Study Data · Part 1 · Indicator Deep-Dive Analysis

How many years has your employer been delivering agentic AI outsourcing?

Indicator C078 · By Phil Hatch · Akholi · October 9, 2026

Indicator Specification

Table 1. Indicator specificationTable
FieldValue
Indicator codeC078
Question as askedHow many years has your employer been delivering agentic AI outsourcing?
Failure categoryNot one of the 100 rated indicators
Place in the surveyVendor Details > 4.1 Vendor Profile > Profile
Indicator classPerceived fact
Indicator typeTyped number
Response scaleA number, as typed or recorded
Answering base571 of 850 respondents, across 150 of 150 engagements
Non-answersI do not know 220, I prefer to not answer 0, blank 59

Summary of Findings

Table 2. Key results: association of the indicator with the four study measuresTable
MeasureFormnr95% CIp
Cancellation rateDescriptive contrast150 engagements−0.12−0.28 to 0.040.136
Customer satisfactionClean estimate94 engagements−0.09−0.28 to 0.120.407
Engagement indicator meanFull150 engagements0.04−0.12 to 0.200.633
Intent to leaveRespondent level, clustered543 respondents−0.02−0.16 to 0.120.726

Respondents reported the years their employer had delivered agentic AI outsourcing (mean 1.0, median 1.0, n = 571 respondents). The association with cancellation was close to zero (r = −0.12, 95% CI −0.28 to 0.04, p 0.136, n = 150 engagements) and tested as equivalent to zero (TOST p 0.012). Customer satisfaction on active engagements showed a near-zero association (r = −0.09, 95% CI −0.28 to 0.12, p 0.407, n = 94 active engagements) that tested as equivalent to zero (TOST p 0.017). The engagement indicator mean showed a near-zero association (r = 0.04, 95% CI −0.12 to 0.20, p 0.633, n = 150 engagements) that also tested as equivalent to zero (TOST p < 0.001). Intent to leave at respondent level showed a near-zero association (r = −0.02, cluster bootstrap 95% CI −0.16 to 0.12, p 0.726, n = 543 respondents) that tested as equivalent to zero (TOST p < 0.001). Reported years did not differ after Holm control in any segment family (Holm p 1.000 in every family).

Distribution of Responses

Table 3. Distribution of responses, respondent levelTable
AnswerRespondentsShare of answered (base 571)Cumulative shareEngagements with at least oneShare of 150 engagementsDistressed
0.0 to 0.212121.19%21.19%3523.33%Not applicable
0.2 to 0.400.00%21.19%00.00%Not applicable
0.4 to 0.600.00%21.19%00.00%Not applicable
0.6 to 0.800.00%21.19%00.00%Not applicable
0.8 to 1.000.00%21.19%00.00%Not applicable
1.0 to 1.234660.60%81.79%8959.33%Not applicable
1.2 to 1.400.00%81.79%00.00%Not applicable
1.4 to 1.600.00%81.79%00.00%Not applicable
1.6 to 1.800.00%81.79%00.00%Not applicable
1.8 to 2.010418.21%100.00%2617.33%Not applicable
I do not know220Not in baseNot in base12684.00%Not applicable
I prefer to not answer0Not in baseNot in base00.00%Not applicable
Answered, total571100.00%150100.00%
Table 4. Distribution of responses, engagement levelTable
Engagement level summaryEngagementsMean of engagement meansSDMinMedianMaxEngagements with a distressed meanShare of engagements distressed
Engagement means, as recorded1500.90.60.01.02.0Not applicableNot applicable

The study set mean was 1.0 on 571 answering respondents, with a median of 1.0.

