0.19 to 0.82 | < 0.001 | < 0.001 |
| Payments, cards and disputes | 56 | 0.72 | 0.56 to 0.82 | 0.58 to 0.81 | < 0.001 | < 0.001 |
| Credit, underwriting and suitability | 43 | 0.66 | 0.45 to 0.80 | § n = 9 | < 0.001 | < 0.001 |
| Regulatory, audit, tax and legal | 36 | 0.69 | 0.47 to 0.83 | § n = 9 | < 0.001 | < 0.001 |
| Financial crime and client onboarding | 28 | 0.50 | † | † | 0.007 | 0.034 |
| Class of work | ||||||
| LOB Operational | 326 | 0.60 | 0.52 to 0.66 | 0.51 to 0.67 | < 0.001 | < 0.001 |
| Corporate Functional | 294 | 0.56 | 0.48 to 0.64 | 0.43 to 0.67 | < 0.001 | < 0.001 |
| Engagement status and lifecycle stage | ||||||
| Active, Build-Out | 142 | 0.50 | 0.36 to 0.61 | 0.26 to 0.67 | < 0.001 | < 0.001 |
| Active, Transition/Cut-Over | 190 | 0.50 | 0.38 to 0.60 | 0.31 to 0.63 | < 0.001 | < 0.001 |
| Active, Production | 78 | 0.45 | 0.25 to 0.61 | 0.19 to 0.62 | < 0.001 | < 0.001 |
| Canceled | 210 | 0.14 | 0.00 to 0.27 | −0.01 to 0.28 | 0.045 | 0.136 |
| Respondent role | ||||||
| Individual Contributor | 511 | 0.59 | 0.53 to 0.64 | 0.51 to 0.66 | < 0.001 | < 0.001 |
| Engagement Manager | 99 | 0.56 | 0.41 to 0.68 | 0.45 to 0.66 | < 0.001 | < 0.001 |
| Portfolio Director | 10 | 0.32 | † | † | 0.372 | 0.744 |
| Customer Management Executive | 0 | ‡ | ||||
| Vendor type | ||||||
| IT services major | 246 | 0.63 | 0.55 to 0.70 | 0.54 to 0.71 | < 0.001 | < 0.001 |
| BPO specialist | 128 | 0.62 | 0.50 to 0.72 | 0.45 to 0.75 | < 0.001 | < 0.001 |
| Consulting firm | 81 | 0.53 | 0.36 to 0.67 | 0.26 to 0.71 | < 0.001 | < 0.001 |
| Boutique or specialist provider | 63 | 0.54 | 0.34 to 0.70 | 0.25 to 0.76 | < 0.001 | < 0.001 |
| Pure-play agentic AI firm | 59 | 0.56 | 0.35 to 0.71 | 0.23 to 0.77 | < 0.001 | < 0.001 |
| Not reported, recovered by engagement | 43 | 0.40 | 0.11 to 0.63 | 0.11 to 0.63 | 0.008 | 0.034 |
| Segment | Spearman rho | p | Share at 7 or above, distressed | Share at 7 or above, other | Engagements | Engagement level r | 95% CI | TOST p |
|---|---|---|---|---|---|---|---|---|
| Study set | 0.58 | < 0.001 | Not applicable | Not applicable | 150 | 0.65 | 0.55 to 0.73 | 1.000 |
| Outsourcing model | ||||||||
| CXM | 0.57 | < 0.001 | Not applicable | Not applicable | 42 | 0.67 | 0.46 to 0.81 | 0.999 |
| ITO | 0.48 | < 0.001 | Not applicable | Not applicable | 40 | 0.51 | 0.24 to 0.71 | 0.942 |
| BPO | 0.66 | < 0.001 | Not applicable | Not applicable | 37 | 0.74 | 0.55 to 0.86 | 1.000 |
| KPO | 0.59 | < 0.001 | Not applicable | Not applicable | 31 | 0.63 | 0.36 to 0.81 | 0.989 |
| Institution type | ||||||||
| Asset management | 0.32 | 0.002 | Not applicable | Not applicable | 24 | 0.42 | † | 0.739 |
| Wealth management and private banking | 0.72 | < 0.001 | Not applicable | Not applicable | 23 | 0.80 | † | 1.000 |
| Investment banking (advisory and capital-markets origination) | 0.47 | < 0.001 | Not applicable | Not applicable | 19 | 0.54 | † | 0.879 |
| Insurance (life, property and casualty, health) | 0.73 | < 0.001 | Not applicable | Not applicable | 14 | 0.81 | † | 0.997 |
| Commercial and business banking | 0.58 | < 0.001 | Not applicable | Not applicable | 13 | 0.65 | † | 0.930 |
| Payments and merchant acquiring (networks, acquiring, processing) | 0.72 | < 0.001 | Not applicable | Not applicable | 13 | 0.79 | † | 0.991 |
