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Research into two-party agentic delivery

Human Oversight Papers

Substantive review, challenge, capacity, and intervention before material harm.

Phil Hatch / AkholiExplore the full study →
Title page: Bank Governance, Oversight, and Controls for Agentic Outsourcing — The Immediate Audit. Phil Hatch, Akholi, October 23, 2026.

AAO-121 / Governance and Accountability

Bank Governance, Oversight, and Controls for Agentic Outsourcing

Every one of the study’s 150 engagements contained a reported departure from intended governance, oversight, or control functions. Bank boards should commission an independent audit of delivery, contain material exposure, and require evidence that corrections operate.

Buy-side Boards and Executives
Banking · Financial Services · 10 pages

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