Descriptive Statistics by Segment

Table 5a. Descriptive statistics by segment, part 1 of 2Table
SegmentBaseAnsweredAnswer rateEngagementsMean95% CISD
Study set85057167.18% of 8501501.00.9 to 1.00.6
Outsourcing model
CXM23216169.40% of 232421.00.8 to 1.10.7
ITO24416165.98% of 244401.00.9 to 1.10.6
BPO20913866.03% of 209371.00.9 to 1.10.6
KPO16511167.27% of 165310.90.8 to 1.00.6
Institution type
Asset management1328463.64% of 132241.21.1 to 1.30.6
Wealth management and private banking1409064.29% of 140230.80.7 to 1.00.7
Investment banking (advisory and capital-markets origination)1057167.62% of 105190.90.8 to 1.10.7
Insurance (life, property and casualty, health)785367.95% of 78141.10.9 to 1.20.5
Commercial and business banking826073.17% of 82130.90.8 to 1.10.5
Payments and merchant acquiring (networks, acquiring, processing)714766.20% of 71130.70.5 to 0.90.7
Credit card and payments issuing734865.75% of 73121.11.0 to 1.30.5
Retail and consumer banking734764.38% of 73120.90.7 to 1.10.7
Markets and trading (sales and trading, global markets)574273.68% of 57111.00.8 to 1.10.6
Private equity and private capital392974.36% of 3991.2†0.5
Process family
Corporate and back-office functions24817068.55% of 248470.90.9 to 1.00.6
Technology engineering and operations20413465.69% of 204351.00.9 to 1.10.6
Client servicing and communications946872.34% of 94161.10.9 to 1.30.7
Trade, settlement and reconciliation804961.25% of 80151.10.9 to 1.30.7
Payments, cards and disputes734865.75% of 73121.10.8 to 1.30.8
Credit, underwriting and suitability574171.93% of 5790.90.8 to 1.10.4
Regulatory, audit, tax and legal513262.75% of 5190.70.5 to 0.90.5
Financial crime and client onboarding432967.44% of 4370.9†0.6
Class of work
LOB Operational45130367.18% of 451760.90.9 to 1.00.6
Corporate Functional39926867.17% of 399741.00.9 to 1.10.6
Engagement status and lifecycle stage
Active, Build-Out17512068.57% of 175311.10.9 to 1.20.7
Active, Transition/Cut-Over25017770.80% of 250431.00.9 to 1.10.7
Active, Production1036866.02% of 103201.11.0 to 1.30.6
Canceled32220663.98% of 322560.90.8 to 0.90.5
Respondent role
Individual Contributor66738958.32% of 6671471.00.9 to 1.00.6
Engagement Manager150150100.00% of 1501500.90.8 to 1.00.6
Portfolio Director313096.77% of 31301.00.7 to 1.20.6
Customer Management Executive222 of 22‡
Vendor type
IT services major31621668.35% of 316590.90.9 to 1.00.6
BPO specialist19813367.17% of 198371.00.9 to 1.10.6
Consulting firm1177463.25% of 117231.00.9 to 1.10.6
Boutique or specialist provider876675.86% of 87170.90.8 to 1.10.8
Pure-play agentic AI firm755066.67% of 75141.10.9 to 1.20.4
Not reported, recovered by engagement573256.14% of 57291.10.8 to 1.30.6
Note: † Base under 30. No interval is reported. ‡ Base under 10. No statistic is reported.
Table 5b. Descriptive statistics by segment, part 2 of 2Table
SegmentMinQ1MedianQ3MaxDistressed nDistressed %
Study set0.01.01.01.02.0Not applicableNot applicable
Outsourcing model
CXM0.00.01.01.02.0Not applicableNot applicable
ITO0.01.01.01.02.0Not applicableNot applicable
BPO0.01.01.01.02.0Not applicableNot applicable
KPO0.01.01.01.02.0Not applicableNot applicable
Institution type
Asset management0.01.01.02.02.0Not applicableNot applicable
Wealth management and private banking0.00.01.01.02.0Not applicableNot applicable
Investment banking (advisory and capital-markets origination)0.00.01.01.02.0Not applicableNot applicable
Insurance (life, property and casualty, health)0.01.01.01.02.0Not applicableNot applicable
Commercial and business banking0.01.01.01.02.0Not applicableNot applicable
Payments and merchant acquiring (networks, acquiring, processing)0.00.01.01.02.0Not applicableNot applicable
Credit card and payments issuing0.01.01.01.02.0Not applicableNot applicable
Retail and consumer banking0.00.01.01.02.0Not applicableNot applicable
Markets and trading (sales and trading, global markets)0.01.01.01.02.0Not applicableNot applicable
Private equity and private capital0.01.01.01.02.0Not applicableNot applicable
Process family
Corporate and back-office functions0.01.01.01.02.0Not applicableNot applicable
Technology engineering and operations0.01.01.01.02.0Not applicableNot applicable
Client servicing and communications0.01.01.02.02.0Not applicableNot applicable
Trade, settlement and reconciliation0.01.01.01.02.0Not applicableNot applicable
Payments, cards and disputes0.00.81.02.02.0Not applicableNot applicable
Credit, underwriting and suitability0.01.01.01.02.0Not applicableNot applicable
Regulatory, audit, tax and legal0.00.01.01.01.0Not applicableNot applicable
Financial crime and client onboarding0.01.01.01.02.0Not applicableNot applicable
Class of work
LOB Operational0.01.01.01.02.0Not applicableNot applicable
Corporate Functional0.01.01.01.02.0Not applicableNot applicable
Engagement status and lifecycle stage
Active, Build-Out0.01.01.02.02.0Not applicableNot applicable
Active, Transition/Cut-Over0.01.01.01.02.0Not applicableNot applicable
Active, Production0.01.01.02.02.0Not applicableNot applicable
Canceled0.01.01.01.02.0Not applicableNot applicable
Respondent role
Individual Contributor0.01.01.01.02.0Not applicableNot applicable
Engagement Manager0.01.01.01.02.0Not applicableNot applicable
Portfolio Director0.01.01.01.02.0Not applicableNot applicable
Customer Management Executive‡ n = 2
Vendor type
IT services major0.01.01.01.02.0Not applicableNot applicable
BPO specialist0.01.01.01.02.0Not applicableNot applicable
Consulting firm0.01.01.01.02.0Not applicableNot applicable
Boutique or specialist provider0.00.01.01.82.0Not applicableNot applicable
Pure-play agentic AI firm0.01.01.01.02.0Not applicableNot applicable
Not reported, recovered by engagement0.01.01.01.02.0Not applicableNot applicable
Note: ‡ Base under 10. No statistic is reported.

Figures are respondent level. Means are on the scale as recorded. A level under 30 prints no interval and a level under 10 prints counts only.

Tests of Difference Between Segments

Table 6a. Tests of difference between segments, part 1 of 2Table
Segment familyWelch FdfpHolm pOmega squared90% CI
Outsourcing model0.023, 78.80.9951.000−0.0200.000 to 0.000
Institution type1.118, 49.80.3741.0000.0130.000 to 0.093
Process family0.134, 38.30.9711.000−0.0280.000 to 0.000
Class of work0.391, 147.80.5331.000−0.0040.000 to 0.033
Engagement status and lifecycle stage0.903, 60.20.4481.000−0.0020.000 to 0.050
Respondent role0.212, 76.70.8131.000−0.0030.000 to 0.005
Vendor type0.715, 159.90.6171.000−0.0040.000 to 0.008
Table 6b. Tests of difference between segments, part 2 of 2Table
Segment familyKruskal-Wallis HpDistressed chi-squaredfpCramer’s VLevels left out
Outsourcing model0.060.996Not applicableNot applicableNone
Institution type9.990.266Not applicableNot applicablea
Process family0.590.964Not applicableNot applicableb
Class of work0.410.520Not applicableNot applicableNone
Engagement status and lifecycle stage2.520.472Not applicableNot applicableNone
Respondent role0.430.805Not applicableNot applicablec
Vendor type2.700.746Not applicableNot applicableNone
Note: a Private equity and private capital, n = 9. b Credit, underwriting and suitability, n = 9, Regulatory, audit, tax and legal, n = 9, Financial crime and client onboarding, n = 7. c Customer Management Executive, n = 2.