| Credit card and payments issuing | 0.73 | < 0.001 | Not applicable | Not applicable | 12 | 0.84 | † | 0.997 |
| Retail and consumer banking | 0.60 | < 0.001 | Not applicable | Not applicable | 12 | 0.77 | † | 0.985 |
| Markets and trading (sales and trading, global markets) | 0.49 | < 0.001 | Not applicable | Not applicable | 11 | 0.70 | † | 0.941 |
| Private equity and private capital | 0.06 | 0.741 | Not applicable | Not applicable | 9 | ‡ | ‡ | |
| Process family | ||||||||
| Corporate and back-office functions | 0.67 | < 0.001 | Not applicable | Not applicable | 47 | 0.70 | 0.52 to 0.82 | 1.000 |
| Technology engineering and operations | 0.36 | < 0.001 | Not applicable | Not applicable | 35 | 0.45 | 0.13 to 0.68 | 0.831 |
| Client servicing and communications | 0.43 | < 0.001 | Not applicable | Not applicable | 16 | 0.60 | † | 0.914 |
| Trade, settlement and reconciliation | 0.61 | < 0.001 | Not applicable | Not applicable | 15 | 0.65 | † | 0.949 |
| Payments, cards and disputes | 0.70 | < 0.001 | Not applicable | Not applicable | 12 | 0.82 | † | 0.994 |
| Credit, underwriting and suitability | 0.66 | < 0.001 | Not applicable | Not applicable | 9 | ‡ | ‡ | |
| Regulatory, audit, tax and legal | 0.72 | < 0.001 | Not applicable | Not applicable | 9 | ‡ | ‡ | |
| Financial crime and client onboarding | 0.49 | 0.009 | Not applicable | Not applicable | 7 | ‡ | ‡ | |
| Class of work | ||||||||
| LOB Operational | 0.60 | < 0.001 | Not applicable | Not applicable | 76 | 0.68 | 0.54 to 0.78 | 1.000 |
| Corporate Functional | 0.56 | < 0.001 | Not applicable | Not applicable | 74 | 0.63 | 0.46 to 0.75 | 1.000 |
| Engagement status and lifecycle stage | ||||||||
| Active, Build-Out | 0.48 | < 0.001 | Not applicable | Not applicable | 31 | 0.54 | 0.23 to 0.75 | 0.942 |
| Active, Transition/Cut-Over | 0.42 | < 0.001 | Not applicable | Not applicable | 43 | 0.52 | 0.26 to 0.71 | 0.951 |
| Active, Production | 0.43 | < 0.001 | Not applicable | Not applicable | 20 | 0.48 | † | 0.812 |
| Canceled | 0.13 | 0.055 | Not applicable | Not applicable | 56 | 0.21 | −0.06 to 0.45 | 0.234 |
| Respondent role | ||||||||
| Individual Contributor | 0.59 | < 0.001 | Not applicable | Not applicable | 150 | 0.64 | 0.53 to 0.72 | 1.000 |
| Engagement Manager | 0.55 | < 0.001 | Not applicable | Not applicable | 99 | 0.56 | 0.41 to 0.68 | 0.999 |
| Portfolio Director | 0.24 | 0.509 | Not applicable | Not applicable | 10 | 0.32 | † | 0.520 |
| Customer Management Executive | ‡ n = 0 | |||||||
| Vendor type | ||||||||
| IT services major | 0.64 | < 0.001 | Not applicable | Not applicable | 59 | 0.71 | 0.56 to 0.82 | 1.000 |
| BPO specialist | 0.63 | < 0.001 | Not applicable | Not applicable | 37 | 0.71 | 0.50 to 0.84 | 1.000 |
| Consulting firm | 0.52 | < 0.001 | Not applicable | Not applicable | 23 | 0.56 | † | 0.924 |
| Boutique or specialist provider | 0.56 | < 0.001 | Not applicable | Not applicable | 17 | 0.65 | † | 0.959 |
| Pure-play agentic AI firm | 0.52 | < 0.001 | Not applicable | Not applicable | 14 | 0.63 | † | 0.921 |
| Not reported, recovered by engagement | 0.37 | 0.014 | Not applicable | Not applicable | 38 | 0.45 | 0.15 to 0.67 | 0.844 |
