Skip to paper content

Research into two-party agentic delivery

Disclosure and Transparency Papers

Material intervention reporting and reconciliation of delivery claims with operating reality.

Phil Hatch / AkholiExplore the full study →
Title page: Requiring Disclosure of Manual Changes in Outsourced Bank AI — A Five Method Intervention Protocol. Phil Hatch, Akholi, October 23, 2026.

AAO-009 / Assurance and Audit

Requiring Disclosure of Manual Changes in Outsourced Bank AI

Bank engagement managers should make consequential human interventions visible without preventing legitimate correction. The protocol must distinguish authorized repair, emergency deviation, and alteration of the reporting used to judge the service.

Buy-side Delivery and Vendor Managers
Banking · Financial Services · 5 pages
Title page: Manual Alterations in Agentic Outsourcing — What Bank Boards Must Audit Now. Phil Hatch, Akholi, October 23, 2026.

AAO-122 / Assurance and Audit

Manual Alterations in Agentic Outsourcing

100% of sampled engagements had reported manual alteration: 150 of 150. Under 1.3% of pooled disclosure answers reported discussion with the bank: 13 of 1,004 answers. Boards should independently reconstruct the service, its human contribution, and the account the bank received.

Buy-side Boards and Executives · Buy-side Delivery and Vendor Managers
Banking · Financial Services · 10 pages

Search and filter all papers →