Engagement families were tested on engagement means, and respondent role and vendor type were tested on respondents. A distressed p marked exact is a Fisher exact test for a two by two table, and one marked simulated is a Monte Carlo test run until its p is stable to the third decimal, both used where an expected count is under 5. No difference held after Holm control for outsourcing model, institution type, process family, class of work, engagement status and lifecycle stage, respondent role and vendor type.

Association with Cancellation Rate

The share of engagements canceled on the study date, measured at engagement level (base 150 engagements, 56 canceled). The association is a descriptive contrast, inflated because canceled engagements were rated after cancellation, and is not predictive.

Table 7a. Association with cancellation rate by segment, part 1 of 2Table
SegmentEngagementsCanceledCancellation ratePoint-biserial r95% CIpHolm p
Study set1505637.33% of 150−0.12−0.28 to 0.040.1361.000
Outsourcing model
CXM421535.71% of 420.12−0.19 to 0.410.4351.000
ITO401537.50% of 40−0.11−0.41 to 0.210.5011.000
BPO371437.84% of 37−0.27−0.55 to 0.060.1041.000
KPO311238.71% of 31−0.32−0.61 to 0.040.0801.000
Institution type
Asset management241354.17% of 24−0.16†0.4651.000
Wealth management and private banking23834.78% of 23−0.26†0.2321.000
Investment banking (advisory and capital-markets origination)19947.37% of 190.07†0.7671.000
Insurance (life, property and casualty, health)14535.71% of 14−0.56†0.0380.764
Commercial and business banking13430.77% of 130.11†0.7251.000
Payments and merchant acquiring (networks, acquiring, processing)13323.08% of 130.04†0.8841.000
Credit card and payments issuing12541.67% of 12−0.49†0.1091.000
Retail and consumer banking12433.33% of 12−0.34†0.2751.000
Markets and trading (sales and trading, global markets)11327.27% of 110.00†1.0001.000
Private equity and private capital922 of 9‡
Process family
Corporate and back-office functions471940.43% of 470.01−0.27 to 0.300.9231.000
Technology engineering and operations351028.57% of 35−0.04−0.37 to 0.290.8061.000
Client servicing and communications16956.25% of 16−0.68†0.0040.076
Trade, settlement and reconciliation15853.33% of 15−0.42†0.1171.000
Payments, cards and disputes12216.67% of 12−0.25†0.4421.000
Credit, underwriting and suitability911 of 9‡
Regulatory, audit, tax and legal944 of 9‡
Financial crime and client onboarding733 of 7‡
Class of work
LOB Operational763039.47% of 76−0.13−0.35 to 0.090.2501.000
Corporate Functional742635.14% of 74−0.11−0.33 to 0.130.3701.000
Engagement status and lifecycle stage
Active, Build-Out3100.00% of 31Not computable, no variation in cancellation
Active, Transition/Cut-Over4300.00% of 43Not computable, no variation in cancellation
Active, Production2000.00% of 20Not computable, no variation in cancellation
Canceled5656100.00% of 56Not computable, no variation in cancellation
Note: † Base under 30. No interval is reported. ‡ Base under 10. No statistic is reported.
Table 7b. Association with cancellation rate by segment, part 2 of 2Table
SegmentOdds ratio per point95% CIAUCRate, distressed engagementsRate, other engagementsFisher pTOST p
Study set0.670.39 to 1.140.56Not applicableNot applicableNot applicable0.012
Outsourcing model
CXM1.460.58 to 3.710.57Not applicableNot applicableNot applicable0.124
ITO0.680.22 to 2.050.55Not applicableNot applicableNot applicable0.112
BPO0.360.10 to 1.270.64Not applicableNot applicableNot applicable0.429
KPO0.340.10 to 1.180.67Not applicableNot applicableNot applicable0.545
Institution type
Asset management0.60† n = 240.58Not applicableNot applicableNot applicable0.243
Wealth management and private banking0.41† n = 230.63Not applicableNot applicableNot applicable0.422
Investment banking (advisory and capital-markets origination)1.24† n = 190.54Not applicableNot applicableNot applicable0.172
Insurance (life, property and casualty, health)0.09† n = 140.77Not applicableNot applicableNot applicable0.856
Commercial and business banking1.66† n = 130.56Not applicableNot applicableNot applicable0.263
Payments and merchant acquiring (networks, acquiring, processing)1.18† n = 130.55Not applicableNot applicableNot applicable0.201
Credit card and payments issuing0.17† n = 120.71Not applicableNot applicableNot applicable0.746
Retail and consumer banking0.30† n = 120.69Not applicableNot applicableNot applicable0.557
Markets and trading (sales and trading, global markets)1.00† n = 110.50Not applicableNot applicableNot applicable0.191
Private equity and private capital‡ n = 9
Process family
Corporate and back-office functions1.050.42 to 2.630.51Not applicableNot applicableNot applicable0.025
Technology engineering and operations0.860.27 to 2.760.52Not applicableNot applicableNot applicable0.066
Client servicing and communications0.06† n = 160.86Not applicableNot applicableNot applicable0.970
Trade, settlement and reconciliation0.20† n = 150.71Not applicableNot applicableNot applicable0.688
Payments, cards and disputes0.38† n = 120.68Not applicableNot applicableNot applicable0.430
Credit, underwriting and suitability‡ n = 9
Regulatory, audit, tax and legal‡ n = 9
Financial crime and client onboarding‡ n = 7
Class of work
LOB Operational0.650.32 to 1.340.57Not applicableNot applicableNot applicable0.067
Corporate Functional0.690.32 to 1.530.55Not applicableNot applicableNot applicable0.043
Engagement status and lifecycle stage
Active, Build-OutNot computable, no variation in cancellation
Active, Transition/Cut-OverNot computable, no variation in cancellation
Active, ProductionNot computable, no variation in cancellation
CanceledNot computable, no variation in cancellation
Note: † Base under 30. No interval is reported. ‡ Base under 10. No statistic is reported.