Respondents who gave higher ratings reported higher intent to leave (r = 0.58, 95% CI 0.53 to 0.63, Holm p < 0.001, n = 620 respondents). The association held after Holm correction in thirty-four of the 37 segment levels tested.
Association of Written Sentiment with the Study Measures
| Comparison | With a negative response | Without a negative response | Test | Statistic | n | p |
|---|---|---|---|---|---|---|
| Cancellation rate, engagements | 15 of 20 (75.00%) | 41 of 130 (31.54%) | Fisher exact | 150 | < 0.001 | |
| Customer satisfaction, active engagements | n = 5 | 64.20%, n = 89 | ‡ | 94 | ||
| Engagement mean written score and cancellation, engagements | Point-biserial r | −0.58 | 20 | 0.008 | ||
| Respondent mean written score and intent to leave, respondents | Spearman rho | −0.37 | 20 | 0.105 |
Two comparisons set the engagements with at least one negative response against all other engagements. Of the 130 other engagements, 130 had no written response addressing the indicator. These two comparisons therefore do not isolate written sentiment. Of the 20 engagements with a negative response, 15 (75.00%) were canceled, against 41 of the 130 other engagements (31.54%). The difference reached significance (Fisher exact p < 0.001). The comparison of customer satisfaction was not computed, because one of the two groups held too few active engagements.
Two correlations test written sentiment directly. Across the 20 engagements with a written response, a more negative engagement mean written score came with cancellation (point-biserial r −0.58, p = 0.008). Across 20 respondents, the respondent mean written score was not associated with intent to leave (Spearman rho −0.37, p = 0.105). Of the three comparisons, two reached significance at 0.05.
Comparison of Associations Across the Four Measures
| Measure | Form | Unit | n | r | 95% CI | p | Equivalent to zero | Rank among the four |
|---|---|---|---|---|---|---|---|---|
| Cancellation rate | Descriptive contrast | Engagement | 150 | 0.59 | 0.47 to 0.68 | < 0.001 | No | 2 |
| Customer satisfaction | Clean estimate | Engagement | 94 | −0.40 | −0.56 to −0.22 | < 0.001 | No | 4 |
| Engagement indicator mean | Full | Engagement | 150 | −0.66 | −0.74 to −0.55 | < 0.001 | No | 1 |
| Intent to leave | Respondent level, clustered | Respondent | 620 | 0.58 | 0.51 to 0.65 | < 0.001 | No | 3 |
| Pair compared | Difference in r | Steiger z | p | Holm p | Reading |
|---|---|---|---|---|---|
| Cancellation rate and customer satisfaction | 0.05 | 2.11 | 0.035 | 0.209 | Did not differ |
| Cancellation rate and engagement indicator mean | 0.07 | 1.49 | 0.136 | 0.679 | Did not differ |
| Cancellation rate and intent to leave | 0.04 | 0.96 | 0.338 | 1.000 | Did not differ |
| Customer satisfaction and engagement indicator mean | 0.02 | 0.63 | 0.528 | 1.000 | Did not differ |
| Customer satisfaction and intent to leave | −0.01 | −0.33 | 0.741 | 1.000 | Did not differ |
| Engagement indicator mean and intent to leave | −0.03 | −0.87 | 0.386 | 1.000 | Did not differ |
The four associations were compared in pairs on their engagement-level forms, each oriented so that a higher value is the better outcome, across the 150 engagements with all four measures. After Holm correction, zero of the six pairs differed.