The study set r was −0.12 (95% CI −0.28 to 0.04, Holm p 1.000, n = 150 engagements). The association did not hold after Holm control. Equivalence Tests of Null Results found it equivalent to zero inside the bound. Of the 20 tested segment levels, 0 held after Holm control.

Association with Customer Satisfaction

The satisfaction score recorded against each engagement on a 100-point scale. The primary estimate uses the 94 active engagements. A descriptive contrast uses all 150 engagements.

Table 8a. Association with customer satisfaction by segment, part 1 of 2Table
SegmentActive engagementsClean r95% CIpHolm pSpearman rhop
Study set94−0.09−0.28 to 0.120.4071.000−0.080.418
Outsourcing model
CXM27−0.29†0.1381.000−0.270.172
ITO250.23†0.2751.0000.180.401
BPO23−0.01†0.9641.000−0.010.963
KPO19−0.09†0.7271.000−0.100.693
Institution type
Asset management11−0.43†0.1811.000−0.580.062
Wealth management and private banking150.29†0.3031.0000.290.295
Investment banking (advisory and capital-markets origination)100.20†0.5841.0000.050.881
Insurance (life, property and casualty, health)9‡
Commercial and business banking9‡
Payments and merchant acquiring (networks, acquiring, processing)10−0.41†0.2411.000−0.220.538
Credit card and payments issuing7‡
Retail and consumer banking8‡
Markets and trading (sales and trading, global markets)8‡
Private equity and private capital7‡
Process family
Corporate and back-office functions28−0.13†0.5151.000−0.170.401
Technology engineering and operations25−0.07†0.7521.000−0.080.699
Client servicing and communications7‡
Trade, settlement and reconciliation7‡
Payments, cards and disputes10−0.20†0.5761.000−0.070.853
Credit, underwriting and suitability8‡
Regulatory, audit, tax and legal5‡
Financial crime and client onboarding4‡
Class of work
LOB Operational46−0.14−0.41 to 0.160.3701.000−0.120.434
Corporate Functional48−0.03−0.31 to 0.260.8451.000−0.030.845
Engagement status and lifecycle stage
Active, Build-Out31−0.11−0.44 to 0.260.5651.000−0.090.649
Active, Transition/Cut-Over430.03−0.27 to 0.330.8561.0000.010.944
Active, Production20−0.35†0.1361.000−0.320.172
Canceled0a
Note: † Base under 30. No interval is reported. ‡ Base under 10. No statistic is reported. a No clean estimate, canceled engagements fall outside the active population.
Table 8b. Association with customer satisfaction by segment, part 2 of 2Table
SegmentSlope, points per rating point95% CIR squaredTOST pAll engagementsDescriptive rp
Study set−1.50−5.07 to 2.070.010.0171500.090.259
Outsourcing model
CXM−4.72† n = 270.090.48642−0.210.182
ITO3.60† n = 250.050.357400.140.373
BPO−0.19† n = 230.000.090370.270.102
KPO−1.69† n = 190.010.186310.290.113
Institution type
Asset management−6.54† n = 110.190.671240.100.643
Wealth management and private banking3.75† n = 150.080.478230.310.147
Investment banking (advisory and capital-markets origination)2.67† n = 100.040.38619−0.020.927
Insurance (life, property and casualty, health)‡ n = 9
Commercial and business banking‡ n = 9
Payments and merchant acquiring (networks, acquiring, processing)−8.64† n = 100.170.62913−0.200.522
Credit card and payments issuing‡ n = 7
Retail and consumer banking‡ n = 8
Markets and trading (sales and trading, global markets)‡ n = 8
Private equity and private capital‡ n = 7
Process family
Corporate and back-office functions−2.23† n = 280.020.18447−0.050.739
Technology engineering and operations−1.08† n = 250.000.127350.020.922
Client servicing and communications‡ n = 7
Trade, settlement and reconciliation‡ n = 7
Payments, cards and disputes−2.83† n = 100.040.391120.150.652
Credit, underwriting and suitability‡ n = 8
Regulatory, audit, tax and legal‡ n = 5
Financial crime and client onboarding‡ n = 4
Class of work
LOB Operational−2.58−8.33 to 3.160.020.128760.090.428
Corporate Functional−0.45−5.01 to 4.120.000.030740.090.453
Engagement status and lifecycle stage
Active, Build-Out−1.48−6.69 to 3.720.010.14331−0.110.565
Active, Transition/Cut-Over0.56−5.62 to 6.730.000.038430.030.856
Active, Production−6.01†0.120.58320−0.350.136
Canceledno clean estimate, canceled engagements fall outside the active population
Note: † Base under 30. No interval is reported. ‡ Base under 10. No statistic is reported.

The study set r was −0.09 (95% CI −0.28 to 0.12, Holm p 1.000, n = 94 engagements). The association did not hold after Holm control. Equivalence Tests of Null Results found it equivalent to zero inside the bound. Of the 16 tested segment levels, 0 held after Holm control.

Association with the Engagement Indicator Mean

The mean of an engagement’s 100 indicator ratings, measured at engagement level (base 150 engagements). Where this indicator is one of the 100, the mean is recomputed without it.

Table 9a. Association with the engagement indicator mean by segment, part 1 of 2Table
SegmentEngagementsLeave-one-out r95% CIpHolm pSpearman rhop
Study set1500.04−0.12 to 0.200.6331.0000.070.392
Outsourcing model
CXM42−0.35−0.59 to −0.050.0250.626−0.340.030
ITO400.22−0.10 to 0.500.1691.0000.240.138
BPO370.22−0.11 to 0.510.1871.0000.250.137
KPO310.25−0.11 to 0.560.1741.0000.280.126
Institution type
Asset management240.04†0.8651.0000.030.900
Wealth management and private banking230.25†0.2461.0000.230.287
Investment banking (advisory and capital-markets origination)190.36†0.1271.0000.310.192
Insurance (life, property and casualty, health)140.41†0.1491.0000.400.159
Commercial and business banking13−0.37†0.2151.000−0.360.230
Payments and merchant acquiring (networks, acquiring, processing)13−0.25†0.4061.000−0.160.611
Credit card and payments issuing120.17†0.5881.0000.210.518
Retail and consumer banking120.20†0.5341.0000.180.569
Markets and trading (sales and trading, global markets)11−0.22†0.5141.000−0.100.780
Private equity and private capital9‡
Process family
Corporate and back-office functions47−0.10−0.38 to 0.190.4861.000−0.110.446
Technology engineering and operations35−0.01−0.34 to 0.330.9701.000−0.010.938
Client servicing and communications160.35†0.1841.0000.350.182
Trade, settlement and reconciliation150.49†0.0611.0000.510.051
Payments, cards and disputes12−0.06†0.8591.000−0.070.818
Credit, underwriting and suitability9‡
Regulatory, audit, tax and legal9‡
Financial crime and client onboarding7‡
Class of work
LOB Operational760.03−0.20 to 0.250.7991.0000.080.494
Corporate Functional740.05−0.18 to 0.270.6851.0000.050.698
Engagement status and lifecycle stage
Active, Build-Out31−0.21−0.53 to 0.150.2541.000−0.130.484
Active, Transition/Cut-Over43−0.09−0.38 to 0.220.5611.000−0.070.640
Active, Production20−0.25†0.2881.000−0.190.428
Canceled560.300.04 to 0.520.0270.6510.340.010
Note: † Base under 30. No interval is reported. ‡ Base under 10. No statistic is reported.
Table 9b. Association with the engagement indicator mean by segment, part 2 of 2Table
Segmentr with indicator includedChange in rSlope95% CIR squaredTOST pEquivalent
Study setNot a component0.09−0.28 to 0.470.00< 0.001Yes
Outsourcing model
CXMNot a component−0.81−1.52 to −0.110.120.624No
ITONot a component0.47−0.21 to 1.160.050.305No
BPONot a component0.49−0.25 to 1.240.050.312No
KPONot a component0.61−0.28 to 1.500.060.389No
Institution type
Asset managementNot a component0.09† n = 240.000.106No
Wealth management and private bankingNot a component0.55† n = 230.060.408No
Investment banking (advisory and capital-markets origination)Not a component0.57† n = 190.130.611No
Insurance (life, property and casualty, health)Not a component1.14† n = 140.170.657No
Commercial and business bankingNot a component−1.09† n = 130.140.597No
Payments and merchant acquiring (networks, acquiring, processing)Not a component−0.64† n = 130.060.435No
Credit card and payments issuingNot a component0.43† n = 120.030.344No
Retail and consumer bankingNot a component0.46† n = 120.040.374No
Markets and trading (sales and trading, global markets)Not a component−0.53† n = 110.050.405No
Private equity and private capital‡ n = 9
Process family
Corporate and back-office functionsNot a component−0.26−1.00 to 0.480.010.087No
Technology engineering and operationsNot a component−0.01−0.75 to 0.730.000.043Yes
Client servicing and communicationsNot a component0.85† n = 160.120.580No
Trade, settlement and reconciliationNot a component1.02† n = 150.240.790No
Payments, cards and disputesNot a component−0.10† n = 120.000.225No
Credit, underwriting and suitability‡ n = 9
Regulatory, audit, tax and legal‡ n = 9
Financial crime and client onboarding‡ n = 7
Class of work
LOB OperationalNot a component0.07−0.46 to 0.600.000.008Yes
Corporate FunctionalNot a component0.11−0.44 to 0.670.000.014Yes
Engagement status and lifecycle stage
Active, Build-OutNot a component−0.32−0.88 to 0.240.040.308No
Active, Transition/Cut-OverNot a component−0.17−0.76 to 0.420.010.084No
Active, ProductionNot a component−0.51† n = 200.060.412No
CanceledNot a component0.320.04 to 0.610.090.485No
Note: † Base under 30. No interval is reported. ‡ Base under 10. No statistic is reported.

The study set r was 0.04 (95% CI −0.12 to 0.20, Holm p 1.000, n = 150 engagements). The association did not hold after Holm control. Equivalence Tests of Null Results found it equivalent to zero inside the bound. Of the 24 tested segment levels, 0 held after Holm control.

Association with Intent to Leave

The respondent’s stated likelihood of leaving the current job within 12 months, rated 1 to 10 (C019). Measured at respondent level on up to 798 respondents, with the engagement-level form reported alongside.