Clustering and Effective Sample Size
| Statistic | Value | Reading |
|---|---|---|
| Clusters (engagements) | 150 | Engagements with one or more answers. |
| Mean respondents per engagement | 4.4 | Answers per engagement, among engagements with one or more answers. |
| ICC(1) | 0.56 | Share of the variance that lies between engagements. |
| Design effect | 2.94 | One plus the product of the ICC and the mean cluster size less one. |
| Nominal respondent n | 665 | Respondents who answered. |
| Effective n | 226 | Nominal n divided by the design effect. |
| Cluster bootstrap applied | Yes | Applied to every respondent-level interval where the ICC is 0.05 or above. |
Answers clustered within engagements (ICC 0.56). Clustering reduced the 665 respondent answers to the equivalent of about 226 independent answers. Respondent-level intervals therefore used the cluster bootstrap. Respondent-level tests of intent to leave used standard errors that allow for clustering by engagement.
Equivalence Tests of Null Results
| Measure | n | r | Equivalence bound | TOST p, lower | TOST p, upper | Equivalent to zero | Achieved power | MDE at power 0.80 | Detection floor for this n |
|---|---|---|---|---|---|---|---|---|---|
| Cancellation rate | 150 | 0.59 | |r| < 0.30 | < 0.001 | 1.000 | No | 0.96 | 0.23 | 0.23 |
| Customer satisfaction | 94 | −0.40 | |r| < 0.30 | 0.872 | < 0.001 | No | 0.84 | 0.29 | 0.23 |
| Engagement indicator mean | 150 | −0.66 | |r| < 0.30 | 1.000 | < 0.001 | No | 0.96 | 0.23 | 0.23 |
| Intent to leave | 620, effective 210 | 0.58 | |r| < 0.30 | < 0.001 | 1.000 | No | 0.99 | 0.19 | 0.23 |
No association was equivalent to zero. Each of the four differed from zero. The detection floor shown is the study floor at 150 engagements. Intent to leave was tested on its effective sample size.
Robustness Checks
| Check | Measure | Primary r | Check r | 95% CI | Change | Conclusion holds |
|---|---|---|---|---|---|---|
| Rank correlation in place of Pearson | Cancellation rate | 0.59 | 0.58 | a | −0.01 | Yes |
| Rank correlation in place of Pearson | Customer satisfaction | −0.40 | −0.42 | a | −0.02 | Yes |
| Rank correlation in place of Pearson | Engagement indicator mean | −0.66 | −0.67 | a | −0.01 | Yes |
| Rank correlation in place of Pearson | Intent to leave | 0.58 | 0.58 | a | 0.00 | Yes |
| Non-answers excluded, then imputed at the engagement mean | Intent to leave | 0.58 | 0.55 | a | −0.03 | Yes |
| Active engagements only | Engagement indicator mean | −0.66 | −0.47 | −0.62 to −0.30 | 0.18 | Yes |
| Active engagements only | Intent to leave | 0.58 | 0.46 | 0.38 to 0.54 | −0.12 | Yes |
| Most influential engagement removed (largest Cook's distance) | Cancellation rate | 0.59 | 0.60 | 0.49 to 0.70 | 0.02 | Yes |
| Most influential engagement removed (largest Cook's distance) | Customer satisfaction | −0.40 | −0.44 | −0.59 to −0.26 | −0.04 | Yes |
| Most influential engagement removed (largest Cook's distance) | Engagement indicator mean | −0.66 | −0.67 | −0.75 to −0.57 | −0.02 | Yes |
| Most influential engagement removed (largest Cook's distance) | Intent to leave | 0.58 | 0.59 | 0.53 to 0.64 | 0.01 | Yes |