Table 10a. Association with intent to leave by segment, part 1 of 2Table
SegmentRespondentsr95% CICluster bootstrap 95% CIpHolm p
Study set543−0.02−0.11 to 0.06−0.16 to 0.110.5651.000
Outsourcing model
CXM1520.12−0.04 to 0.28−0.14 to 0.380.1371.000
ITO154−0.08−0.24 to 0.07−0.31 to 0.150.2991.000
BPO131−0.14−0.30 to 0.04−0.42 to 0.170.1181.000
KPO106−0.04−0.23 to 0.15−0.38 to 0.270.6651.000
Institution type
Asset management790.15−0.08 to 0.36−0.18 to 0.430.1941.000
Wealth management and private banking85−0.18−0.38 to 0.04−0.47 to 0.100.1031.000
Investment banking (advisory and capital-markets origination)650.04−0.21 to 0.28−0.46 to 0.550.7621.000
Insurance (life, property and casualty, health)47−0.34−0.57 to −0.06−0.62 to −0.020.0190.615
Commercial and business banking590.18−0.08 to 0.42−0.40 to 0.680.1691.000
Payments and merchant acquiring (networks, acquiring, processing)460.11−0.18 to 0.39−0.39 to 0.700.4501.000
Credit card and payments issuing46−0.33−0.57 to −0.05−0.66 to 0.070.0240.759
Retail and consumer banking46−0.26−0.51 to 0.03−0.68 to 0.240.0771.000
Markets and trading (sales and trading, global markets)420.18−0.13 to 0.46−0.52 to 0.800.2431.000
Private equity and private capital280.19††0.3271.000
Process family
Corporate and back-office functions1560.13−0.03 to 0.28−0.11 to 0.360.1051.000
Technology engineering and operations1280.13−0.04 to 0.30−0.11 to 0.360.1311.000
Client servicing and communications65−0.57−0.71 to −0.38−0.78 to −0.30< 0.001< 0.001
Trade, settlement and reconciliation47−0.33−0.56 to −0.05−0.74 to 0.150.0240.759
Payments, cards and disputes48−0.39−0.61 to −0.12−0.72 to 0.140.0060.219
Credit, underwriting and suitability380.430.13 to 0.66a0.0070.232
Regulatory, audit, tax and legal320.04−0.31 to 0.38§ n = 90.8361.000
Financial crime and client onboarding290.53††0.0030.114
Class of work
LOB Operational290−0.10−0.21 to 0.02−0.30 to 0.110.0891.000
Corporate Functional2530.07−0.05 to 0.20−0.11 to 0.250.2391.000
Engagement status and lifecycle stage
Active, Build-Out1140.210.03 to 0.38−0.05 to 0.440.0260.763
Active, Transition/Cut-Over1700.170.02 to 0.31−0.03 to 0.360.0250.763
Active, Production65−0.05−0.29 to 0.20−0.47 to 0.430.6981.000
Canceled1940.11−0.03 to 0.250.00 to 0.220.1321.000
Respondent role
Individual Contributor362−0.01−0.11 to 0.09−0.16 to 0.140.8481.000
Engagement Manager150−0.05−0.21 to 0.11−0.21 to 0.100.5161.000
Portfolio Director300.00−0.36 to 0.36−0.31 to 0.320.9921.000
Customer Management Executive1‡
Vendor type
IT services major209−0.18−0.31 to −0.04−0.37 to 0.020.0100.328
BPO specialist1240.190.02 to 0.36−0.18 to 0.550.0330.931
Consulting firm710.09−0.15 to 0.31−0.33 to 0.420.4801.000
Boutique or specialist provider62−0.01−0.26 to 0.24−0.40 to 0.420.9521.000
Pure-play agentic AI firm47−0.19−0.45 to 0.10−0.52 to 0.200.2001.000
Not reported, recovered by engagement30−0.04−0.40 to 0.32−0.31 to 0.220.8291.000
Note: † Base under 30. No interval is reported. § Too few engagements for a cluster bootstrap interval. ‡ Base under 10. No statistic is reported. a Not computable, under 90% of resamples valid.
Table 10b. Association with intent to leave by segment, part 2 of 2Table
SegmentSpearman rhopShare at 7 or above, distressedShare at 7 or above, otherEngagementsEngagement level r95% CITOST p
Study set−0.040.399Not applicableNot applicable150−0.01−0.17 to 0.15< 0.001
Outsourcing model
CXM0.120.153Not applicableNot applicable420.21−0.10 to 0.480.269
ITO−0.110.170Not applicableNot applicable40−0.06−0.36 to 0.260.061
BPO−0.140.116Not applicableNot applicable37−0.15−0.45 to 0.180.183
KPO−0.060.514Not applicableNot applicable31−0.15−0.48 to 0.210.203
Institution type
Asset management0.110.340Not applicableNot applicable240.11†0.182
Wealth management and private banking−0.200.068Not applicableNot applicable23−0.25†0.402
Investment banking (advisory and capital-markets origination)0.040.731Not applicableNot applicable190.06†0.159
Insurance (life, property and casualty, health)−0.350.016Not applicableNot applicable14−0.32†0.533
Commercial and business banking0.200.120Not applicableNot applicable130.21†0.375
Payments and merchant acquiring (networks, acquiring, processing)0.150.326Not applicableNot applicable130.22†0.387
Credit card and payments issuing−0.330.025Not applicableNot applicable12−0.36†0.582
Retail and consumer banking−0.250.094Not applicableNot applicable12−0.33†0.537
Markets and trading (sales and trading, global markets)0.160.314Not applicableNot applicable110.31†0.507
Private equity and private capital0.220.259Not applicableNot applicable9‡‡
Process family
Corporate and back-office functions0.110.157Not applicableNot applicable470.13−0.16 to 0.410.123
Technology engineering and operations0.150.102Not applicableNot applicable350.13−0.21 to 0.450.161
Client servicing and communications−0.58< 0.001Not applicableNot applicable16−0.52†0.834
Trade, settlement and reconciliation−0.290.044Not applicableNot applicable15−0.40†0.656
Payments, cards and disputes−0.300.041Not applicableNot applicable12−0.38†0.607
Credit, underwriting and suitability0.430.008Not applicableNot applicable9‡‡
Regulatory, audit, tax and legal0.050.778Not applicableNot applicable9‡‡
Financial crime and client onboarding0.470.010Not applicableNot applicable7‡‡
Class of work
LOB Operational−0.100.089Not applicableNot applicable76−0.09−0.31 to 0.130.033
Corporate Functional0.060.314Not applicableNot applicable740.08−0.15 to 0.300.025
Engagement status and lifecycle stage
Active, Build-Out0.200.035Not applicableNot applicable310.22−0.14 to 0.530.329
Active, Transition/Cut-Over0.190.015Not applicableNot applicable430.18−0.12 to 0.460.218
Active, Production0.020.852Not applicableNot applicable20−0.04†0.137
Canceled0.090.197Not applicableNot applicable560.23−0.04 to 0.460.287
Respondent role
Individual Contributor−0.020.676Not applicableNot applicable1460.03−0.13 to 0.19< 0.001
Engagement Manager−0.070.366Not applicableNot applicable150−0.05−0.21 to 0.11< 0.001
Portfolio Director0.010.968Not applicableNot applicable300.00−0.36 to 0.360.055
Customer Management Executive‡ n = 1
Vendor type
IT services major−0.190.006Not applicableNot applicable59−0.18−0.42 to 0.080.166
BPO specialist0.170.064Not applicableNot applicable370.25−0.08 to 0.530.377
Consulting firm0.080.508Not applicableNot applicable23−0.06†0.131
Boutique or specialist provider−0.020.900Not applicableNot applicable170.07†0.186
Pure-play agentic AI firm−0.160.293Not applicableNot applicable14−0.20†0.365
Not reported, recovered by engagement−0.010.963Not applicableNot applicable27−0.06†0.114
Note: † Base under 30. No interval is reported. ‡ Base under 10. No statistic is reported.

The study set r was −0.02 (95% CI −0.11 to 0.06, Holm p 1.000, n = 543 respondents). The association did not hold after Holm control. Equivalence Tests of Null Results found it equivalent to zero inside the bound. Of the 37 tested segment levels, 1 held after Holm control.

Comparison of Associations Across the Four Measures

Table 11. Associations across the four measuresTable
MeasureFormUnitnr95% CIpEquivalent to zeroRank among the four
Cancellation rateDescriptive contrastEngagement150−0.12−0.28 to 0.040.136Yes1
Customer satisfactionClean estimateEngagement94−0.09−0.28 to 0.120.407Yes2
Engagement indicator meanFullEngagement1500.04−0.12 to 0.200.633Yes3
Intent to leaveRespondent level, clusteredRespondent543−0.02−0.16 to 0.120.726Yes4
Table 12. Pairwise comparison of associationsTable
Pair comparedDifference in rSteiger zpHolm pReading
Cancellation rate and customer satisfaction0.031.040.3000.702Do not differ
Cancellation rate and engagement indicator mean0.081.360.1750.702Do not differ
Cancellation rate and intent to leave0.101.940.0530.315Do not differ
Customer satisfaction and engagement indicator mean0.051.200.2300.702Do not differ
Customer satisfaction and intent to leave0.071.880.0600.315Do not differ
Engagement indicator mean and intent to leave0.020.360.7220.722Do not differ

Pairs were compared on the engagement level form of every measure, each turned so that a higher value was the better outcome, on the 150 engagements where the indicator and all four measures existed. Of the 6 pairs, 0 differed after Holm control.

Clustering and Effective Sample Size

Table 13. Clustering and effective sample sizeTable
StatisticValueReading
Clusters (engagements)150Engagements with at least one answer.
Mean respondents per engagement3.8Answers per engagement with at least one answer.
ICC(1)1.00Share of variance between engagements.
Design effect3.811 plus (mean cluster size minus 1) times ICC.
Nominal respondent n571Respondents who answered.
Effective n150Nominal n divided by the design effect.
Cluster bootstrap appliedYesApplied to every respondent level CI where the ICC is 0.05 or above.

Clustering reduced the 571 respondent answers to about 150 independent answers. Respondent level intervals therefore used the cluster bootstrap, and respondent level tests on intent to leave used cluster-robust errors.

Equivalence Tests of Null Results

Table 14. Equivalence tests of null resultsTable
MeasurenrEquivalence boundTOST p, lowerTOST p, upperEquivalent to zeroAchieved powerMDE at power 0.80Detection floor for this n
Cancellation rate150−0.12|r| < 0.300.012< 0.001Yes0.960.230.23
Customer satisfaction94−0.09|r| < 0.300.017< 0.001Yes0.840.290.23
Engagement indicator mean1500.04|r| < 0.30< 0.001< 0.001Yes0.960.230.23
Intent to leave543, effective 142−0.02|r| < 0.30< 0.001< 0.001Yes0.950.230.23

Tested null, equivalent to zero: cancellation rate, customer satisfaction, engagement indicator mean and intent to leave. No result was inconclusive. The detection floor column is the study floor at 150 engagements. Intent to leave was tested on its effective n.