| Engagements weighted by respondent count | Cancellation rate | 0.59 | 0.59 | a | 0.00 | Yes |
| Engagements weighted by respondent count | Customer satisfaction | −0.40 | −0.42 | a | −0.02 | Yes |
| Engagements weighted by respondent count | Engagement indicator mean | −0.66 | −0.66 | a | 0.00 | Yes |
| Bootstrap of engagements | Cancellation rate | 0.59 | 0.59 | 0.48 to 0.68 | 0.00 | Yes |
| Bootstrap of engagements | Customer satisfaction | −0.40 | −0.40 | −0.56 to −0.23 | 0.00 | Yes |
| Bootstrap of engagements | Engagement indicator mean | −0.66 | −0.66 | −0.74 to −0.56 | 0.00 | Yes |
| Bootstrap of engagements | Intent to leave | 0.58 | 0.58 | 0.51 to 0.65 | 0.00 | Yes |
| Thin-base segments removed | Cancellation rate | 0.59 | 0.58 | 0.42 to 0.71 | −0.01 | Yes |
| Thin-base segments removed | Customer satisfaction | −0.40 | −0.30 | −0.53 to −0.04 | 0.10 | Yes |
| Thin-base segments removed | Engagement indicator mean | −0.66 | −0.64 | −0.75 to −0.49 | 0.02 | Yes |
| Thin-base segments removed | Intent to leave | 0.58 | 0.56 | 0.48 to 0.63 | −0.02 | Yes |
Each change was computed before rounding and may differ by 0.01 from the difference between the two printed values.
All 22 checks held. A check holds when its test falls on the same side of 0.05 as the primary test. Where the primary test falls below 0.05, the check must also keep the sign of the primary correlation. The thin-base check removes the engagements in any level of outsourcing model or process family with fewer than 30 engagements. Institution type is not used for that check, because every one of its levels has fewer than 30 engagements.
Measure Independence and Part-Whole Correction
Each of the four measures was computed from data the indicator does not contain. Each result is therefore a finding and not an arithmetic consequence.
Comparison with the Study Norm
| Measure | The indicator, oriented r | Study median, oriented r | Deviation | Fisher z | p | Holm p |
|---|---|---|---|---|---|---|
| Cancellation rate | −0.59 | 0.60 | −1.19 | −16.54 | < 0.001 | < 0.001 |
| Customer satisfaction | −0.64 | 0.72 | −1.35 | −20.09 | < 0.001 | < 0.001 |
| Engagement indicator mean | −0.66 | 0.84 | −1.49 | −24.19 | < 0.001 | < 0.001 |
| Intent to leave | −0.63 | 0.71 | −1.34 | −19.70 | < 0.001 | < 0.001 |
| Spread of deviations | 0.31 | |||||
| Verdict | Divergent |
Each deviation was computed before rounding and may differ by 0.01 from the difference between the two printed values.
The comparison covered 150 engagements. The indicator departed from the study's typical pattern on all four measures. Its association was weaker than the norm on cancellation, customer satisfaction, the engagement indicator mean and intent to leave.
Comparison of Written Sentiment with Other Part 5 Indicators
Among the 13 Part 5 indicators with 30 or more written responses, the indicator's share of negative responses, 100.00%, ranked 1st from the highest, against a median of 98.03%. Its mean written score, −9.6, ranked 2nd from the most negative, against a median of −6.3.