Robustness Checks

Table 15. Robustness checksTable
CheckMeasurePrimary rCheck r95% CIChangeConclusion holds
Rank correlation in place of PearsonCancellation rate−0.12−0.12a0.00Yes
Rank correlation in place of PearsonCustomer satisfaction−0.09−0.08a0.00Yes
Rank correlation in place of PearsonEngagement indicator mean0.040.07a0.03Yes
Rank correlation in place of PearsonIntent to leave−0.02−0.04a−0.01Yes
Non-answers excluded, then imputed at the engagement meanIntent to leave−0.02−0.02a0.00Yes
Active engagements onlyEngagement indicator mean0.04−0.17−0.36 to 0.04−0.21Yes
Active engagements onlyIntent to leave−0.020.140.03 to 0.240.16Yes
Most influential engagement removed (largest Cook’s distance)Cancellation rate−0.12−0.14−0.29 to 0.02−0.02Yes
Most influential engagement removed (largest Cook’s distance)Customer satisfaction−0.09−0.12−0.32 to 0.08−0.04Yes
Most influential engagement removed (largest Cook’s distance)Engagement indicator mean0.040.06−0.10 to 0.220.02Yes
Most influential engagement removed (largest Cook’s distance)Intent to leave−0.02−0.04−0.12 to 0.05−0.01Yes
Engagements weighted by respondent countCancellation rate−0.12−0.12a0.00Yes
Engagements weighted by respondent countCustomer satisfaction−0.09−0.07a0.02Yes
Engagements weighted by respondent countEngagement indicator mean0.040.04a0.01Yes
Bootstrap of engagementsCancellation rate−0.12−0.12−0.27 to 0.030.00Yes
Bootstrap of engagementsCustomer satisfaction−0.09−0.09−0.30 to 0.130.00Yes
Bootstrap of engagementsEngagement indicator mean0.040.04−0.12 to 0.200.00Yes
Bootstrap of engagementsIntent to leave−0.02−0.02−0.16 to 0.120.00Yes
Thin-base segments removedCancellation rate−0.12−0.01−0.23 to 0.210.11Yes
Thin-base segments removedCustomer satisfaction−0.09−0.10−0.36 to 0.17−0.01Yes
Thin-base segments removedEngagement indicator mean0.04−0.07−0.28 to 0.15−0.10Yes
Thin-base segments removedIntent to leave−0.020.130.01 to 0.240.16Yes
Note: a No interval for this check.

Each change was computed before rounding, so it can differ by 0.01 from the difference of the two printed values.

Every check held. A check holds when its test lands on the same side of 0.05 as the primary test and, where the primary test is below 0.05, its r keeps the primary sign. Thin-base rule: engagements in any level under 30 engagements of outsourcing model or process family removed. Institution type is not used, because every one of its levels is under 30.

Measure Independence and Part-Whole Correction

Each of the four measures was computed from data this indicator does not contain, so each result is a finding rather than an arithmetic consequence.

Comparison with the Study Norm

Table 16. Comparison with the study normTable
MeasureThis indicator, oriented rStudy median, oriented rDeviationFisher zpHolm p
Cancellation rate0.120.60−0.48−6.87< 0.001< 0.001
Customer satisfaction0.090.72−0.63−9.86< 0.001< 0.001
Engagement indicator mean0.040.84−0.80−14.18< 0.001< 0.001
Intent to leave0.020.71−0.69−10.52< 0.001< 0.001
Spread of deviations0.32
VerdictDIVERGENT

Each deviation was computed before rounding, so it can differ by 0.01 from the difference of the two printed values.

The comparison ran on 150 engagements. The indicator departed from the study’s typical pattern on cancellation rate, customer satisfaction, engagement indicator mean and intent to leave.

Interpretation of the Data

Respondents placed their employers early in agentic AI outsourcing delivery (mean 1.0, median 1.0, n = 571 respondents). The absence of any association with the four study measures held under every robustness check run on this item (22 of 22 checks).

Limitations

The evidence is reported experience: what the delivery team said about its own engagement, gathered in one cross-section. The figures showed associations, not causes. Indicators about the financial institution were reported at second hand by vendor staff. Cancellation is a descriptive contrast, because canceled engagements were rated after they ended.

Tests across respondent role and vendor type were run at respondent level and treated respondents as independent. The section Clustering and Effective Sample Size states whether, and by how much, clustering within engagements reduced the information in respondent level figures.

Answers clustered fully within engagements, which left about one independent answer per engagement (ICC 1.00, 571 answers worth about 150 independent answers). Customer Management Executive answers were at anecdote strength (n = 2).

Definitions

Table 17. DefinitionsTable
TermDefinition
Response scaleAs recorded, shown in Table 1. The indicator is not a rating, so no distressed range is defined.
Answering baseRespondents who entered a value.
Non-answers“I do not know” and “I prefer to not answer” are counted separately and are excluded from the mean.
Indicator classPerceived fact: a state of the engagement as the respondent perceives it, so “I do not know” is counted and reported as an answer.
Failure categoryOne of the five failure categories of the Study Taxonomy, section 3. Only the 100 rated indicators carry one, and the indicator is not among them.
Engagement indicator meanThe mean of an engagement’s 100 indicator ratings.

Sources and Provenance

Table 18. Sources and provenanceTable
ItemValue
Study dataStudy Data.xlsx, Data sheet, column C078, sha256 219eba0457274d04
Statistics enginecompute_statistics.py, sha256 738319eef764602b
Statistics recordComputed Statistics.json, record C078, sha256 e405f65a43e37a6e
ComputedOctober 8, 2026, 01:38 UTC
TemplateIndicator Statistical Analysis Template, version 1.1 of 2026-10-06
Figures placed by script2,042 of 2,042

Continue the report

Executive summary →
Overview

Executive Summary

Four findings from 150 engagements

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Introduction

Introduction

Scope, evidence, and how the report is organized

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Part 1

Engagement Outcomes

Poor results on every measure, and what separates them

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Part 2

The Five Failure Categories

Where failure concentrates, category by category

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Part 3

Governance, Oversight, and Control

Controls that existed in name only

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Part 4

The Delivery Workforce

Early in their careers, dissatisfied, and many intending to leave

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Part 5

Manual Alteration

How the delivery team altered the work to sustain it

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Part 6

Executive Action Plan

Seven immediate actions and a first-year plan

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Appendices

Appendices

Definitions, indicator inventory, method, and disclosures

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Data

Study Data

Deep-dive analyses of the study indicators, published in stages

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