Co-Occurring Indicators and Themes
The indicator most often present in the same responses was C211, “I have altered AI outputs”, in 22 of the 23 responses (95.65%). C157, “Rate the factual reliability of the AI tools' outputs on this engagement before any human review.” (20 responses), C212, “I discussed the AI output alteration with internal management” (8 responses), C159, “Rate the consistency of the tools' outputs when given the same input and instructions more than once.” (4 responses) and C018, “How happy are you with your current job?” (3 responses) followed.
The most frequent theme was “Human rework absorbs the failure”, in 18 responses (78.26%). The second was “Occurs every cycle or most days”, in 14 responses.
Interpretation of the Data
Stronger agreement that the wider team regularly alters AI outputs came with more cancellation, lower customer satisfaction among active engagements, a lower engagement indicator mean and higher intent to leave, and every association held under each of the 22 robustness checks. Respondents on canceled engagements rated the statement well above those on the three active stages (mean 5.8, n = 228 respondents).
The written evidence describes the correction of AI outputs as constant, unrecorded work that kept the delivered output clean while leaving no trace of the work behind it. The associations do not establish that the corrections produced the outcomes. The written responses describe them as one response to the same instability in the AI outputs that the Part 5 ratings record.
Limitations
The evidence is the reported experience of the vendor's delivery teams, collected in a single cross-section. The associations reported here are not causal.
Tests by respondent role and by vendor type treated respondents as independent. The section on clustering reports how far clustering within engagements reduced the information in respondent-level figures.
Shares of written sentiment are shares of responses and not of the study set of respondents. The written score takes five fixed values, so its mean and median are coarse. Responses clustered within engagements (23 responses on 20 engagements). Intervals for written sentiment therefore used a bootstrap by engagement.
Definitions
| Term | Definition |
|---|---|
| Response scale | A rating from 1 to 10 of agreement with the statement, with no good or bad end. No distressed range applies. |
| Answering base | Respondents who gave a rating from 1 to 10. |
| Non-answers | “I do not know” and “I prefer to not answer” are counted separately and excluded from the mean. |
| Indicator class | Respondent level: a value recorded for each respondent and computed across the respondents who answered. |
| Failure category | The five failure categories of the Study Taxonomy apply only to the rated indicators. The indicator is not a rated indicator and carries none. |
| Engagement indicator mean | The mean of an engagement's ratings across the rated indicators. The indicator does not enter it. |
| Written response | A written answer about the respondent's own engagement that addresses the indicator. Non-answers and answers about another engagement are excluded. |
| Primary and secondary | A primary response answered the written-answer question of the indicator's survey section. A secondary response answered a question in another section and addressed the indicator in its content. |
| Written sentiment score | Each written response carries one of five scores: −10, −5, neutral, +5 or +10. The sign records whether the response described the state of the indicator as harmful or helpful to the engagement. The magnitude records its strength. A score of −10 marks a statement of totality, constancy or serious harm. |
| Cluster bootstrap | An interval computed by resampling engagements rather than responses, so that the responses from one engagement stay together. |
Sources and Provenance
| Source | Value |
|---|---|
| Study data | Study Data.xlsx, Data sheet, column C215, sha256 219eba0457274d04 |
| Statistics engine | compute_statistics.py, sha256 738319eef764602b |
| Statistics record | Computed Statistics.json, record C215, sha256 1ae50a3637fc9370 |
| Computed | October 13, 2026, 04:57 UTC |
| Template | Indicator Template v2, version 2.0 of 10 October 2026 |
| Figures placed by script | 2,610 |
| Written responses | Quotes Master.jsonl, sha256 27da38085e2b13fd |
| Written sentiment scores | Quote Coding Rulebook, version 0.6, with section 21 |
| Written-response computation | qa_stats.py, sha256 74a61f3a96169da9. wfacts.py, sha256 b85fae20adf812a1. build_indicator.py, sha256 a97ad6e74627e11e |
| Written-response records | C215.qa.json, sha256 c0f7d143ed755f35. C215.wfacts.json, sha256 3f047ecbfb22ab06. Hand-written text handcraft/C215.json, sha256 2e31153c97283fbd |
